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Maybank Islamic Gold Account-i

Buy and invest in gold online with a Shariah-compliant gold investment account

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Benefits

What is Maybank Islamic Gold Account-i (MIGA-i)?

MIGA-i is Maybank's Shariah-compliant gold investment account that lets you invest in digital gold with 999.9 purity without the need to hold physical gold and worry about its security. If you prefer, you also have the option to convert your gold investment into physical gold bars (from 1g to 1,000g).

Investing in gold has long been a reliable strategy for hedging against inflation while enhancing portfolio diversification by reducing exposure to risk and market uncertainty.

Benefits of investing in MIGA-i

  • Affordable - Initial investment of as low as RM10 per transaction
  • Convenient - Open your account and buy or sell gold via the MAE app or Maybank2u web. Get notified when you achieve a profit of 10% or higher, or set future orders to automatically buy and sell gold at your specified price via Maybank2u web (Click here to view latest Gold Price Trend)
  • Trusted - MIGA-i gold has a 999.9 purity.
  • Competitive Pricing - Low price spread and real-time market price to buy and sell gold
  • Conversion to Physical Gold- You may convert your gold investment balance in MIGA-i to get a physical gold bar from 1 gram to 1,000 grams

Eligibility

Account Type

Account opening via

Branch

Maybank2u Web

MAE App

Individual account

  • 18 years old and above

Available

Available

 Available

Individual account

  • In Trust Account (joint account with guardian for those below 18 years old)
  • Joint account up to 4 persons

Available

Not Available

 Not Available

Sole Proprietor

Available

Not Available

Not Available 

Note: The MIGA-i product is open to non-citizens of Malaysia via Over the Counter service at any branches.

How to Open an Account?

Enjoy the convenience of trading gold and managing your Maybank Islamic Gold Account (MIGA-i) online via *Maybank2u web and the MAE app in 4 easy steps.

Steps to open MIGA-i via MAE app

Buy and Sell gold online via MAE app

Step 1: Launch the MAE app and tap “Apply”

Step 2: Select ‘Maybank Islamic Gold Account-i (MIGA-i)’ under the Investments tab

Step 3: Follow the on screen instructions and fill in the application form

Step 4: Activate your account by making your first investment as low as RM 10

Click here to view How-To video of these four (4) steps.

Note: For joint account, in-trust account and non-citizens of Malaysia, opening of account can only be done via Over the Counter service at any branches. Click here to locate your nearest Maybank branch.

Step 1: Launch the MAE app.

Step 2: Go to the ‘WEALTH” tab

Step 3: Select Maybank Islamic Gold Account-i (MIGA-i)

Step 4: You can now buy and sell gold

Enjoy the convenience of trading gold and managing your Maybank Islamic Gold Account (MIGA-i) at the nearest Maybank branches or via Maybank2u web and the MAE app 8:30am -11:59pm everyday.

Note: For non-citizens of Malaysia, all transactions can only be done via Over the Counter service at any branches. Click here to locate your nearest branch.

Frequently Asked Questions

1. How can I redeem a physical gold bar of my MIGA-i investment balance?
If you wish, you have the option to redeem a physical gold bar via a few channels. Please read more here.

2. When can you buy and sell gold via MAE?
To transact MIGA-i via the MAE App, the transaction must be performed from 8:30 AM – 11:59 PM MYT (UTC +8:00) every day including weekends and public holiday.

3. Does the Bank allow me to transfer available gold balance in my MIGA-i account to other MIGA-i accounts?
Yes, you are allowed to transfer your available gold balance, in grams, from your MIGA-i account to other MIGA-i accounts which are registered under your name for joint account and/or a third party name via Maybank2u web. You may transfer up to a maximum gold value of RM50,000 per day based on the prevailing Bank buy price.

4. Why does my profit show a negative value right after I invest?
This happens because there’s a small difference between the buying and selling price of gold (called the “spread”). This is a normal feature of how gold pricing works. While your investment may show a small initial drop, any future value will depend on market price movements, which can go up or down..


Click here to view the Frequently Asked Questions (FAQs)

Terms & Conditions

More info

Click here to view the Product and Disclosure Sheets (PDS)

Click here to view the Frequently Asked Questions (FAQs)

Click here to view the rates

* Maybank Islamic Berhad is a member of PIDM. MIGA-i is not protected by PIDM.

* Click here for PIDM's DIS Brochure.


Click here to locate your nearest Maybank branch to redeem the physical gold bar.

Click here to view the latest Gold Price Trend

Invest in gold with Maybank Islamic Gold Account-i (MIGA-i) via the MAE app for a golden reward!

 

  • Weekly Prizes (0.1g digital gold): For the first 250 customers every week with min. RM500 invested in a single transaction (2000x winners)
  • Grand Prizes (25g digital gold worth RM 10,000): Earn an entry into a prize draw with every RM5,000 invested in MIGA-i (3x winners)

Hurry and invest via the MAE app now! T&C apply.

Campaign period: 7 July 2025 - 31 Aug 2025

*Based on estimated gold price of RM400/g.

Actual value may vary according to market rates.


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Enjoy special Merdeka rates of up to 3.45% p.a. with e-Islamic Fixed Deposit-i!

In the spirit of Merdeka, enjoy the freedom to grow your wealth and earn up to 3.45% p.a. returns when you make a placement in e-Islamic Fixed Deposit-i. Start with a minimum placement of RM1,000 online today! Terms & Conditions apply.

Campaign Period: 1 August – 30 September 2025*

*or until campaign limits for FPX have been reached, whichever is earlier.

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