Maybank SME rewards

Overview
Exclusive Campaigns for Maybank SME Customers
Business Deposit
Campaign
Maximize your returns and win exclusive rewards
Maybank Work+
for Employer Campaign
Streamline your payroll and unlock premium prizes
More rewards, better business with Maybank SME
Get rewarded for all your hard work. From managing operations and payroll to earning additional returns on your business funds, turn everyday transactions into opportunities with exclusive SME campaigns.
 
Rewards
How To Join
Grow Your Business Deposit
  • Additional returns of up to 1.25% p.a.
  • Team retreat at The Banjaran Hotspring
  • MacBook Pro
  • Petrol vouchers
  1. Register & increase your funds in Maybank Business Account
  2. Sign Up for Maybank ScaleUp SME Solutions & more to earn winning entries
Maybank Work+ for Employer
  • Jetour T2
  • Travel Vouchers
  • iPhone 17 Pro
  • RM10,000 Monthly Cash Prizes
  1. Register & perform minimum monthly salary credit of RM10,000 and above to Employee with Maybank Account
  2. Sign Up for Maybank ScaleUp SME Solutions & more to earn winning entries
Maybank Work+ for Employee
  • Proton eMAS 5
  • Travel Vouchers
  • iPhone 17 Pro
  • RM5,000 Monthly Cash Prizes
  1. Register & maintain RM2,000 balance by end of campaign
  2. Sign Up for new products during the campaign period
About
How to join?
Rewards
ADDITIONAL RETURNS OF
UP TO 1.25% p.a.

Plus, stand to win team retreat, Macbook Pro &
petrol vouchers with Maybank Business Account
Strong cash flow powers business growth. Put your everyday business balances to work with up to 1.25% p.a. returns on your Maybank Business Account - so you can earn more while running your business.

As you grow your funds and sign up for solutions - such as payroll, payments, and financing - to improve your operations, you�ll also stand a chance to win rewards such as team retreats, Macbook Pro and petrol vouchers. Terms and Conditions apply.

Register Now


Not a Maybank SME Customer yet?
Get started with Maybank ScaleUp SME Solutions � three curated solutions designed for Micro, Small and Medium Enterprises (SMEs). Each solution empowers your business with a Maybank Business Account and the tools to manage daily operations more efficiently and support your growth.

SME Lite
Essential banking tools to help you start and manage your business with ease

SME Up
Growth-focused solutions to help you improve cash flow and expand your business

SME Top
Strategic solutions to help you scale, compete and lead in your industry

How we support your business
Real-time cash flow tracking with Maybank2u Biz and Maybank2E
Streamline payroll and payments with Maybank Work+
Seamless payment methods via QRPayBiz and Maybank Merchant terminals
Access working capital for business expansion with up to RM20 million in financing
Unlock integrated digital tools beyond banking with AutoCount, Bukku, Financio and SQL & Kakitangan
Apply Now

Existing Maybank Customers

Step 1: Get Started and Earn Your First Entries

Top up RM50,000 into your account and register for the campaign.

Register Now


Bonus Entries earned:

Conventional Account

Islamic Account

30

40


Step 2: Grow Your Funds and Earn More Returns

a) Grow your month-on-month balance to earn additional returns of up to 1.25% p.a.

 

Profit Returns Rate

 

Conventional Account

Islamic Account

RM25,000 - RM39,999

0.5% p.a.

0.75%p.a.

RM40,000 to RM54,999

0.75% p.a.

1.00% p.a.

RM55,000 and above

1.00% p.a.

1.25% p.a.


b) Increase your Average Daily Balance (ADB) to earn additional entries

ADB growth of

Additional entries

RM100,000

Conventional Account

Islamic Account

30


Step 3: Unlock More Entries with Business Solutions

Solutions to Support Your Business Growth and Daily Operations

Business Solutions

Additional entries

 

Conventional Account

Islamic Account

Sign up for Maybank ScaleUp SME solutions (SME Lite, SME Up, SME Top)

A tailored banking suite designed to support small and medium enterprises (SMEs) at every stage of growth

Apply now

20

Sign up for Maybank Work+ and perform min RM20,000 salary transaction

A unified solution that combines payroll management with banking services to simplify processes for employers and offer benefits to employees.

Apply now

30


Access financing to support your business needs

Manage cash flow, fund operations and take on new opportunities with ease.

