Islamic Banking Solutions | Shariah-Compliant

Basic Savings Account-i

A Shariah-compliant savings account with no service and maintenance charge.

Minimum deposit: RM20

Profit rate paid every half yearly

Two options to select from

*Only applicable for existing Malaysian Maybank Current/-i or Savings/-i Account Holders with Malaysian child.

**T&C apply.

Available on

M2U
MAE

Maybank2u Savers-i Account

A Shariah-compliant online savings account that you can manage anytime, anywhere.

Minimum initial deposit: RM250

Based on Commodity Murabahah contract

Access to over 2,800 Maybank ATMs plus international ATMs

*Minimum deposit of RM 250 for account opening

Available on

M2U
MAE

Imteen-i Account

A Shariah-compliant online savings account that inspires teenagers to save.

Minimum deposit: RM50

Cash rewards for PT3, SPM, STPM and degree-level exams

Free Personal Accident Takaful Coverage (PATC)

*Only applicable for existing Malaysian Maybank Current/-i or Savings/-i Account Holders with Malaysian child.

**T&C apply.

Available on

M2U
MAE

Savings Account-i

A Shariah-compliant savings account fit for the entire family.

Minimum initial deposit: RM250

Minimum balance to maintain: RM1

Based on Commodity Murabahah contract

*Min. placement of RM10 when you open an account online, for a limited time only

Available on

M2U
MAE

Yippie-i Account

A savings account for children aged below 18 years old.

Apply online in under 10 minutes* with the MAE app.

Attractive profit rates.

Free Personal Accident (PA) / Takaful Coverage of up to RM100,000**

*Only applicable for existing Malaysian Maybank Current/-i or Savings/-i Account Holders with Malaysian child.

**T&C apply.

Available on

M2U
MAE

Master Foreign Currency Account-i

A Shariah-compliant alternative form of investment/savings in foreign currencies.

Minimum deposit: USD1,000

Available in over 10 major currencies

Based on the contract of Qard (loan)

Available on

M2U
MAE

Basic Current Account-i

A Shariah-compliant current account which offers a convenient checking facility.

Minimum deposit: RM500

Based on Commodity Murabahah contract

Free monthly statement

Available on

M2U
MAE

Current Account-i

A Shariah-compliant current account for companies, associations and clubs.

Minimum deposit: RM1,000 to RM2,000

Based on Commodity Murabahah contract

Up to four persons allocated for joint accounts

Available on

M2U
MAE

e-Islamic Fixed Deposit-i

A Shariah-compliant account that offers seamless creation and management online.

Minimum deposit: RM1,000 to RM5,000

Real time account creation via Maybank2u web

Manage your account seamlessly via Maybank2u

Available on

M2U
MAE

Islamic Fixed Deposit-i For Kids

An Islamic Term Deposit made for your loved ones under 18 years old.

Minimum deposit: RM500

Flexibility of tenure from 1 up to 60 months

Free Personal Accident Takaful Coverage (PATC)

Available on

M2U
MAE

Prosperous Now! Account-i

An Islamic Term Deposit made for joint accountholders, clubs and societies.

Minimum deposit: RM10,000

Based on Commodity Murabahah contract

Free Personal Accident Takaful Coverage (PATC)

Available on

M2U
MAE

Islamic Fixed Deposit - i

An Islamic Term Deposit with pre-determined profit rates fit for anyone.

Flexibility of tenure from 1 up to 60 months

Free Personal Accident Takaful Coverage (PATC)

*Min. placement of RM10 when you open an account online, for a limited time only

Available on

M2U
MAE

General Investment Account-i

A profit sharing Shariah-compliant account that lets you invest at your own pace.

Minimum investment: RM5,000 (1 month), RM1,000 (2 months and above)

Flexibility of tenure from 1 up to 60 months

Available on

M2U
MAE

Premier Mudarabah Investment Account-i

An account that lets you earn shared profits in Shariah-compliant way.

Minimum deposit: RM1,000

Apply instantly via the MAE app

Free Personal Accident Takaful Coverage (PATC)

Available on

M2U
MAE

Golden Savvy Account-i

An investment account made for individuals above 50 years old.

Minimum initial placement: RM1,000

Foreign telegraphic transfer charge waiver

Options for personal or joint account (maximum of 3 secondaries from any age group)

Available on

MAE
MAE

Zest-i

A Shariah-compliant account that offers great rewards on top of returns for everyone.

