Zest-i Account

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Make a minimum placement from RM200 in your Mudarabah Investment Zest-i account to stand a chance to win prizes worth up to RM5 million throughout the year. Could you be one of our 2025 winners?

Check the details below to find out your eligibility to win prizes based on your Average Daily Balance (ADB) and Month End Balance (MEB) in our Shariah-compliant investment account.

* cash credited into Zest-i Account
** winners for the State Draw are selected from every state

Click here to find out how Prize Draw entries are earned (refer to the Mechanics section.)

The Zest-i Account is open to everyone! It’s a Shariah-compliant investment account that gives you the opportunity to win amazing prizes throughout the year - while earning a monthly potential profit.

Who can apply?

• Individuals below 18 years of age under Trust Accounts
• Individuals above 18 years of age
• Permanent Malaysian Residents
• Non-residents of Malaysia (with a working permit)
• Joint account holders

Minimum placement to open a Zest-i Account

Open an account from just RM50 (first-time applicants only).

• Can I make multiple placements in the Zest-i investment account to increase my chances of winning?
  Yes! You may refer to Q11 under ‘Prize Draw’ mechanics in the FAQ for more information.
• Is there a limit to how much I can place in my Zest-i Account to stand to win prizes?
  There is no limit as to how much you can place in your Zest-i Account. You will just need to maintain a min. Average Daily Balance (ADB) growth of RM200 to stand to win amazing prizes!
  To learn more about Average Daily Balance (ADB) and Month End Balance (MEB), you may refer to A.2 (Mechanics) under ‘Prize Draw’ in the Specific Terms and Conditions for Zest-i Account.
• How will I know if I have won a prize?
  Congratulations! List of winners will be announced on our promo page (maybank.my/zesti) at the end of each calendar month.
• Can joint account holders participate in this promotion?
  Only the primary Account Holder of the Joint Account will qualify as an Eligible Winner.
• Can I nominate someone else to receive the prize if I win?
  Yes, you may inform our team when you are contacted that you wish to select a nominee to receive the prize on your behalf.
• How are the prizes distributed if I win?
  You will be contacted by our staff from Maybank/Maybank Islamic branch for further details to redeem your prizes. Cash Prizes will be credited directly to your Zest-i Account within two (2) weeks after the winner announcement.
• Are there any restrictions on the number of times I can win?
  Monthly draw winners will not be eligible to win for the next three (3) consecutive months. However, a Monthly draw winner will still be eligible for the Quarterly and Yearly draw.

Click here for more Frequently Asked Questions (FAQs)

Click here for Product Disclosure Sheet

Click here for Frequently Asked Questions (FAQ)

Click here for Terms and Conditions EN | BM

Click for Specific Terms & Conditions of Zest-i Account (Eng | BM)

Here’s the indicative profit rate and profit sharing ratio comparison between investors and bank:

*Profit payments are made on a monthly basis

*Effective from 16 April 2025 to 15 May 2025

From 16 August 2022, we'll use the 'Split Tier' method for profit calculation. It separates account balances into different rate tiers.

Click here for Frequently Asked Questions (FAQ).

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Click here to view Investment Account Fund Performance Report (Q1 2020)

Click here to view Investment Account Fund Performance Report (Q2 2020)

Click here to view Investment Account Fund Performance Report (Q3 2020)

Click here to view Investment Account Fund Performance Report (Q4 2020)

Click here to view Investment Account Fund Performance Report (Q1 2021)

Click here to view Investment Account Fund Performance Report (Q2 2021)

Click here to view Investment Account Fund Performance Report (Q3 2021)

Click here to view Investment Account Fund Performance Report (Q4 2021)

Click here to view Investment Account Fund Performance Report (Q1 2022)

Click here to view Investment Account Fund Performance Report (Q2 2022)

Click here to view Investment Account Fund Performance Report (Q3 2022)

Click here to view Investment Account Fund Performance Report (Q4 2022)

Click here to view Investment Account Fund Performance Report (Q1 2023)

Click here to view Investment Account Fund Performance Report (Q2 2023)

Click here to view Investment Account Fund Performance Report (Q3 2023)

Click here to view Investment Account Fund Performance Report (Q4 2023)

Click here to view Investment Account Fund Performance Report (Q1 2024)

Click here to view Investment Account Fund Performance Report (Q2 2024)

Click here to view Investment Account Fund Performance Report (Q3 2024)

Click here to view Investment Account Fund Performance Report (Q4 2024)

Click here to view Investment Account Fund Performance Report (Q1 2025)

Maybank Islamic is a member of PIDM. Zest-i Account is not Protected by PIDM.

* Click here for PIDM's DIS Brochure.

* Click here for List of Insured Deposits.