Business Solutions

Date

Additional entries

 

Conventional Account

Islamic Account

Apply for Maybank ESG Financing*

Financing to support your shift towards sustainable and energy-efficient operations.

Apply now

1 April � 30 June 2026

35

Apply for Maybank HERpower Financing*

Up to RM1 million in collateral-free financing to help women-led businesses grow and expand.

Apply now

1 July � 30 September 2026

50

Maybank Trade Financing*

Improve cash flow and manage trade seamlessly with import, export and working capital solutions.

Apply now

 

Maybank SME Digital Financing*

Apply for up to RM20 million financing online, with approvals in as fast as 10 minutes for financing below RM500,000.

Apply now

1 August � 31 October 2026

50


* All financing product take-ups are eligible for additional entries, subject to disbursement.


Example of entries & profit returns earned for Existing Islamic Account holder:

Registered date (2026)

Balance at the start of the month (RM)

Product take-up

Average money (RM) in your account in a month

 

 

15/7

30/6

10/6

31/7

31/8

30/9

31/10

 

50,000

Maybank2u Biz

105,000

125,000

375,000

725,000

 

The amount (RM) you�ve added to your account this month

 

 

55,000

20,000

250,000

350,000

Total profit earned (RM)

Total Entries

40

0

0

30

30

100

Profit tier

 

1.25% p.a.

0

1.25% p.a.

1.25% p.a.

686.82

New Maybank SME Customers

Step 1: Get Started and Earn Your First Entries

  • Open a Maybank Business Account via www.maybank2e.com/m2eEzyApply/
  • Activate Maybank2u Biz / Maybank2u / Maybank2E
  • Deposit a minimum of RM10,000
  • Register to join the campaign

Register now


Earn your first entries

Action

Conventional

Islamic

Open a Maybank Business Account

25 entries

35 entries

Open a Maybank Business Account  under Maybank ScaleUp SME Solution (Bundle)

+20 bonus entries

+20 bonus entries

? Tip: Sign up under ScaleUp SME Solutions to earn more entries while accessing business tools in one bundle.


Step 2: Grow Your Funds and Earn More Returns

a) Grow your month-on-month balance to earn additional returns of up to 1.25% p.a.

 

Profit Returns Rate

Conventional Account

Islamic Account

RM25,000 - RM39,999

0.5% p.a.

0.75%p.a.

RM40,000 to RM54,999

0.75% p.a.

1.00% p.a.

RM55,000 and above

1.00% p.a.

1.25% p.a.


b) Increase your ADB (Average Daily Balance) to earn more entries

ADB growth of

Additional entries

RM100,000

Conventional Account

Islamic Account

30


Step 3: Unlock More Entries with Business Solutions

Simplify payroll and support your employees with Maybank Work+

Business Solutions

Additional entries

Conventional Account

Islamic Account

Sign up for Maybank Work+ and perform min RM20,000 salary transaction

A unified solution that combines payroll management with banking services to simplify processes for employers and offer benefits to employees.

Apply now

30


Access financing to support your business needs

Manage cash flow, fund operations and take on new opportunities with ease.

Business Solutions

Date

Additional entries

 

Conventional Account

Islamic Account

Apply for Maybank ESG Financing*

Financing to support your shift towards sustainable and energy-efficient operations.

Apply now

1 April � 30 June 2026

35

Apply for Maybank HERpower Financing*

Up to RM1 million in collateral-free financing to help women-led businesses grow and expand.

Apply now

1 July � 30 September 2026

50

Maybank Trade Financing*

Improve cash flow and manage trade seamlessly with import, export and working capital solutions.

Apply now

 

Maybank SME Digital Financing*

Apply for up to RM20 million financing online, with approvals in as fast as 10 minutes for financing below RM500,000.

Apply now

1 August � 31 October 2026

50


*All financing product take-ups are eligible for additional entries, subject to disbursement.

Example of entries & profit returns earned for New Islamic Account opening:

 

Opened a new account & registered date (2026)

Your balance at the end of the month

(RM)

Product take-up

Average money (RM) in your account in a month

 

 

2/6

30/6

4/6

30/6

31/7

31/8

30/9

31/10

 

10,000

(initial deposit)

Maybank2u Biz on 10/6

10,000

50,000

40,000

70,000

100,000

 

The amount (RM) you�ve added to your account this month

 

 

40,000

(10,000)

30,000

70,000

Total profit earned (RM)

Total Entries

35

 

 

Profit tier

 

1.00% p.a.

