Savings and Protection Plan
The all-in-one plan that gives you a head start in financial planning for protection savings.
Smart Saver Xtra Insurance
An insurance plan that gives you a steady flow of income while providing protection.
• Flexible options for terms and tenures
• Guaranteed acceptance with no medical examinations needed for sum insured up to RM500,000
Smart Flexi Plus Insurance
An investment-linked plan that offers protection and cash pay-outs.
• Payouts for Death, TPD, and Critical Illness
• Flexible premium payment terms from 5 to 20 years
• Flexible policy terms of 10 to 30 years
• Investment Growth: Combines insurance with potential wealth growth
PremierValue Savers Insurance
An investment-linked plan that offers you protection.
• Affordable minimum investment of RM100 a month.
• Broad selection of funds to suit your risk profile
• Loyalty Bonus of up to 3% of the annual premium upon completion of 3rd policy year
Premier Cash Refund Insurance
An affordable life protection plan that refunds to your total premiums paid.
• Refund of premiums at the end of premium if no claims are made during the policy term
Premier Lady Savers Insurance
An investment-linked protection created especially for women.
• Coverage for common illnesses in women such as cancers
• Guaranteed Bonus Units of up to 3%
• Choose from Managed and Individual Funds for greater returns
Smart Life Vantage Insurance
A plan that requires no medical examinations, regardless of your health condition.
• Receive a full refund if no claims are made
• Natural and accidental death benefits until policy anniversary before your 80th birthday
Smart Secure
Protect what you have built
Get covered to mitigate negative impact to your workforce by protecting your key personnel
Smart Cash Xtra Insurance
A protection plan that offers guaranteed cash payouts and life coverage with no health checks required.
• Short Premium Term: 6 years payment term for 20 years of coverage
• Guaranteed Annual Cash Payments
• Receives bonus annually & upon maturity