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Mudarabah IA

Premier Mudharabah Account-i

Earn profits, the Shariah-compliant way

  • Minimum deposit:

    RM1,000


Get RM100 when you apply & activate your Premier Mudharabah Account-i online!


Be the first 100 first-time applicants monthly to successfully apply and get approved via Maybank2u web for your guaranteed cash reward.

Campaign Period: 15 April - 14 May 2024

T&C apply.


Learn More

Benefits

Profits, convenience, Takaful coverage and more, based on the contract of Mudarabah. 


The Premier Mudarabah-i is a Daily Fund-i individual product. Please refer to this Product Disclosure Sheet for more information. 

Click here for Terms and Conditions 

With this account, you get:

  • Potential to earn higher returns with indicative profit rate
  • Profit gained from investment are shared between Customers and Bank based on a previously agreed profit sharing ratio. Profits are paid monthly and is subject to balance band or number of withdrawals
  • Cheque book
  • Free personal accident Takaful coverage plus medical expenses
  • Access to Priority and Private Banking services, subject to eligibility
  • Cashline (Overdraft) facilities, subject to eligibility
  • Access to over 600 ATMs throughout Malaysia and Singapore and over 2,500 MEPS ATMs nationwide
  • Payment convenience via Kawanku e-Pos, MASET (MAS Electronic Ticketing) and Maybank2u web
  • No monthly fee

Unplanned Temporary Excess in Islamic Account(s)

Where permitted, any unplanned temporary excess in any Islamic Account due to amount advanced by the Bank shall be treated as loan (Qard) granted by the Bank to the account holder.

Click here for more details.

         

* Not Protected by PIDM.

* Click here for PIDM's DIS Brochure.

* Click here for List of Insured Deposits

How to Apply


NEW! Apply and activate your account fully online

You can now apply for a Premier Mudharabah Account-i online instantly via the MAE app! No branch visit required, even if you’re a new Maybank customer. Just follow the simple steps below:

Step 1: Launch the MAE app

Step 2: Tap ‘Apply’ on the navigation bar

Step 3: Tap on the account banner and fill in your details

Step 4: Register for your M2U online banking access

Step 5: Verify your identity with a selfie and MyKad

Step 6: Make an initial placement via FPX

Step 7: Apply for a debit card and activate it when you receive it

Step 8: Enjoy your new account with Maybank2u!

Notes:

  1. You will need to scan your MyKad so make sure you have it with you before you start your application.
  2. To activate your account, you will need to perform an FPX transfer from another bank account registered under your name.

*T&C apply

Click here for Frequently Asked Questions and Terms & Conditions

Rates, Fees and Charges

What kind of rates, fees and charges can you expect?


Individual/Joint

Indicative Profit Rate (% p.a.)Profit Sharing Ratio
  Investor Bank
0.05
(First RM5,000)
1 99
0.20
(Above RM5,000 to RM25,000)
5 95
0.20
(Above RM25,000 to RM50,000)
5 95
0.25
(Above RM50,000 to RM100,000)
6 94
0.35
(Above RM100,000 to RM200,000)
8 92
0.90
(Above RM200,000 to RM500,000)
20 80
1.00
(Subsequent balances above RM500,000)
23 77
*Effective from 16 April 2024 to 15 May 2024

 

Global Banking

Indicative Profit Rate (% p.a.)Profit Sharing Ratio
  Investor Bank

0.15
(Any Balance)

3 97
*Effective from 16 April 2024 to 15 May 2024


With effect from 16 October 2022, the ‘Split Tier’ indicative profit rate calculation will be implemented. ‘Split Tier’ is an indicative profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions (FAQ). | EN | BM


Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016)

Click here to view Investment Account Fund Performance Report (Q3 2016)


Click here to view Investment Account Fund Performance Report (Q1 2017)

Click here to view Investment Account Fund Performance Report (Q2 2017)

Click here to view Investment Account Fund Performance Report (Q3 2017)

Click here to view Investment Account Fund Performance Report (Q4 2017)


Click here to view Investment Account Fund Performance Report (Q1 2018)

Click here to view Investment Account Fund Performance Report (Q2 2018)

Click here to view Investment Account Fund Performance Report (Q3 2018)

Click here to view Investment Account Fund Performance Report (Q4 2018)


Click here to view Investment Account Fund Performance Report (Q1 2019)

Click here to view Investment Account Fund Performance Report (Q2 2019)

Click here to view Investment Account Fund Performance Report (Q3 2019)

Click here to view Investment Account Fund Performance Report (Q4 2019)


Click here to view Investment Account Fund Performance Report (Q1 2020)

Click here to view Investment Account Fund Performance Report (Q2 2020)

Click here to view Investment Account Fund Performance Report (Q3 2020)

Click here to view Investment Account Fund Performance Report (Q4 2020)


Click here to view Investment Account Fund Performance Report (Q1 2021)

Click here to view Investment Account Fund Performance Report (Q2 2021)

Click here to view Investment Account Fund Performance Report (Q3 2021)

Click here to view Investment Account Fund Performance Report (Q4 2021)


Click here to view Investment Account Fund Performance Report (Q1 2022)

Click here to view Investment Account Fund Performance Report (Q2 2022)

Click here to view Investment Account Fund Performance Report (Q3 2022)

Click here to view Investment Account Fund Performance Report (Q4 2022)


Click here to view Investment Account Fund Performance Report (Q1 2023)

Click here to view Investment Account Fund Performance Report (Q2 2023)

Click here to view Investment Account Fund Performance Report (Q3 2023)

Click here to view Investment Account Fund Performance Report (Q4 2023)


Free Takaful coverage:

Account balanceSum covered
  Death / PD Medical expenses
RM3,000 - RM5,000 RM5,000 RM1,000
RM5,001 - RM50,000 Based on account balance RM2,000
Above RM50,000 RM50,000 RM3,000


Fees and charges:

Click to see all banking fees

 


Optimumkan Pulangan Pelaburan dengan Pembiayaan ASB/-i


Dapatkan pelaburan jangka panjang yang lebih stabil dan terjamin dengan Pembiayaan ASB/-i dengan kadar pembiayaan serendah 3.55% setahun.

Mohon dalam talian di Maybank2u sekarang dan lihat pulangan pelaburan anda berkembang.

Klik di sini untuk maklumat lanjut.


Double Celebrations with Maybank Privilege


Stand to win exclusive monthly grand and consolation prizes when you sign up for any of our wealth solutions - be it in investment, insurance, deposit or financing. T&C apply

Campaign Period: 1 January 2024 - 30 April 2024

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