Minimum placement: RM50

Monthly, quarterly, half-yearly and yearly prizes

Manage your account seamlessly via the MAE app or Maybank2u web

Available on

M2U
MAE

Private Banking Account-i (PBA-i)

An investment account with high indicative profit rates and other exclusive privileges.

Apply online in under 10 minutes* with the MAE app.

Maximum investable assets: RM250,000 OR Total financial assets: RM1,000,000

Includes an exclusive Premier Wealth Debit Card

Free Medical and Personal Accident (PA) coverage

Available on

M2U
MAE

Credit Reducing Term Takaful

A Shariah-compliant plan for new and existing Maybank Islamic car financing customers

Available on

M2U
MAE

Electric Vehicles (EV)

First-in-Malaysia Electric Vehicle (EV) insurance and takaful coverage.

First 100 Maybank Private & Premier customers to sign up get RM500 worth of gold

Same day approval

Access EV charging privileges on the ParkEasy app

Available on

M2U
MAE

Murabahah Vehicle Term Financing-i

A Shariah-compliant car financing plan with low profit charges and complete protection.

Flexible margin of financing

Complete Takaful protection

*To apply, please provide a photocopy of your NRIC, latest 3 months pay slip/other proof of income and ASNB unit holder account number

Available on

M2U
MAE

Hire Purchase

Financing for your new, secondhand and reconditioned motor vehicles

Available on

M2U
MAE

My First Car Plan

Hassle free processing and approval Wide choice of dealers nationwide

Available on

M2U
MAE

Salary Financing-i

A financing option tailor-made for employees from all walks of life.

Monthly payment as low as RM110

Financing amount from RM10,000 to RM200,000

No guarantor required

Monthly payment through salary or Maybank2E deductions

Options for Insurance/Takaful coverage

Effective profit rates from only 5.70% p.a

Available on

M2U
MAE

Maybank Islamic Personal Financing-i (MIPF-i)

A Shariah-compliant financing option that brings your dreams to life.

Apply instantly via the MAE app or Maybank2u web

Monthly instalment payment as low as RM102.78* per month

No document stamping

No processing fee

Fast Approval

Note: Effective profit rates may vary from 11.53% to 14.68% per annum depending on the financing amount and tenure"

Available on

M2U
MAE

Pembiayaan Peribadi-i Bagi Haji & Umrah

Realisasikan perjalanan ke Tanah Suci dengan pembiayaan peribadi-i bagi Haji & Umrah.

Available on

M2U
MAE

Maybank Islamic HouzKEY

A Shariah-compliant home financing solution offered to assist Malaysians in owning their dream home.

Home buyers get to enjoy 100% financing with no down payment required.

No payments during the construction period.

Lower monthly payments.

Available on

M2U
MAE

Maybank Home2u

Hassle-free home financing for just about anyone and everyone.

Easy eligibility check and application via the MAE app

Financing approval in 10 seconds* with real time updates

Live dedicated consultants

Various reputable developer property listings

Available on

M2U
MAE

Commodity Murabahah Home Financing-i

A Shariah-compliant home financing facility for all inidividuals and joint applicants.

Based on the principle of Murabahah

No compounding of profit

Financing margin up to 95%

Available on

M2U
MAE

Home + Reno Financing

Renovate your home with a financing amount of up to 120% of your property's value!

Available on

M2U
MAE

MyDeco Financing

An option that combines property financing and extra funds for interior decoration into a loan.

Financing of up to 120% of your property's value

Covers interior designing, furnishing, fittings, aesthetics and decoration

Available on

M2U
MAE

Skim Jaminan Kredit Perumahan (SJKP)

An affordable financing scheme for first-time home buyers.

Up to 110% financing

No downpayment

Available on

M2U
MAE

Home 2gether Financing

Home ownership financing made for young working adults.

Your parents can commit to repayments with you for the first 5 years

Financing up to 90% + 5% of property price/current market value

Available on

M2U
MAE

Foreign Currency Offshore Property Financing-i

Shariah-compliant financing for your dream home in London.

No withholding tax incurrence

No limit for purchase of overseas property

Minimal Foreign Currency Exchange risk exposure

Protection of ceiling rate

Available on

M2U
MAE

H.O.T Broking

Financing your purchases of shares in approved Shariah counters on Bursa Malaysia.

