Deposits

Premier Mudharabah Account-i (PMA-i) for SME and BB

The Shariah-compliant Investment Account that rewards the Small Medium Enterprise (SME) and Business Banking (BB) customers.

Benefits


  • Minimum initial placement of RM2,000.
  • No monthly fee.
  • Accountholder will be issued with cheque book.
  • Unlimited withdrawals can be made at the home branch.
  • Potentially earn higher returns. Profit gained from the investment will be shared between both parties (Customer & Bank) accordingly based on agreed profit sharing ratio (PSR). The profit will be paid on monthly basis and it is NOT subject to balance band or number of withdrawal.
  • Introducer is required*.
  • Islamic overdraft facilities (subject to eligibility).
  • Internet banking via Maybank2uBiz and Maybank2E.
  • Wide branch network for counter services.

Click for Product Disclosure Sheet and Terms and Conditions 


Unplanned Temporary Excess in Islamic Account(s)

Where permitted, any unplanned temporary excess in any Islamic Account due to amount advanced by the Bank shall be treated as loan (Qard) granted by the Bank to the account holder.

Click here for more details.

 

* Not Protected by PIDM.

* Click here for PIDM's DIS Brochure. 


Win Petrol Vouchers with RM30,000!

 

Open a Participating Current Account online and maintain active status during the Winner Selection Month.

The Eligible Participants are required to have maintained;

Minimum Month End Balance of RM20,000 in the Participating Account for each month; and

Average Daily Balance (“ADB”) of RM30,000 for the month.

Click here to view the Prizes and Terms and Conditions

Indicative Profit rates


Indicative Profit Rate (% p.a.) Profit Sharing Ratio Investor Profit Sharing Ratio Bank
0.15 3 97

*Effective 16 May 2020 to 15 June 2020

How to apply


Eligibility:

  • Registered Companies under the customer segment of SME and BB
  • Registered Association/Club/Society

Required documents:

  • Memorandum and Articles of Association certified by the Secretary of the company.
  • Certificate of Incorporation (the original copy must be sighted)
  • Certificate to Commence Business, if public limited companies (the original copy must be sighted)
  • A list of all Directors and Secretary together with their home addresses (Form 49)
  • Resolution of the Board of Directors to open and operate the account (to complete our Form)
  • Other relevant documents upon request by the Bank

Fees & charges


  • Service charge: RM10 per half year, waived for accounts with an average balance of RM1,000 within six (6) months 
  • Early closure of account within 3 months of account opening: RM20.

*Terms and Conditions apply.

Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016)

Click here to view Investment Account Fund Performance Report (Q3 2016)

Click here to view Investment Account Fund Performance Report (Q4 2016)


Click here to view Investment Account Fund Performance Report (Q1 2017)

Click here to view Investment Account Fund Performance Report (Q2 2017)

Click here to view Investment Account Fund Performance Report (Q3 2017)

Click here to view Investment Account Fund Performance Report (Q4 2017)


Click here to view Investment Account Fund Performance Report (Q1 2018)

Click here to view Investment Account Fund Performance Report (Q2 2018)

Click here to view Investment Account Fund Performance Report (Q3 2018)

Click here to view Investment Account Fund Performance Report (Q4 2018)


Click here to view Investment Account Fund Performance Report (Q1 2019)

Click here to view Investment Account Fund Performance Report (Q2 2019)

Click here to view Investment Account Fund Performance Report (Q3 2019)

Click here to view Investment Account Fund Performance Report (Q4 2019)

Locate a branch

Find a Maybank branch nearby you