Foreign Telegraphic Transfer & Guaranteed OUR (G'OUR)

Effective 7 April 2025, we have increased the combined daily limits for Foreign Telegraphic Transfer (FTT), Maybank Overseas Transfer (MOT), Bakong Transfer* and DuitNow Overseas Transfer*. This means, you will be able to send larger amounts of funds conveniently.

*Please note that the sub-limit for Bakong Transfer and DuitNow Overseas Transfer’s are still maintained at RM10,000 and RM3,000 daily, respectively.

Kindly note that once you increase your limit, a 12-hour cooling-off period will apply before the new limit can take effect. During this time, you can only make overseas transfers up to your current limit. Rest assured that you will be notified via push notification or SMS on when the period starts and ends. For more information on how to increase transfer limits, click here.

Please ensure your MAE app is updated via the App Store, Google Play or Huawei AppGallery to enjoy your new limits. Avoid downloading APK files from unofficial sources to protect your device from malware. Learn more about the MAE app here.

For more information on the combined limits, click here.

• Enjoy lower rates when you send a minimum of RM10,000 via Maybank2u or Maybank2u Biz web and the MAE app
  *Download or update to the latest version of the MAE app to access this feature.
• Send your money worry-free with the highly secured SWIFT system.
• Easily make your transfers online (via Maybank2u or Maybank2u Biz web and the MAE app) or at any Maybank branches and Maybank Money Exchange Booths.
• Enjoy transparent service charges upfront and guarantee the amount credited to the beneficiary’s account via Guaranteed OUR option (available on Maybank2u or Maybank2u.Biz web, the MAE app, at Maybank branches and Maybank Money Exchange Booths).
• If you are a Maybank Private, Maybank Premier or Maybank Privilege customer, you get to enjoy much lower rates when you send a minimum of RM10,000 (via Maybank2u web and the MAE app).
• Perform online overseas transfers beyond market closing times while securing exchange rates.

• Foreign Telegraphic Transfer Debit Master Foreign Currency Account (MFCA) is a service that allows you to perform Foreign Telegraphic Transfers from an additional source of funds to a recipient in their preferred currency, without being subjected to fluctuating exchange rates or additional charges to their foreign currency account.

• This service is applicable to 16 foreign currencies.

• Customers can only transfer the same currency type to the recipient's account. The recipient's bank and country may differ and this will not impact the transfer. However, mismatched currencies will be rejected as shown in the example table below:

  MFCA Account Currency	Receiving Country Currency	Status
  USD	Australia as USD	Accepted
  USD	Australia as AUD	Rejected

• There is no additional fee for the above service. A flat service fee of RM10 will be charged to your local RM account as per the standard Foreign Telegraphic Transfer charges on Maybank2u. This fee will not affect or be charged from your Master Foreign Currency Account.
• Click here for more info on Master Foreign Currency Account.

Follow the simple steps below to make a Foreign Telegraphic Transfer via the MAE app and Maybank2u web.

Note: The swift code for Maybank is MBBEMYKL.

*Download or update to the latest MAE app (Version 9.4) to access this feature.

Via Maybank2u web:

Via the MAE app:

For Open Transfer Journey

Via the MAE app:

For Favourite Transfer Journey

Guaranteed OUR (G’OUR) is a service that allows the beneficiary to receive the exact amount sent to them via Foreign Telegraphic Transfer (FTT). This service is applicable for transfers in all currencies.

When using the G’OUR service, a fixed agent fee (refer to ‘Service Charges’ section) will be charged on top of the FTT service fee. All fees incurred will be informed to the senders upfront.

This service is available from Monday to Friday, on Maybank2u or Maybank2u Biz web, the MAE app, at Maybank branches and Maybank Money Exchange Booths.

FTT charges online (via Maybank2u or Maybank2u Biz web, and the MAE app):

FTT charges via Maybank branches and Maybank Money Exchange Booths:

*Not inclusive of other charges from beneficiary bank / agent

Additional G’OUR charges or beneficiary’s agent bank fee (via Maybank2u or Maybank2u Biz web, the MAE app, at Maybank branches and Maybank Money Exchange Booths):

* Effective from 04.10.2024

• Via the MAE app and Maybank2u web, from an individual account

  • min. RM1
  • max. RM100,000 shared daily transaction limit

• Via the MAE app and Maybank2u web, from a sole proprietor account

  • min. RM1
  • max. RM150,000 combined daily transaction limit

• Via Maybank2u Biz web, from a business account

  • min. RM1
  • max. RM150,000 daily transaction limit

• Via Maybank branches/Maybank Money Exchange Booths

  • min. RM1
  • no daily transaction limit*

*Note: Subject to compliance of FEA rules

• From an external account
  RM10,000

Below are the service hours for Maybank2u web, MAE app and M2U Biz effective 2 October 2023.

FAQ on Foreign Telegraphic Transfer. Click here

FAQ on Foreign Exchange Administrator (FEA) Declaration. Click here

FAQ on Foreign Telegraphic Transfer Debiting Master Foreign Currency Account (MFCA) via Maybank2u. Click here

On top of transferring funds overseas, you can also perform prepaid reloads for mobile numbers in Indonesia, Philippines, Singapore, Thailand and Vietnam via Maybank2u web!

Learn more about international mobile reload here.