Minimum financing amount: RM50,000

Honest views on Shariah-compliant stocks

Opens channels for everyone via Maybank2u

Transparent with information provided from purchase of stocks

Available on

M2U
MAE

Maybank Share Trading / Margin Financing (Maybankinvest)

Financing for purchase of shares quoted in Bursa Malaysia

Available on

M2U
MAE

ESOS / IPO Financing-i

A short-term financing package for employees to subscribe to company shares.

Cash Line-i facility type

Minimum 3 months tenure

Available on

M2U
MAE

Maybank Portfolio Financing

A short term revolving credit facility that allows you to pledge your assets to access additional funds for investment purposes.

Available on

M2U
MAE

ASB Financing-i

Shariah-compliant financing for ASB unit trust up to 35 years or age 70 years old.

Minimum financing amount: RM10,000

Margin of financing up to 105%

Monthly payment from as low as RM49

Options to add on Takaful/Insurance coverage

Available on

M2U
MAE

Maybank Islamic World Elite Mastercard Ikhwan

Earn up to 25x TreatsPoints for every RM5

Buy 1 Get 1 Qatar Airways Business Class ticket

Enjoy 1 complimentary night in London or Paris

Get 16x airport lounge access per year

*Minimum annual income of RM190,000

Available on

M2U
MAE

Maybank Islamic Ikhwan Visa Infinite Card-i

Complimentary access to Plaza Premium Lounge and Golf Clubs around the world

*Minimum annual income of RM100,000

Available on

M2U
MAE

Maybank Islamic PETRONAS Ikhwan Visa Platinum Credit Card-i

8% Cash Back when you spend at PETRONAS stations on Saturdays and Sundays

*Minimum annual income of RM60,000

Available on

M2U
MAE

Maybank Islamic Ikhwan Visa Gold Credit Card-i

5% rebate on petrol and groceries every Friday and Saturday (capped at RM50 per month)

A card that gives back to the community

Enjoy cashback when you spend at PETRONAS

*Minimum annual income of RM24,000

Available on

M2U
MAE

Maybank Islamic Ikhwan American Express Platinum Credit Card-i

Earn 8% Cash Back monthly when you spend online

Lifetime fee waiver and more benefits

*Minimum annual income of RM40,000

Available on

M2U
MAE

Maybank Islamic Ikhwan Mastercard Platinum Credit Card-i

A card that gives back to the community

5% rebate on petrol and groceries every Friday and Saturday (capped at RM50 per month)

*Minimum annual income of RM60,000

Available on

M2U
MAE

Maybank Islamic Ikhwan Mastercard/Visa Gold Credit Card-i

5% rebate on petrol and groceries every Friday and Saturday (capped at RM50 per month)

A card that gives back to the community

Enjoy cashback when you spend at PETRONAS

*Minimum annual income of RM24,000

Available on

M2U
MAE

Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i

A new era of sustainable spending

*Minimum annual income of RM36,000

Available on

M2U
MAE

Cash Treats/-i Plans

A feature that allows you with withdraw cash using the available credit limit on your card.

Minimum amount: RM1,000

8.88% p.a. interest rate/management charge

Available on

M2U
MAE

EzyPay/-i

A feature that lets you convert your purchase into monthly instalments.

0% interest rate

Wide variety of participating merchants

Available on

M2U
MAE

Maybank EzyPay Plus/-i

Convert any credit card purchases above RM500 into monthly installments

Flexible installment tenure of 6/12/18/24 months

Interest/profit rate at 9%* p.a.

Maximum conversion amount RM30,000 or subject to available credit limit

No fees/charges

Applicable via M2U Web & App, MAE App

*Minimum Conversion Amount = RM500, Maximum Conversion Amount = RM30,000

Available on

M2U
MAE

Balance Transfer / Balance Transfer-i

0% for >RM50k up to 12-month plan with 3% upfront fee

Applicable for Maybank credit card customers only

Quick & easy application without having to go to branch

Applicable via M2U Web & App, MAE App

*Minimum Transfer Amount of RM1,000

Available on

M2U
MAE

EzyCash / EzyCash-i

Reasonable low rate (board rate) at 2.85% p.a for 12 months

*Minimum Amount of RM2,000

Available on

M2U
MAE

Auto Balance Conversion Programme

Pay off your credit card balances in smaller installments with 13% finance / management charge with Auto Balance Conversion

Available on

M2U
MAE

Cards Spending Tracker

Understanding your spending habits

Available on

M2U
MAE

e-Statement Terms & Conditions

Terms and Conditions for Maybank Cards electronic statements

Available on

M2U
MAE

Maybank Auto PayBills

Automatic bill payment facility that charges your bills to your credit card when due

Available on

M2U
MAE

Credit Card Plus Plan

Credit card balance protection plan that pays off your credit balance of up to RM100,000

Available on

M2U
MAE

Maybank Secure Online Shopping

With the MSOS Code you get an extra level of protection and security when you shop online

Available on

M2U
MAE

Credit Limit Increase

Maximise Your Card Benefits for Greater Financial Flexibility

Available on

M2U
MAE

Islamic Wealth Management

We offer a holistic range of Shariah-compliant solutions, each tailored to your needs at every stage of life and complemented by exclusive privileges just for you.

