| Rewards | How To Join | |
| Grow Your Business Deposit |
|
|
| Maybank Work+ for Employer |
|
|
| Maybank Work+ for Employee |
|
|
Step 1: Get Started and Earn Your First Entries
Top up RM50,000 into your account and register for the campaign.
Bonus Entries earned:
| Conventional Account | Islamic Account |
|---|---|
| 30 | 40 |
Step 2: Grow Your Funds and Earn More Returns
a) Grow your month-on-month balance to earn additional returns of up to 1.25% p.a.
|
| Profit Returns Rate | |
|---|---|---|
|
| Conventional Account | Islamic Account |
| RM25,000 - RM39,999 | 0.5% p.a. | 0.75%p.a. |
| RM40,000 to RM54,999 | 0.75% p.a. | 1.00% p.a. |
| RM55,000 and above | 1.00% p.a. | 1.25% p.a. |
b) Increase your Average Daily Balance (ADB) to earn additional entries
| ADB growth of | Additional entries | |
|---|---|---|
| RM100,000 | Conventional Account | Islamic Account |
| 30 | ||
Step 3: Unlock More Entries with Business Solutions
Solutions to Support Your Business Growth and Daily Operations
| Business Solutions | Additional entries | |
|---|---|---|
|
| Conventional Account | Islamic Account |
| Sign up for Maybank ScaleUp SME solutions (SME Lite, SME Up, SME Top) A tailored banking suite designed to support small and medium enterprises (SMEs) at every stage of growth | 20 | |
| Sign up for Maybank Work+ and perform min RM20,000 salary transaction A unified solution that combines payroll management with banking services to simplify processes for employers and offer benefits to employees. | 30 | |
Access financing to support your business needs
Manage cash flow, fund operations and take on new opportunities with ease.
| Business Solutions | Date | Additional entries | |
|---|---|---|---|
|
| Conventional Account | Islamic Account | |
| Apply for Maybank ESG Financing* Financing to support your shift towards sustainable and energy-efficient operations. | 1 April � 30 June 2026 | 35 | |
| Apply for Maybank HERpower Financing* Up to RM1 million in collateral-free financing to help women-led businesses grow and expand. | 1 July � 30 September 2026 | 50 | |
| Maybank Trade Financing* Improve cash flow and manage trade seamlessly with import, export and working capital solutions.
Maybank SME Digital Financing* Apply for up to RM20 million financing online, with approvals in as fast as 10 minutes for financing below RM500,000. | 1 August � 31 October 2026 | 50 | |
* All financing product take-ups are eligible for additional entries, subject to disbursement.
Example of entries & profit returns earned for Existing Islamic Account holder:
| Registered date (2026) | Balance at the start of the month (RM) | Product take-up | Average money (RM) in your account in a month | ||||
|---|---|---|---|---|---|---|---|
|
15/7 | 30/6 | 10/6 | 31/7 | 31/8 | 30/9 | 31/10 | |
| 50,000 | Maybank2u Biz | 105,000 | 125,000 | 375,000 | 725,000 | ||
| The amount (RM) you�ve added to your account this month | |||||||
|
| 55,000 | 20,000 | 250,000 | 350,000 | Total profit earned (RM) | ||
| Total Entries | 40 | 0 | 0 | 30 | 30 | 100 | |
| Profit tier |
| 1.25% p.a. | 0 | 1.25% p.a. | 1.25% p.a. | 686.82 | |
Step 1: Get Started and Earn Your First Entries
Earn your first entries
| Action | Conventional | Islamic |
|---|---|---|
| Open a Maybank Business Account | 25 entries | 35 entries |
| Open a Maybank Business Account under Maybank ScaleUp SME Solution (Bundle) | +20 bonus entries | +20 bonus entries |
? Tip: Sign up under ScaleUp SME Solutions to earn more entries while accessing business tools in one bundle.
Step 2: Grow Your Funds and Earn More Returns
a) Grow your month-on-month balance to earn additional returns of up to 1.25% p.a.
|
| Profit Returns Rate | |
|---|---|---|
| Conventional Account | Islamic Account | |
| RM25,000 - RM39,999 | 0.5% p.a. | 0.75%p.a. |
| RM40,000 to RM54,999 | 0.75% p.a. | 1.00% p.a. |
| RM55,000 and above | 1.00% p.a. | 1.25% p.a. |
b) Increase your ADB (Average Daily Balance) to earn more entries
| ADB growth of | Additional entries | |
|---|---|---|
| RM100,000 | Conventional Account | Islamic Account |
| 30 | ||
Step 3: Unlock More Entries with Business Solutions
Simplify payroll and support your employees with Maybank Work+
| Business Solutions | Additional entries | |
|---|---|---|
| Conventional Account | Islamic Account | |
| Sign up for Maybank Work+ and perform min RM20,000 salary transaction A unified solution that combines payroll management with banking services to simplify processes for employers and offer benefits to employees. | 30 | |
Access financing to support your business needs
Manage cash flow, fund operations and take on new opportunities with ease.
| Business Solutions | Date | Additional entries | |
|---|---|---|---|
|
| Conventional Account | Islamic Account | |
| Apply for Maybank ESG Financing* Financing to support your shift towards sustainable and energy-efficient operations. | 1 April � 30 June 2026 | 35 | |
| Apply for Maybank HERpower Financing* Up to RM1 million in collateral-free financing to help women-led businesses grow and expand. | 1 July � 30 September 2026 | 50 | |
| Maybank Trade Financing* Improve cash flow and manage trade seamlessly with import, export and working capital solutions.
