Overdraft/Cash Line-i Facility

• Minimum collateral of RM10,000
• No guarantor required
• Interest/profit is charged only on the amount utilized
• No fixed repayment schedule
• No commitment fee on overdraft amount of RM250,000 and below

• Holders of Fixed Deposit (FD/iFD-i) / General Investment Account (GIA-i)/ Profit Now Account (PNA-i) / ASB / ASM 2 Wawasan units
• Age between 18 and 70
• Individuals or joint account holders

• Base Rate (BR)/Islamic Base Rate (IBR) at 3.00% p.a. effective from 8 May 2023
• The Board Rate/Indicative Profit Rate and/or Bonus Interest/Profit may be revised accordingly to reflect the changes of the Overnight Policy Rate (OPR) set by Bank Negara Malaysia.

Step 1: Download and fill up the Maybank Overdraft Application Form

Step 2: Attach Required Documents

• Copy of NRIC
• Copy of your latest 3 months pay slip / other proof of income e.g. Bank Statement
• Copy of FD/IFD-i certificate (if applicable)
• ASB/ASM2 Wawasan mini statement (if applicable)

Step 3: Submit completed application form and required documents to the nearest Maybank branch.

All application are subject to Maybank’s credit assessment, approval and other applicable terms and conditions.

• Financing disbursement is subject to the satisfactory fulfilment of the terms and conditions stipulated in Maybank’s Letter of Offer.
• Please read the Product Disclosure sheet for more information.
• Joint account is only applicable to FD Receipt holder.