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Unit Trusts
Unit Trusts
Unit Trusts
Unit Trust investments to help you achieve your short and long-term financial goals
About
Unit Trust investments are one of the most popular investment options that are easily accessible and affordable for those who are just starting out their investment journey. It pools your money together with other investors to invest in a wide range of assets so that you can participate in a diversified portfolio even with smaller investment amounts.
Unlike robo advisors, your Unit Trusts are managed by professional Unit Trust fund managers who are experts in their field and will help you invest according to your risk appetite.
With Unit Trusts, a medium- to long-term investment (ie. 3 to 20 years) can give you much better returns than cash savings and fixed deposits in the long run.
Ways to Invest
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Compound Returns via Compound Interests |
Buy Low, Sell High |
Dollar-Cost Averaging (DCA) via Regular Savings Plan (RSP) |
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It takes time and patience to maximise the benefits of compound interest. That’s why the key is to start early.
When accumulated over time, compounding interests can make a huge difference in your earnings. For example, investing RM100 every month from age 25, vs investing RM100 every month from age 35 could add up to a difference of RM83,556 in total.
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When you invest in a Unit Trust, your fund manager buys units of the fund alongside many other investors. As the fund increases or decreases in value, the value of each unit increases or decreases accordingly.
Like most “buy low, sell high” investment strategies, you can make money by selling your units for a higher price than at the price you initially bought them. |
A RSP lets you automate your investments by allowing you to regularly invest small amounts at a frequency you are comfortable with to build up your investment steadily.
You can achieve DCA with RSP by buying more units when the prices are low, and lesser units when prices are high. Over time, the average cost of your investment could potentially be lower as opposed to making a one-time, lump sum investment. |
Why invest in Unit Trust funds?
- Unit Trust investments begin from just RM100 per month.
- Professionally-managed by Unit Trust fund managers to help achieve your financial goals.
- Flexibility to cash out with evolving lifestyle needs.
- Hands-off investment so you can focus on the important things in life.
- Diversification allows for better risk management.
- Taps into faraway markets that require high capital.
Fun Fact: One of the most popular Unit Trusts in Malaysia is Amanah Saham Bumiputera (ASB), distributed by Amanah Saham National Berhad (ASNB).
Find a Unit Trust fund that's best for you
For beginners:
For those looking to explore:
Environmental, Social and Governance (ESG) Funds
For Experimental Investors:
Fund Documents
How to get started
First-time Unit Trust investor
Step 1: Log in to Maybank2u web and click ‘Apply’ on the top right corner.
Step 2: Go to the ‘Investment’ tab.
Step 3: Look for ‘Unit Trust Account’ and click ‘Apply Now’.
Sign up for a Unit Trust account online now via Maybank2u web to start investing*.
*We will require 1 business day to review and approve your application before you can make your first Unit Trust investment.
For further details on the investment, steps to purchase, and other FAQs, click here.
Make a Unit Trust investment
Step 1: Log in to Maybank2u web and click on the ‘Wealth’ tab.
Step 2: Scroll down and head to the ‘Unit Trust’ section.
Step 3: Select your ‘Unit Trust Account’ and click on ‘Subscribe Fund’.
More Info
For further details on this investment, and other FAQs, click here.
Want to speak to someone before you invest? Make an appointment with us here.
Terms and Conditions
Click here for the Unit Trust Terms and Conditions
Disclaimer
Investors are advised to read and understand the Product Highlights Sheet, Master Prospectus / Information Memorandum and its Supplemental Master Prospectus / Information Memorandum for Unit Trust that have been registered with the Securities Commission before investing. A hard copy of the respective Prospectus/Information Memorandum can be obtained from Maybank branches / centres. There are fees and charges involved and investors are advised to consider the fees and charges as well as risk of investing involved before investing in any of the funds. Past performance of the fund is not an indication of its future performance. If in doubt, investor should consult a professional adviser in order to clear any of the investors' uncertainties.
Unit Trust is not protected by PIDM.
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