Maybank SME Digital Financing* Apply for up to RM20 million financing online, with approvals in as fast as 10 minutes for financing below RM500,000. | 1 August � 31 October 2026 | 50 | |
*All financing product take-ups are eligible for additional entries, subject to disbursement.
Example of entries & profit returns earned for New Islamic Account opening:
| Opened a new account & registered date (2026) | Your balance at the end of the month (RM) | Product take-up | Average money (RM) in your account in a month |
| ||||
|---|---|---|---|---|---|---|---|---|
|
2/6 | 30/6 | 4/6 | 30/6 | 31/7 | 31/8 | 30/9 | 31/10 |
|
| 10,000 (initial deposit) | Maybank2u Biz on 10/6 | 10,000 | 50,000 | 40,000 | 70,000 | 100,000 |
| |
| The amount (RM) you�ve added to your account this month |
| |||||||
|
| 40,000 | (10,000) | 30,000 | 70,000 | Total profit earned (RM) | |||
| Total Entries | 35 |
|
| |||||
| Profit tier |
| 1.00% p.a. | 0 | 0.75% p.a. | 1.25% p.a. | 127.40 | ||
Sign up for a participating Maybank Business Account online in less than 5 minutes
Step 1: Utilize Maybank Work+ to its fullest OR sign up for Maybank Work+ if you haven�t already
If you are:
|
| Maybank Work+ will be activated automatically by:
|
|
| Log in to
or
|
Step 2: Register to join the campaign
Step 3: Perform minimum monthly salary credit of RM10,000 and above to Employee with Maybank Account via Maybank Platform (M2U, M2UBiz, M2e) during the campaign period.
Step 4: Maintain average daily balance of RM100,000 throughout the campaign periods
| Action | Entries Earned |
|---|---|
|
| 100X |
Step 5: Unlock your additional entries with business solutions, performing payroll and growing your funds.
| Entries Criteria | Action | Entries Earned |
|---|---|---|
| Increase Savings | Every incremental average daily balance (ADB) growth of RM50,000 | 10X per RM50,000 |
| Payroll | Perform salary transaction to thirty (30) or more employees with Maybank / Maybank Islamic Savings or Investment accounts | 10X per transaction per month |
| Perform every salary transaction of RM20,000 to Maybank / Maybank Islamic Savings or Investment account | 10X per every RM20,000 per month | |
| Business Solutions | Apply for Maybank SME Digital Solutions | 30X per each successful application |
| Sign-up of QRPayBiz | ||
| Sign-up for a Maybank Commercial Credit Card or Corporate Debit Card | ||
| Subscribe to Card Terminal | 50X per each | |
| Sign-up of Point-of-Sale (POS) Solutions | ||
| Borrowing facilities (including Trade Finance (TF), Overdraft (OD) and Term Loan (TL)) | ||
| Sign-up for Merchantrade and onboarding foreign workers onto Merchantrade Money | 100X per each successful application | |
| Sign-up for SME Partner Tools (including Accounting Solutions and/or Payroll solution) | ||
| Subscribe to Group Personal Accident with Etiqa |
Step 1:
Note: Work+ is activated once you perform first payroll transaction to at least 1 employee with Maybank account
Step 2: Register to join the campaign
Step 3: Perform minimum monthly salary credit of RM10,000 and above to Employee with Maybank Account via Maybank Platform (M2U, M2UBiz, M2e) during the campaign period.
Step 4: Maintain average daily balance of RM100,000 throughout the campaign period
Entries you will earn when you complete the above steps
| Action | Entries Earned |
|---|---|
|
| 100X |
Step 5: Unlock your additional entries with business solutions, performing payroll and growing your funds.
| Entries Criteria | Action | Entries Earned |
|---|---|---|
| Increase Savings | Every incremental average daily balance (ADB) growth of RM50,000 | 10X per RM50,000 |
| Payroll | Perform salary transaction to thirty (30) or more employees with Maybank / Maybank Islamic Savings or Investment accounts | 10X per transaction per month |
| Perform every salary transaction of RM20,000 to Maybank / Maybank Islamic Savings or Investment account | 10X per every RM20,000 per month | |
| Business Solutions | Apply for Maybank SME Digital Solutions | 30X per each successful application |
| Sign-up of QRPayBiz | ||
| Sign-up for a Maybank Commercial Credit Card or Corporate Debit Card | ||
| Subscribe to Card Terminal | 50X per each | |
| Sign-up of Point-of-Sale (POS) Solutions | ||
| Borrowing facilities (including Trade Finance (TF), Overdraft (OD) and Term Loan (TL)) | ||
| Sign-up for Merchantrade and onboarding foreign workers onto Merchantrade Money | 100X per each successful application | |
| Sign-up for SME Partner Tools (including Accounting Solutions and/or Payroll solution) | ||
| Subscribe to Group Personal Accident with Etiqa |
Sign up for participating Maybank Business Account online in less than 5 minutes.
| Open a Maybank Business Account online in less than 5 minutes |