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Maybank SME Incubation Programme

Get alternative funding for your business

What is Maybank SME Incubation Programme?

It is an alternative financing solution for applicants whose SME Digital Financing application were unsuccessful.

Powered by Funding Societies, it is the first of its kind aiming to help your business move forward and ensure no business is left behind.

Who is Funding Societies?

Funding Societies, Southeast Asia’s leading SME digital financing platform, has partnered with Maybank to deliver the SME Incubation Programme.

Key Benefits of Funding Societies Micro Financing:

  • Fast & Easy: Fully online, hassle-free application.
  • Flexible Financing : From RM3,000–RM200,000, tailored to your needs.
  • Competitive Rates: Interest/profit rates from 0.8% to 1.5% per month.
  • Short-Term Financing: Tenures up to 18 months, suited to your cash flow.
  • No Collateral: No asset pledge required.
  • Shariah-Compliant: Financing solutions aligned with Shariah principles are available.

Who can apply?

Eligible Businesses: Sole Proprietorships, Partnerships, and Sdn Bhd companies that are:

  • Registered with SSM in Malaysia
  • At least 30% locally owned
  • Operating for ≥6 months
  • Minimum annual revenue of RM60,000 (approximately RM5,000/month)
  • Holding an active Maybank Current Account for fund disbursement
  • Clear financing standing (not blacklisted)

How to apply for this programme

Step 1: If your SME Digital Financing application isn’t successful but you’re eligible, you’ll receive an invitation to join the programme.

Step 2: Provide consent for Maybank to refer you to Funding Societies for alternative financing.

Step 3: Funding Societies will guide you through a quick digital process, and once approved, your funds will be deposited directly into your Maybank Current Account.

Step 1:

If your SME Digital Financing application isn’t successful but you’re eligible, you’ll receive an invitation to join the programme.

Step 2:

Provide consent for Maybank to refer you to Funding Societies for alternative financing.

Step 3:

Funding Societies will guide you through a quick digital process, and once approved, your funds will be deposited directly into your Maybank Current Account.

Documents needed

  • NRIC (Malaysian) or Passport (Non-Malaysian) of all Directors and Personal Guarantors.
  • Latest 6 months' bank statements reflecting at least 80% of business sales.

What you’ll get from this programme

Beyond funding – you’ll also receive within the first 100 days:

  • Welcome Pack for new Maybank customers
  • Invitations to SME events for business insights & networking
  • Curated educational content (expert articles & videos)
  • Tailored product recommendations
  • Smart alerts for loan repayment and financing reminders

Plus, access to Maybank ScaleUp SME, offering:

  • Customised financial solutions (SME Lite, SME Up, SME Top)
  • Business advisory and capacity building programs to strengthen your business
  • Sustainability initiatives to future-proof your business
  • Halal assurance system with certification support

More info