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WORKING CAPITAL FINANCING

SME Clean Loan / Financing –i

Boost your company's working capital with fast Cash and no collateral required. Available for online application to both Maybank and non-Maybank customers.

Note: Maybank on the page shall be referred to as Malayan Banking Berhad and Maybank Islamic Berhad.

Apply online now

Apply online and get financing up to RM250,000 within minutes!

Key benefits:

  • Receive application status as fast as 10 minutes*
  • No documents required*
  • Financing disbursement as fast as 1 minute**
  • No collateral required
  • Available online 24/7

* Applicable to Maybank’s existing customers with complete records. If you’re new to Maybank, we will review your application and provide a decision within 2 working days.

** Applicable to Maybank sole proprietorship & partnership business account holders, for disbursement up to RM100k (under Conventional Loan). Don’t have an business account with us yet? Click here to open online today.


Ready to submit your loan/financing application online?

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Have an ongoing application? Click below to resume, check your application status or accept your offer.

RESUME or ACCEPT OFFER

Eligibility

Open to both Maybank and non-Maybank customers who are Sole Proprietors, Partnerships or Private Limited companies (Sdn. Bhd.) with:

  • Below RM25million annual sales turnover
  • Below RM5 million outstanding loan/financing with Maybank
  • Malaysian-owned registered company
  • More than 1 year in operation

Purpose of Financing

Working capital

Financing Facility

  • Term loan or Commodity Murabahah Term Financing-i (CMTF-i)
  • Financing amount: RM10,000 to RM1,500,000 (up to RM250,000 for online application)
  • Financing tenure: up to 7 years (up to 5 years for online application)
  • No collateral required

Prefer to walk into the branch?

If you are looking for a higher financing sum from RM250,000 to RM1,500,000, kindly walk into the nearest branch and we'll be glad to assist you.

Not sure which application method suits you better? Here are the key differences to help you decide:

 

Online Application

Financing amount

RM10,000 – RM250,000

Approval time

10 minutes if you are an existing Maybank customer.

Approximately 48 hours if you are new to Maybank.

Disbursement time

1 minute

(Applicable to Maybank sole proprietorship & partnership business account holders, for disbursement up to RM100k (under Conventional Loan)

Required documents

No documents required if you are an existing Maybank customer.

If you're new to Maybank:

  • NRIC of Directors / Shareholders / Proprietors / Partners / guarantors (passport if foreigners)
  • Business Registration documents
  • Trading license (for business operating in Sabah & Sarawak)
  • Latest 6 months bank statement (optional but these documents would increase your chances of approval)

Security requirements

None

Financing tenure

Up to 5 years

Business operation period

Minimum 1 year

More info