ScaleUp SME
A comparison of shared and unique solutions across the SME Lite, SME Up and SME Top packages.
Essentials
Payments
Collection
Financing
Partner Tools
Sustainability
& Advisory
& Advisory
SME Lite
Essential banking tools that help businesses start strong
SME Up
Growth-focused solutions that support business expansion
SME Top
Strategic solutions tailored to empower established businesses
Essentials
Fundamental solutions to help you run basic business operations.
SME First Account
Conventional and Shariah-compliant current account for small and medium-size businesses.
- Fully-online application
- Min. deposit: RM1,000 for account activation
- Flexibility for multiple customisable add-ons
Maybank2u
Online banking services for payments, transfers, investments and more for sole proprietorship.
- Check real-time account balance
- Transfer funds locally and overseas
- Make bill payments and payments to suppliers or business partners
Debit Cards
Debit cards that enable online transactions and ATM withdrawals for sole proprietorship.
- Wave for any payments
- Spend worldwide with VISA
- Withdraw cash via ATM using card or ATM Cash-out using the MAE app
Payments
Solutions to help manage any cash outflow from your business.
Maybank Work+
Programme that offers payroll with benefits for employer and employee.
- Streamlined payroll and business transactions
- Complimentary 6 months accounting solution subscription
- Periodic prizes to be won
Collection
Solutions to help with collection of payments from your customers.
QRPayBiz
Convenient way to accept payments from your customers using QR code.
- Access over 8 million Maybank users
- Accept payments from other banks and e-Wallets
- Account consolidation for multiple outlets
Sound Box
Easily keep track of incoming DuitNow QR payments with voice alerts.
- Announces the exact amount of payment received
- Protection against fraudsters displaying fake receipt screens
- Available in Bahasa Malaysia, English and Mandarin
Financing
Solutions that give you access to spare cash to conduct business operations.
SME Digital Financing
Fully online financing application for limits up to RM20,000,000.
- Fully online application
- Approval in 10 minutes for amounts below RM500,000
HERPower
Exclusive financing package for women-led businesses.
- Up to RM1 mil financing
- Tenure of up to 10 years
- Complimentary counselling and advisory services
Partner Tools
Useful tools from Maybank's partners to help you achieve your business goals.
Accounting Solutions
Cloud accounting software options for day-to-day financial management and e-Invoicing compliance.
- Complimentary 6 months subscription
- LHDN e-invoice compliant
- Partners include AutoCount, Bukku, SQL and financio
Payroll Solutions
Enables salary payment from your payroll software provider platform.
- Compliant and efficient automated salary processing
- Automated uploading and downloading
- Accurate salary disbursements and deductions (EPF, EIS & SOCSO)
Point of Sale (POS) Solutions
An all-in-one platform for POS, inventory management and basic accounting.
- Receive instant transactions directly to your mobile devices
- Track payments, inventory and bookkeeping records in one place
- Reduce errors and improve efficiency without needing multiple systems
Unifi GO Niaga
Business-specific mobile postpaid services that facilitate the use of banking solutions.
- Free 5G smartphone
- Lower minimum deposit of RM100 to open SME First Account-i
- Coverage all across Malaysia
Halal Certification
Access to Halal certification, Islamic financing, wider market reach and business connections.
- Facilitation services
- Financing
- Assurance system
Halal B2B e-Commerce Marketplace
Access to a leading Business-to-Business (B2B) Halal Marketplace
- Empowers buyers and sellers with an easy-to-use platform
- Buy and sell certified Halal products with confidence
- Competitive pricing and wider customer reach
Sustainability & Advisory
Solutions to help your business stay ahead in the sustainability space.
Energy Efficiency Programme
Solution packages for lower operational costs and enhanced sustainability.
- Comprehensive insights into sustainability tailored to industries
- Compliance for sustainability regulations and standards
- Government incentives to support sustainability efforts
E-Invoicing & Certification Classes
Support for e-Invoicing and certifications for management standards (e.g. GMP, HACCP and ISO).
- Programmes to help foster long-term business growth, enhance operational efficiency and ensure regulatory compliance
- Financial insights and networking opportunity with industry leaders
Essentials
Solutions for expanding businesses seeking improved transaction capacity, cash flow and operational efficiency tools.
SME First Account
Conventional and Shariah-compliant current account for small and medium-size businesses.
