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WORKING CAPITAL FINANCING

SME Clean Loan / Financing –i

Boost your company's working capital with fast Cash and no collateral required. Available for online application to both Maybank and non-Maybank customers.

Apply online now

Apply online and get financing up to RM250,000 within minutes!

Key benefits:

  • Receive application status as fast as 10 minutes*
  • No documents required*
  • Financing disbursement as fast as 1 minute**
  • No collateral required
  • Available online 24/7

* Applicable to Maybank’s existing customers with complete records. If you’re new to Maybank, we will review your application and provide a decision within 2 working days.

** Applicable to Maybank sole proprietorship & partnership business account holders, for disbursement up to RM100k (under Conventional Loan). Don’t have an business account with us yet? Click here to open online today.


Ready to submit your loan/financing application online?

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Have an ongoing application? Click below to resume, check your application status or accept your offer.

RESUME or ACCEPT OFFER

Eligibility

Open to both Maybank and non-Maybank customers who are Sole Proprietors, Partnerships or Private Limited companies (Sdn. Bhd.) with:

  • Below RM25million annual sales turnover
  • Below RM5 million outstanding loan/financing with Maybank
  • Malaysian-owned registered company
  • More than 1 year in operation

Purpose of Financing

Working capital

Financing Facility

  • Term loan or Commodity Murabahah Term Financing-i (CMTF-i)
  • Financing amount: RM10,000 to RM1,500,000 (up to RM250,000 for online application)
  • Repayment tenure: up to 7 years (up to 5 years for online application)
  • No collateral required

Prefer to walk into the branch?

If you are looking for a higher financing sum from RM250,000 to RM1,500,000, kindly walk into the nearest branch and we'll be glad to assist you.

Not sure which application method suits you better? Here are the key differences to help you decide:

 

Online Application

Branch Application

Financing amount

RM10,000 – RM250,000

RM50,001 – RM1,500,000

Approval time

10 minutes if you are an existing Maybank customer.

Approximately 48 hours if you are new to Maybank.

Determined on a case-by-case basis

Disbursement time

1 minute

(Applicable to Maybank sole proprietorship & partnership business account holders, for disbursement up to RM100k (under Conventional Loan)

Determined on a case-by-case basis

Required documents

No documents required if you are an existing Maybank customer.

If you're new to Maybank:

  • NRIC of Directors / Shareholders / Proprietors / Partners / guarantors (passport if foreigners)
  • Business Registration documents
  • Trading license (for business operating in Sabah & Sarawak)
  • Latest 6 months bank statement (optional but these documents would increase your chances of approval)
  
  • NRIC of Directors / Shareholders / Proprietors / Partners / guarantors (passport if foreigners)
  • Business Registration documents
  • Trading license (for businesses operating in Sabah & Sarawak)
  • Latest 6 months bank statement from any bank
  • Other financial documents as advised by the branch

Security requirements

None
  • Joint and Several Guarantee from all the directors (for Sdn. Bhd. only)
  • Corporate Guarantee (from Parent companies, if applicable)

Financing tenure

Up to 5 years

Up to 7 years

Business operation period

Minimum 1 year

Minimum 3 years

More info

Enjoy higher returns on your Business Current Account


All you need to do is deposit/invest and perform payroll transaction via Maybank2u Biz or Maybank2E.

Click here to learn more

Campaign Period: 1 August 2021 - 31 January 2022