Market Exposure Adjustable Note (MEAN)

Capturing your view of market trends over a medium-term, MEAN protects your capital should the market behave contrary to your prediction.

With investment tenure of 18 months, you are given an option to choose between Bull or Bear MEAN.

Bull MEAN

• Applies to investors who expect FBMKLCI to trend upwards.
• Offers up to 9% returns if FBMKLCI rises above the Initial Index Level at maturity.
• If FBMKLCI falls below the Initial Index Level, investors will not gain any returns but will receive 100% of the capital invested at maturity.

Bear MEAN

• Applies to investors who expect FBMKLCI to trend downwards.
• Offers up to 9% returns if FBMKLCI falls below the Initial Index Level at maturity.
• If FBMKLCI rises above the Initial Index Level, investors will not gain any returns but will receive 100% of the capital invested at

• You must invest a minimum of RM250,000.
• Please note however that an investment amount of RM50,000 can be accepted for individuals with net personal assets exceeding RM3 million or its equivalent in foreign currencies, or non-individuals with net assets exceeding RM10 million or its equivalent in foreign currencies.
• Note: Early Exit Fee of 1% of Investment amount applies.