- Fully-online application
- Min. deposit: RM1,000 for account activation
- Flexibility for multiple customisable add-ons
Maybank2u Biz
Online banking services for payments, transfers, investments and more for non-sole proprietorship.
- Check real-time account balance
- Transfer funds locally and overseas
- Make bill payments, payroll and bulk payments to staff, suppliers or business partners
Payments
Solutions to help manage any cash outflow from your business.
Maybank Work+
Programme that offers payroll with benefits for employer and employee.
- Streamlined payroll and business transactions
- Complimentary 6 months accounting solution subscription
- Periodic prizes to be won
Commercial Cards
Corporate card options for business travel, entertainment and expenses.
- Maybank Visa Corporate Card
- Maybank Islamic Visa Corporate Card-i
- Maybank Islamic Mastercard Business Card-i
- American Express Explorer Business Platinum Card
Collection
Solutions to help with collection of payments from your customers.
QRPayBiz
Convenient way to accept payments from your customers using QR code.
- Access over 8 million Maybank users
- Accept payments from other banks and e-Wallets
- Account consolidation for multiple outlets
Sound Box
Easily keep track of incoming DuitNow QR payments with voice alerts.
- Announces the exact amount of payment received
- Protection against fraudsters displaying fake receipt screens
- Available in Bahasa Malaysia, English and Mandarin
Card Terminals
Device used to process card payments, e-Wallet and dynamic QR payments at retail locations.
- Wide range of cards and e-Wallets acceptance
- Participate in merchant promotions
- Receive QR Scan payments
Financing
Solutions that give you access to spare cash to conduct business operations.
Working Capital
Financing options for working capital that include clean financing without collateral.
- SME Clean Loan / Financing-i
- Vendor Financing-i
- Low Carbon Transition Facility/-i (LCTF/-i)
- SME Fixed Deposit Extra/-i
Property Business
Secure financing to purchase properties for business.
- MaxiPlan/-i Package
- SME Property & Business Financing/-i
- SME Online Property Business Financing/-i
Blanket Hire Purchase
Blanket line financing to purchase business machinery, equipment and vehicles.
- Up to 90% financing margin
- 12 months utilisation period
- Flat rates apply
HERPower
Exclusive financing package for women-led businesses.
- Up to RM1 mil financing
- Tenure of up to 10 years
- Complimentary counselling and advisory services
Partner Tools
Useful tools from Maybank's partners to help you achieve your business goals.
Accounting Solutions
Cloud accounting software options for day-to-day financial management and e-Invoicing compliance.
- Complimentary 6 months subscription
- LHDN e-invoice compliant
- Partners include AutoCount, Bukku, SQL and financio
Payroll Solutions
Enables salary payment from your payroll software provider platform.
- Compliant and efficient automated salary processing
- Automated uploading and downloading
- Accurate salary disbursements and deductions (EPF, EIS & SOCSO)
Point of Sale (POS) Solutions
An all-in-one platform for POS, inventory management and basic accounting.
- Receive instant transactions directly to your mobile devices
- Track payments, inventory and bookkeeping records in one place
- Reduce errors and improve efficiency without needing multiple systems
Unifi GO Niaga
Business-specific mobile postpaid services that facilitate the use of banking solutions.
- Free 5G smartphone
- Lower minimum deposit of RM100 to open SME First Account-i
- Coverage all across Malaysia
Halal Certification
Access to Halal certification, Islamic financing, wider market reach and business connections.
- Facilitation services
- Financing
- Assurance system
Halal B2B e-Commerce Marketplace
Access to a leading Business-to-Business (B2B) Halal Marketplace
- Empowers buyers and sellers with an easy-to-use platform
- Buy and sell certified Halal products with confidence
- Competitive pricing and wider customer reach
Sustainability & Advisory
Solutions to help your business stay ahead in the sustainability space.
Energy Efficiency Programme
Solution packages for lower operational costs and enhanced sustainability.
- Comprehensive insights into sustainability tailored to industries
- Compliance for sustainability regulations and standards
- Government incentives to support sustainability efforts
E-Invoicing & Certification Classes
Support for e-Invoicing and certifications for management standards (e.g. GMP, HACCP and ISO).
- Programmes to help foster long-term business growth, enhance operational efficiency and ensure regulatory compliance
- Financial insights and networking opportunity with industry leaders
Essentials
Solutions for expanding businesses seeking improved transaction capacity, cash flow and operational efficiency tools.
SME First Account
Conventional and Shariah-compliant current account for small and medium-size businesses.