0

0.75% p.a.

1.25% p.a.

127.40

Recharge your team, upgrade your operational tech, and fuel your business growth with these exciting prizes!
Images shown are for illustrative purposes only.



Locate Us
Find a Maybank branch near you

Locate Us

About
How to join?
Rewards
STREAMLINE PAYROLL OPERATIONS
& ENHANCE EMPLOYEE PERKS WITH
MAYBANK WORK+
Stand to Win a Jetour T2, travel voucher, iPhone 17 Pro and Cash Prizes
Maybank Work+ helps you streamline payroll and payments, gain clearer cash flow visibility, and offer exclusive employee perks to boost retention � all through one unified solution that combines payroll management with banking services.

Stand a chance to win a Jetour T2, holiday vouchers, iPhone 17 Pro, and monthly cash prizes worth RM10,000 with Maybank Work+. Terms and Conditions apply.

Campaign Period:
1 May 2026 to 31 Dec 2026

Register Now


Not a Maybank Work+ Customer yet? Discover the perks for your business and your employees all at no extra cost when you perform a minimum monthly salary credit of RM10,000 or more into a Maybank or Maybank Islamic account.

Enhanced payment flexibility
  • Broader card acceptance & QR payments via Maybank Card Terminals.
6 months of complimentary subscription
  • Accounting solutions (AutoCount, Bukku, Financio and SQL).
  • HR management solutions (Kakitangan, InfoTech and PayrollPanda).
Optimised business operations
Dedicated platform on Maybank2E and Maybank2u Biz:
  • Streamlines payroll and transactions.
  • Preferential transactional pricing.
Flexible online financing up to
RM20 million
  • Financing under RM500,000 approved in just 10 minutes.
Earn higher stable profit
  • For Fixed Deposit/-i.
Get preferential foreign exchange rates
  • Secure your rates and request for quote online. No more back and forth from dealers.
Discounted premium up to 15%
for Group Personal Accident Coverage.
Enhanced employees� remuneration plan
  • Your staff enjoys preferential rates across financing, savings and investment solutions � all through Work+ salary account.
  • Enjoy personalised wealth advisory and dedicated personnel support with Maybank Premier or Maybank Privilege, if the employee is eligible.
Fixed Deposit/�i
  • Additional returns of up to 0.20% p.a. on top of board rate for Fixed Deposit Account/�i.
Share Trading Portfolio
  • Preferential Brokerage fees.
  • RM10 CDS Fee Waiver for the first 50 monthly new customers.
ASB Financing/�i
  • Margin of financing of up to 105%.
  • Financing amount from RM10,000 to RM200,000.
  • Preferential financing rate.
Salary Financing-i
  • Preferential financing rate.
  • Financing tenure of up to 10 years.
Hire Purchase/-i
  • Preferential financing rate.
  • Margin of financing up to 90%.
  • Financing tenure up to 108 months.
Home Financing/-i
  • Preferential financing rate.
  • Margin of financing of up to 95% of property�s value.
Maybank Credit Card/�i
  • Annual income requirement as low as RM24,000.
  • Lifetime fee waivers for qualifying card.
  • Applicable to selected Maybank Credit Card/�i.
Travel Insurance/Takaful
  • Obtain Guarantee Letter for overseas hospital admission.
  • Etiqa 24-hour hotline:
    1800 88 6491.
Motor Insurance/Takaful
  • Up to 30% cash rebate with Etiqa Cashback by Driving Less, a benefit that rewards.
Householder/Houseowner Insurance/Takaful
  • Household content and premises against natural disasters, fire, theft and other crimes.
Personal Accident Insurance/Takaful
  • Coverage for potential loss of income caused by an accident.
  • Accidental death benefit of up to
    RM1 million.
  • Cancer coverage for male and female of up to RM20,000.
  • Coverage of up to RM25,000 for children�s education fund.

Existing Maybank Customers

Step 1: Utilize Maybank Work+ to its fullest OR sign up for Maybank Work+ if you haven�t already

If you are:

  1. Maybank existing customers with M2U Biz Bulk Payment/M2E Payroll function

Maybank Work+ will be activated automatically by:

  • Performing monthly salary crediting to Maybank accounts of RM10,000 or more via M2UBiz Bulk Payment / M2E Payroll function / M2U Transfer

  1. Maybank existing customers without M2U Biz Bulk Payment/M2E Payroll

Log in to

  • Maybank2E � Perform first payroll transaction through payroll module

or

  • Maybank2u Biz (bulk payment) Work+ is activated once you perform first payroll transaction to at least 1 employee with Maybank account


Step 2: Register to join the campaign

Register Now


Step 3: Perform minimum monthly salary credit of RM10,000 and above to Employee with Maybank Account via Maybank Platform (M2U, M2UBiz, M2e) during the campaign period.


