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Investment Loans

Overdraft/Cash Line-i Facility

Extra cash for emergencies, unexpected needs or working capital for your business

Benefits


  • Minimum collateral of RM10,000
  • No guarantor required
  • Interest/profit is charged only on the amount utilized
  • No fixed repayment schedule
  • No commitment fee on overdraft amount of RM250,000 and below

Eligibility


  • Holders of Fixed Deposit (FD/iFD-i) / General Investment Account (GIA-i)/ Profit Now Account (PNA-i) / ASB / ASM 2 Wawasan units
  • Age between 18 and 70
  • Individuals or joint account holders

Features


Collateral

FD/ iFD-i/ GIA-i/ PNA-i

ASB Unit

ASM2 Wawasan Unit

Minimum Financing Amount

RM30,000

RM10,000

Maximum Financing Amount

Up to the security limit

Up to 200,000 units

Up to 2,000,000 units

Margin of Financing

Up to 100%

Up to 67% of the nominal value

Pricing

Conventional :

BR + 3.65%

Islamic : IBR + 5.15%

BR/IBR + 2.20%

BR/IBR + 2.00%

 

  • Base Rate (BR)/Islamic Base Rate (IBR) at 1.75% p.a. effective 9 July 2020.
  • The Board Rate/Indicative Profit Rate and/or Bonus Interest/Profit may be revised accordingly to reflect the changes of the Overnight Policy Rate (OPR) set by Bank Negara Malaysia.

How to Apply


Step 1: Download and fill up the Maybank Overdraft Application Form

Step 2: Attach Required Documents

  • Copy of NRIC
  • Copy of your latest 3 months pay slip / other proof of income e.g. Bank Statement
  • Copy of FD/IFD-i certificate (if applicable)
  • ASB/ASM2 Wawasan mini statement (if applicable)

Step 3: Submit completed application form and required documents to the nearest Maybank branch.

All application are subject to Maybank’s credit assessment, approval and other applicable terms and conditions.

More info


Product Disclosure Sheet

OD secured by FD/ iFD-i /GIA-i/ PNA-i

OD secured by ASB/ ASM 2 Wawasan

Conventional

BM

English

BM

English

Islamic

BM

English

BM

English

Terms & Conditions


  • Financing disbursement is subject to the satisfactory fulfilment of the terms and conditions stipulated in Maybank’s Letter of Offer.
  • Please read the Product Disclosure sheet for more information.
  • Joint account is only applicable to FD Receipt holder.

Locate a Branch

Find a Maybank branch nearby to you


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