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SME Care Starter

SME Care Starter Insurance Plan


With this plan, you can ensure your workforce receives essential coverage for hospitalisation from a single provider. The plan emphasizes convenience with features like cardless medical care through Etiqa's extensive panel network, and an easy claims submission process via the Etiqa+ App. It aims to alleviate financial strain during challenging times, allowing your employees to focus on recovery.

This plan offers a fast and easy solution for both employers and employees to safeguard against life's uncertainties.

Benefits


Essential Medical Protection

Comprehensive hospitalisation & surgical coverage for owners, directors, employees, and their families at an affordable price.

Seamless Digital Experience

Easy enrolment and 24/7 claims support through a mobile app from Guarantee Letters to reimbursements, all at your fingertips.

Access to Government & Panel Hospitals

Zero deductible at Government Hospitals and deductible options are applicable for admission to private panel hospitals, ensuring you get quality care with peace of mind.

What are the plans available?



Note: Gold hospital panel list is applicable.

Please refer to the product disclosure sheet and master policy for more details of the product benefits, exclusions, terms and conditions.

Eligibility


  1. Insured member’s entry age:
    • a) employee/spouse: 16 years old to 60 years old
    • b) child: 15 days old to 24 years old
  2. Malaysian. Other than the above-mentioned.
    Subject to foreigner risk guideline and other underwriting rules including residential and working place in Malaysia.

How to purchase this plan?


Only for applicants from SME financing via MAE app.

Other Information


  • Click here for e-flyer.
  • Click here Product Disclosure Sheet.
  • Other terms and conditions apply

PIDM PROTECTION


The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).

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