Available on

M2U
MAE

ASN Sukuk

A fund that provides unit holders with stable income and capital appreciation opportunities.

Minimum investment: RM10

Mainly in a portfolio of sukuk and other Islamic liquid assets

Available on

M2U
MAE

ASN Equity Global

A global equity investment that gives you access to global equity returns and capital growth.

Minimum investment: RM10

High risk tolerance

Available on

M2U
MAE

ASN Imbang 3 Global

A fund that generates capital appreciation and income distribution to unit holders.

Minimum investment: RM10

Moderate risk tolerance

Available on

M2U
MAE

Amanah Saham Bumiputera 2 (ASB2)

A fund that aims to provide a regular income stream through a mixed asset portfolio.

Minimum investment: RM10

Akaun Bijak for below 18 years old

Akaun Dewasa for 18 years old and above

For Malaysian Bumiputeras only

Available on

M2U
MAE

Amanah Saham Bumiputera 2 (ASB2)

Melabur untuk aliran pendapatan tetap.

Pelaburan minimum: RM10

Akaun Bijak untuk 18 tahun ke bawah

Akaun Dewasa untuk 18 tahun ke atas

Terbuka kepada Bumiputera warganegara Malaysia sahaja

Available on

M2U
MAE

ASM 3 Unit Trust Additional Investment

A fund that provides regular and consistent income stream whilst preserving your investment capital.

Minimum investment: RM10

Medium to long-term investment

Available on

M2U
MAE

Skim Amanah Saham Bumiputera (ASB)

A long-term investment that generates consistent and competitive returns with minimal risk.

Minimum investment: RM10

Akaun Remaja for below 18 years old

Akaun Dewasa for 18 years old and above

For Malaysian Bumiputeras only

Available on

M2U
MAE

ASNB Investment

All you need to know about investing in and managing your ASNB accounts.

Extended operating hours

Available on MAE app and M2U web

Available on

M2U
MAE

Zakat

Membayar Zakat Fitrah secara dalam talian.

Tersedia dengan aplikasi MAE

Available on

M2U
MAE

Car Takaful

10% OFF of your plan when you sign up/ renew with Maybank

30% cash rebate with ‘Drive Less, Save More’ complimentary add-on

24/7 emergency roadside assistance

Download Etiqa Smile app to get complimentary roadside assistance

*For private vehicles between 1-20 years old only.

Available on

M2U
MAE

Credit Reducing Term Takaful

A Shariah-compliant plan for new and existing Maybank Islamic car financing customers

Available on

M2U
MAE

Takaful PesonaLady

A Shariah-compliant plan created just for women.

Coverage up to RM200,000 for as low as RM22.50 a month

Coverage for common illnesses in women

Coverage for crime-related accidents and losses such as snatch theft

Available on

M2U
MAE

Takaful Hero15

Shariah-compliant protection for the breadwinner in your family.

Children education assistance of RM20,000 per child

Credit card balance settlement of up to RM5,000

Hire purchase settlement of up to RM30,000

Household utilities settlement of up to RM8,000

Available on

M2U
MAE

Takaful PA Plus

Shariah-compliant personal accident coverage for you and your family.

Coverage up to RM200,000 for as low as RM20.85 a month

Up to 50% off for the Myself & Family scheme

Up to 20% off for the Myself & Spouse scheme

Available on

M2U
MAE

Takaful Infinite PA

Shariah-compliant sports, lifestyle and COVID-19 coverage for you and your family.

Coverage from only RM43.85 a month

Annual 10% benefits increase for non-claimants

Coverage for damage to sports equipment and disablement due to sports

Available on

M2U
MAE

Takaful Privilege PA

Higher Shariah-compliant personal accident coverage for your and your loved ones.