Step 4: Maintain average daily balance of RM100,000 throughout the campaign periods

Action

Entries Earned

  • Successful registration and sign-up for the campaign (existing & new)
  • Maintain Active Work+ status by performing a minimum of RM10,000 monthly salary throughout the campaign period
  • Maintain a minimum average daily balance of RM100,000 throughout the campaign period

100X


Step 5: Unlock your additional entries with business solutions, performing payroll and growing your funds.

Entries Criteria

Action

Entries Earned

Increase Savings

Every incremental average daily balance (ADB) growth of RM50,000

10X per RM50,000
(Calculated on a monthly basis)

Payroll

Perform salary transaction to thirty (30) or more employees with Maybank / Maybank Islamic Savings or Investment accounts

10X per transaction per month

Perform every salary transaction of RM20,000 to Maybank / Maybank Islamic Savings or Investment account

10X per every RM20,000 per month

Business Solutions

Apply now

Apply for Maybank SME Digital Solutions

30X per each successful application

Sign-up of QRPayBiz

Sign-up for a Maybank Commercial Credit Card or Corporate Debit Card

Subscribe to Card Terminal

50X per each

Sign-up of Point-of-Sale (POS) Solutions

Borrowing facilities (including Trade Finance (TF), Overdraft (OD) and Term Loan (TL))

Sign-up for Merchantrade and onboarding foreign workers onto Merchantrade Money

100X per each successful application

Sign-up for SME Partner Tools (including Accounting Solutions and/or Payroll solution)

Subscribe to Group Personal Accident with Etiqa

New Maybank SME Customers

Step 1:

  1. Go to www.maybank2e.com/m2eEzyApply website and click �Apply�
  2. Complete the digital M2E application form and provide the required documents listed
  3. Perform first login and start your payroll transaction through
    • Maybank2E (payroll module)
    • Maybank2u Biz (bulk payment)

Note: Work+ is activated once you perform first payroll transaction to at least 1 employee with Maybank account


Step 2: Register to join the campaign

Register Now


Step 3: Perform minimum monthly salary credit of RM10,000 and above to Employee with Maybank Account via Maybank Platform (M2U, M2UBiz, M2e) during the campaign period.


Step 4: Maintain average daily balance of RM100,000 throughout the campaign period

Entries you will earn when you complete the above steps

Action

Entries Earned

  • Successful registration and sign-up for the campaign (existing & new)
  • Maintain Active Work+ status by performing a minimum of RM10,000 monthly salary throughout the campaign period
  • Maintain a minimum average daily balance of RM100,000 throughout the campaign period

100X


Step 5: Unlock your additional entries with business solutions, performing payroll and growing your funds.

Entries Criteria

Action

Entries Earned

Increase Savings

Every incremental average daily balance (ADB) growth of RM50,000

10X per RM50,000
(Calculated on a monthly basis)

Payroll

Perform salary transaction to thirty (30) or more employees with Maybank / Maybank Islamic Savings or Investment accounts

10X per transaction per month

Perform every salary transaction of RM20,000 to Maybank / Maybank Islamic Savings or Investment account

10X per every RM20,000 per month

Business Solutions

Apply for Maybank SME Digital Solutions

30X per each successful application

Sign-up of QRPayBiz

Sign-up for a Maybank Commercial Credit Card or Corporate Debit Card

Subscribe to Card Terminal

50X per each

Sign-up of Point-of-Sale (POS) Solutions

Borrowing facilities (including Trade Finance (TF), Overdraft (OD) and Term Loan (TL))

Sign-up for Merchantrade and onboarding foreign workers onto Merchantrade Money

100X per each successful application

Sign-up for SME Partner Tools (including Accounting Solutions and/or Payroll solution)

Subscribe to Group Personal Accident with Etiqa

Switch your payroll to Maybank Work+ and stand a chance to win big:
From Jetour T2, iPhone 17 Pro to travel vouchers and monthly cash rewards!
Images shown are for illustrative purposes only.

Sign up for participating Maybank Business Account online in less than 5 minutes.