Private Banking Account-i (PBA-i)

A Private Banking Account-i is an exclusive Shariah-compliant savings account designed for high-net-worth individuals, offering access to dedicated relationship managers, specialised financial advice, and tailored wealth management solutions.

Based on the Islamic concept of Mudarabah, profits are shared between the customer and the Bank according to a pre-agreed ratio. Previously available by invitation-only at branches, PBA-i is now accessible via the MAE app and Maybank2u website.

• Higher-tiered indicative profit rates of up to 1.50% p.a.*
• Assisted by dedicated relationship managers
• Free Personal Accident (PA) takaful coverage of up to RM50,000
• Free medical coverage (accident-related) of up to RM3,000
• Access Maybank Premier Wealth Services¹ and Centres nationwide
• Concierge services²

* Effective from 16 July 2025 and subject to change.
¹On condition that customers maintain a minimum of RM250,000 in Investable Assets (Deposits & Investments) or RM1,000,000 in Total Financial Assets (Deposits, Investments & Financing) within 12 months of opening their Private Banking Account. Other Terms and Conditions apply.

²Concierge services are available on arrangement basis only.

 Click for Product Disclosure Sheet (PDS) and Terms and Conditions EN | BM

• Private Banking Account-i customers must maintain one of the following requirements with Maybank at all times:
  • A minimum of RM250,000 in Investable Assets (Deposits & Investments), or
  • A minimum of RM1,000,000 in Total Financial Assets (Deposits, Investments & Financing)
• New Maybank customers who are interested in applying for a Private Banking Account-i online via the MAE app or Maybank2u website will first be guided to open a Premier 1 Account as part of the application process. A Relationship Manager will subsequently contact the customer to facilitate the transition to a Private Banking Account-i. Customers will then have 12 months from the date of account opening to fulfil the criteria above.
• Existing Maybank customers who fulfil the above eligibility criteria can proceed to open a Private Banking Account-i online via the MAE app or Maybank2u website.

You can now open a Private Banking Account-i fully online via the MAE app or Maybank2u website. Follow these simple steps below:

• Are there any charges to apply for a Private Banking Account-i?
  An annual maintenance fee of RM800 will be charged and debited from the Private Banking Account-i if the customer fails to meet the Minimum Qualifying Criteria for the past 12 consecutive months. Customers will be notified prior to the fee being charged.
• What documents will I need to have before starting the application?
  Customers will need to have the required identification documents ready before starting the online application:
  • Malaysians: MyKad
  • Non-residents/Foreigners: Passport
• Is there a minimum age to apply for a Private Banking Account-i?
  Applicants must be at least 18 years old This includes non-residents and foreigners with valid work permits.
• Why do I need to have an existing non-Maybank bank account to apply for a Private Banking Account-i online?
  To activate the account, new Maybank customers are required to perform an FPX transfer from another non-Maybank bank account registered under their name in order to complete the eKYC (electronic Know Your Customer) process. Existing Maybank customers may transfer funds from their existing Maybank bank accounts.

Click here for Frequently Asked Questions and Terms & Conditions.

* Not Protected by PIDM.

* Click here for PIDM's DIS Brochure.

* ⁠Click here for List of Insured Deposits.

* Click here for General Terms & Conditions (ENG | BM).

* Click here for Product Disclosure Sheet.

*Effective from 16 November 2025 to 15 December 2025

Click here to view Terms and Conditions for Private Banking Account-i via Online Application (Individual Account)

Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016) 

Click here to view Investment Account Fund Performance Report (Q3 2016)

Click here to view Investment Account Fund Performance Report (Q1 2017)

Click here to view Investment Account Fund Performance Report (Q2 2017) 

Click here to view Investment Account Fund Performance Report (Q3 2017)

Click here to view Investment Account Fund Performance Report (Q4 2017)

Click here to view Investment Account Fund Performance Report (Q1 2018)

Click here to view Investment Account Fund Performance Report (Q2 2018)

Click here to view Investment Account Fund Performance Report (Q3 2018)

Click here to view Investment Account Fund Performance Report (Q4 2018)

Click here to view Investment Account Fund Performance Report (Q1 2019)

Click here to view Investment Account Fund Performance Report (Q2 2019)

Click here to view Investment Account Fund Performance Report (Q3 2019)

Click here to view Investment Account Fund Performance Report (Q4 2019)

Click here to view Investment Account Fund Performance Report (Q1 2020)

Click here to view Investment Account Fund Performance Report (Q2 2020)

Click here to view Investment Account Fund Performance Report (Q3 2020)

Click here to view Investment Account Fund Performance Report (Q4 2020)

Click here to view Investment Account Fund Performance Report (Q1 2021)

Click here to view Investment Account Fund Performance Report (Q2 2021)

Click here to view Investment Account Fund Performance Report (Q3 2021)

Click here to view Investment Account Fund Performance Report (Q4 2021)

Click here to view Investment Account Fund Performance Report (Q1 2022)

Click here to view Investment Account Fund Performance Report (Q2 2022)

Click here to view Investment Account Fund Performance Report (Q3 2022)

Click here to view Investment Account Fund Performance Report (Q4 2022)

Click here to view Investment Account Fund Performance Report (Q1 2023)

Click here to view Investment Account Fund Performance Report (Q2 2023)

Click here to view Investment Account Fund Performance Report (Q3 2023)

Click here to view Investment Account Fund Performance Report (Q4 2023)

Click here to view Investment Account Fund Performance Report (Q1 2024)

Click here to view Investment Account Fund Performance Report (Q2 2024)

Click here to view Investment Account Fund Performance Report (Q3 2024)

Click here to view Investment Account Fund Performance Report (Q4 2024)

Click here to view Investment Account Fund Performance Report (Q1 2025)

Click here to view Investment Account Fund Performance Report (Q2 2025)

Click here to view Investment Account Fund Performance Report (Q3 2025)