Coverage up to RM200,000 for as low as RM42.33 a month

Up to 50% off for the Myself & Family scheme

Up to 20% off for the Myself & Spouse scheme

Available on

M2U
MAE

Credit Level Term Takaful

A Shariah-compliant plan that levels sum covered according to the remaining financing amount of your home.

Settles your outstanding home financing amount in the event of death or disability

Guaranteed acceptance for sum insured up to RM200,000

Available on

M2U
MAE

Mortgage Reducing Term Takaful

A Shariah-compliant plan that reduces sum covered according to the remaining financing amount of your home.

Settles your outstanding home financing amount in the event of death or disability

Guaranteed acceptance for sum insured up to RM200,000

Available on

M2U
MAE

Houseowner/Householder Takaful

A Shariah-compliant coverage for the structure of your home and its contents.

Coverage of up to RM5 million

Covers fire, flood, theft, burst pipes and more

Available on

M2U
MAE

Smart Income

A Shariah-compliant retirement, protection & savings takaful plan.

Guaranteed acceptance

Annual cash payment increase by 20% starting from the 11th year until the age of 75 or 85

Available on

M2U
MAE

Smart Waris

A plan to ensure that your heirs and loved ones inherit your wealth and legacy.

Additional 200% or 300% of sum covered will be paid depending on country of death from accident

Available on

M2U
MAE

Smart Hijrah

A family takaful plan that helps prepare you for Hajj, Umrah, Qurban and Aqiqah.

Cash allowances and fixed yearly cash payments

Guaranteed acceptance for coverage of RM250,000 and below

Available on

M2U
MAE

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Islamic Banking Products & Services

Basic Savings Account-i

Maybank2u Savers-i Account

Imteen-i Account

Savings Account-i

Yippie-i Account

Master Foreign Currency Account-i

Basic Current Account-i

Current Account-i

e-Islamic Fixed Deposit-i

Islamic Fixed Deposit-i For Kids

Prosperous Now! Account-i

Islamic Fixed Deposit - i

General Investment Account-i

Premier Mudarabah Investment Account-i

Golden Savvy Account-i

Zest-i

Private Banking Account-i (PBA-i)

Account Portability

MAE eWallet

Repayment Assistance

Credit Reducing Term Takaful

Electric Vehicles (EV)

Murabahah Vehicle Term Financing-i

Hire Purchase

My First Car Plan

Salary Financing-i

Maybank Islamic Personal Financing-i (MIPF-i)

Pembiayaan Peribadi-i Bagi Haji & Umrah

Maybank Islamic HouzKEY

Maybank Home2u

Commodity Murabahah Home Financing-i

Home + Reno Financing

MyDeco Financing

Skim Jaminan Kredit Perumahan (SJKP)

Home 2gether Financing

Foreign Currency Offshore Property Financing-i

H.O.T Broking

Maybank Share Trading / Margin Financing (Maybankinvest)

ESOS / IPO Financing-i

Maybank Portfolio Financing

ASB Financing-i

Education Financing

Overdraft/Cash Line-i Facility

Maybank Islamic World Elite Mastercard Ikhwan

Maybank Islamic Ikhwan Visa Infinite Card-i

Maybank Islamic PETRONAS Ikhwan Visa Platinum Credit Card-i

Maybank Islamic Ikhwan Visa Gold Credit Card-i

Maybank Islamic Ikhwan American Express Platinum Credit Card-i

Maybank Islamic Ikhwan Mastercard Platinum Credit Card-i

Maybank Islamic Ikhwan Mastercard/Visa Gold Credit Card-i

Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i

Cash Treats/-i Plans

EzyPay/-i

Maybank EzyPay Plus/-i

Balance Transfer / Balance Transfer-i

EzyCash / EzyCash-i

Auto Balance Conversion Programme

Cards Spending Tracker

e-Statement Terms & Conditions

Maybank Auto PayBills

Credit Card Plus Plan

Maybank Secure Online Shopping

Credit Limit Increase

Islamic Wealth Management

Sukuk Prihatin

H.O.T Broking (Shariah Compliant Investment)

Maybank Islamic Gold Account-i (MIGA-i)

ASN Sukuk

ASN Equity Global

ASN Imbang 3 Global

Amanah Saham Bumiputera 2 (ASB2)

Amanah Saham Bumiputera 2 (ASB2)

ASM 3 Unit Trust Additional Investment

Skim Amanah Saham Bumiputera (ASB)

ASNB Investment

Maybank Unit Trust

Sukuk

Master Foreign Currency Account-i