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Investment Loans

Overdraft Facility

Cash on standby for emergencies or urgent and unexpected needs

Terms of Financing


  • High margin of advance
  • Minimum collateral of RM10,000
  • No guarantor required
  • Interest is charged only on the amount utilized
  • No fixed repayment schedule
  • No commitment fee on overdraft amount of RM250,000 and below


Ideal for :                 

  • Personal consumption
  • Working capital
  • Purchase of assets/property
  • Education

How to Apply


• Holders of FD Receipts and /or ASB/ASN/ASW 2020 Certificates*
• Age between 18 and 60
• Individuals or joint account holders**

Required Documents

  1. Photocopy of Identity Card.
  2. Photocopy of latest Form J or, latest 3 months pay slip or, other acceptable proof of income.
  3. Other documents would be based on facility required.

** Joint account is only applicable to FD Receipt holder.

Terms & Conditions apply

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