- Fully-online application
- Min. deposit: RM1,000 for account activation
- Flexibility for multiple customisable add-ons
Maybank2E
Online banking services for transactions, account enquiries and generating reports for all companies.
- Available in 6 different languages
- View your entire Maybank portfolio
- Cross-border connectivity and available in major currencies
Master Foreign Currency Account
Current account for you to receive and make payments in foreign currencies.
- Able to invest in 16 currencies
- Minimise risk of currency fluctuations
- Reduced cost of fund transfer losses during conversions
Fixed Deposit
Account that earns you interest at an agreed rate, based on the sum of money deposited and tenure.
- Min. deposit: RM5,000 (1 month) and RM1,000 (2 months and above)
- Tenures from 1 - 60 months
- Up to 2.55% interest rate per annum
Payments
Solutions to help manage any cash outflow from your business.
Maybank Work+
Programme that offers payroll with benefits for employer and employee.
- Streamlined payroll and business transactions
- Complimentary 6 months accounting solution subscription
- Periodic prizes to be won
Commercial Cards
Corporate card options for business travel, entertainment and expenses.
- Maybank Visa Corporate Card
- Maybank Islamic Visa Corporate Card-i
- Maybank Islamic Mastercard Business Card-i
- American Express Explorer Business Platinum Card
Forex MRates
Online platform to request for foreign currency special rates.
- Live prices for over 35 currency pairs
- Competitive exchange rates
Collection
Solutions to help with collection of payments from your customers.
Card Terminals
Device used to process card payments, e-Wallet and dynamic QR payments at retail locations.
- Wide range of cards and e-Wallets acceptance
- Participate in merchant promotions
- Receive QR Scan payments
Financing
Solutions that give you access to spare cash to conduct business operations.
Working Capital
Financing options for working capital that include clean financing without collateral.
- SME Clean Loan / Financing-i
- Vendor Financing-i
- Low Carbon Transition Facility/-i (LCTF/-i)
Property Business
Secure financing to purchase properties for business.
- SME Property & Business Financing/-i
- SME Online Property Business Financing/-i
Blanket Hire Purchase
Blanket line financing to purchase business machinery, equipment and vehicles.
- Up to 90% financing margin
- 12 months utilisation period
- Flat rates apply
HERPower
Exclusive financing package for women-led businesses.
- Up to RM1 mil financing
- Tenure of up to 10 years
- Complimentary counselling and advisory services
Partner Tools
Useful tools from Maybank's partners to help you achieve your business goals.
Accounting Solutions
Cloud accounting software options for day-to-day financial management and e-Invoicing compliance.
- Complimentary 6 months subscription
- LHDN e-invoice compliant
- Partners include AutoCount, Bukku, SQL and financio
Payroll Solutions
Enables salary payment from your payroll software provider platform.
- Compliant and efficient automated salary processing
- Automated uploading and downloading
- Accurate salary disbursements and deductions (EPF, EIS & SOCSO)
Unifi GO Niaga
Business-specific mobile postpaid services that facilitate the use of banking solutions.
- Free 5G smartphone
- Lower minimum deposit of RM100 to open SME First Account-i
- Coverage all across Malaysia
Halal Certification
Access to Halal certification, Islamic financing, wider market reach and business connections.
- Facilitation services
- Financing
- Assurance system
Halal B2B e-Commerce Marketplace
Access to a leading Business-to-Business (B2B) Halal Marketplace
- Empowers buyers and sellers with an easy-to-use platform
- Buy and sell certified Halal products with confidence
- Competitive pricing and wider customer reach
Sustainability & Advisory
Solutions to help your business stay ahead in the sustainability space.
Energy Efficiency Programme
Solution packages for lower operational costs and enhanced sustainability.
- Comprehensive insights into sustainability tailored to industries
- Compliance for sustainability regulations and standards
- Government incentives to support sustainability efforts
E-Invoicing & Certification Classes
Support for e-Invoicing and certifications for management standards (e.g. GMP, HACCP and ISO).
- Programmes to help foster long-term business growth, enhance operational efficiency and ensure regulatory compliance
- Financial insights and networking opportunity with industry leaders
Highlights
myimpact SME
Get tailored, scalable regular and sustainable solutions designed to fit your business size and needs.
SME Events
Unlock new opportunities and access financial insights, network with industry leaders, and explore tailored solutions.
SME Articles
Explore handy tips and tricks for SMEs to thrive in a competitive Malaysian business landscape.