Premier Mudharabah Account-i (PMA-i) for SME and BB

A profit sharing shariah compliant account that pays profits on a monthly basis.

Benefits

Sign up online now and activate your account within minutes at your nearest Maybank branch via our Premier Lane.
No introducer required. ​


Earn higher returns with
profit sharing concept

Enjoy profits paid on a monthly basis and increase in dividends as account balance increases.


Islamic Overdraft Facilities

Get extra cash for emergencies, unexpected needs, or working capital for your business.


M2U Biz/M2E Online Banking Features

Access and manage your account easily anytime, anywhere on web or on app.​

Kickstart your business with Maybank

Step 1


Fill in form details and upload required documents online.​

Step 2


Make an appointment at your nearest Maybank branch via Maybank EZQ.​​

Step 3


Deposit min RM2,000 at the branch and activate your account.​​

Step 4


Create your M2U Biz / M2E ID at the branch for online banking access and activate within minutes.​​

Add-ons

Expand and customise your business account with more business solution tools.


Maybank QRPayBiz

Start receiving cashless payments using a single, unified Maybank QR code from millions of Maybank customers.​​


Commercial Credit Card

Get exclusive rewards with us. Enjoy cash rebates, Enrich miles, 0% instalment plan on purchase and more.​


Loan and Financing

Get quick business funding online. Apply for a loan of up to RM250,000 and get approved within minutes.


M2U Biz Bulk Payment

Enjoy the convenience of paying up to 100 payees at one go via our fully automated bulk payment system.


M2U Biz app

A simpler, smarter and more secure business banking app so you can easily manage your business on the go.​


Hire Purchase

Upgrade or buy machinery or vehicles without high upfront payment.​


Life Protection Plan

Protect key business persons with the right insurance plan.​

Want to get started?

Apply today!

  • Minimum initial placement of RM2,000.
  • No monthly fee.
  • Accountholder will be issued with cheque book.
  • Unlimited withdrawals can be made at the home branch.
  • Potentially earn higher returns. Profit gained from investment are shared between Customers and Bank based on a previously agreed profit sharing ratio. Profits are paid monthly and is subject to balance band or number of withdrawals.
  • Introducer is required*.
  • Islamic overdraft facilities (subject to eligibility).
  • Internet banking via Maybank2uBiz and Maybank2E.
  • Wide branch network for counter services.

Click for Product Disclosure Sheet and Terms and Conditions 


Unplanned Temporary Excess in Islamic Account(s)

Where permitted, any unplanned temporary excess in any Islamic Account due to amount advanced by the Bank shall be treated as loan (Qard) granted by the Bank to the account holder.

Click here for more details.

         

* Not Protected by PIDM.

* Click here for PIDM's DIS Brochure.

* Click here for List of Insured Deposits 

Indicative Profit Rate (% p.a.)Profit Sharing Ratio InvestorProfit Sharing Ratio Bank
0.15 3 97

*Effective from 16 April 2024 to 15 May 2024


With effect from 16 October 2022, the ‘Split Tier’ indicative profit rate calculation will be implemented. ‘Split Tier’ is an indicative profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions (FAQ). | EN | BM

Eligibility:

  • Registered Companies under the customer segment of SME and BB
  • Registered Association/Club/Society

Required documents:

  • Memorandum and Articles of Association certified by the Secretary of the company.
  • Certificate of Incorporation (the original copy must be sighted)
  • Certificate to Commence Business, if public limited companies (the original copy must be sighted)
  • A list of all Directors and Secretary together with their home addresses (Form 49)
  • Resolution of the Board of Directors to open and operate the account (to complete our Form)
  • Other relevant documents upon request by the Bank
  • Service charge: RM10 per half year, waived for accounts with an average balance of RM1,000 within six (6) months 
  • Early closure of account within 3 months of account opening: RM20.

*Terms and Conditions apply.

Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016)

Click here to view Investment Account Fund Performance Report (Q3 2016)

Click here to view Investment Account Fund Performance Report (Q4 2016)


Click here to view Investment Account Fund Performance Report (Q1 2017)

Click here to view Investment Account Fund Performance Report (Q2 2017)

Click here to view Investment Account Fund Performance Report (Q3 2017)

Click here to view Investment Account Fund Performance Report (Q4 2017)


Click here to view Investment Account Fund Performance Report (Q1 2018)

Click here to view Investment Account Fund Performance Report (Q2 2018)

Click here to view Investment Account Fund Performance Report (Q3 2018)

Click here to view Investment Account Fund Performance Report (Q4 2018)


Click here to view Investment Account Fund Performance Report (Q1 2019)

Click here to view Investment Account Fund Performance Report (Q2 2019)

Click here to view Investment Account Fund Performance Report (Q3 2019)

Click here to view Investment Account Fund Performance Report (Q4 2019)


Click here to view Investment Account Fund Performance Report (Q1 2020)

Click here to view Investment Account Fund Performance Report (Q2 2020)

Click here to view Investment Account Fund Performance Report (Q3 2020)

Click here to view Investment Account Fund Performance Report (Q4 2020)


Click here to view Investment Account Fund Performance Report (Q1 2021)

Click here to view Investment Account Fund Performance Report (Q2 2021)

Click here to view Investment Account Fund Performance Report (Q3 2021)

Click here to view Investment Account Fund Performance Report (Q4 2021)


Click here to view Investment Account Fund Performance Report (Q1 2022)

Click here to view Investment Account Fund Performance Report (Q2 2022)

Click here to view Investment Account Fund Performance Report (Q3 2022)

Click here to view Investment Account Fund Performance Report (Q4 2022)

 

Click here to view Investment Account Fund Performance Report (Q1 2023)

Click here to view Investment Account Fund Performance Report (Q2 2023)

Click here to view Investment Account Fund Performance Report (Q3 2023)

Click here to view Investment Account Fund Performance Report (Q4 2023)

 

Premier Mudharabah Terms & Conditions

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A simpler, smarter and more secure business banking platform to easily manage your business on the go.

Applicable to Non-Sole Proprietors, Partners, and Organisations.

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  • Multiple Transaction Approvals, on-the-go
  • Save time and paperwork with built-in Invoicing Tools
  • Secure transactions with Secure2u

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