Fund - All Economic Sector / -i

SMEs that fulfil the following criteria:

• Registered with the Companies Commission of Malaysia (SSM), authorities/district offices in Sabah and Sarawak or statutory bodies for professional service providers;
• Maximum shareholders’ funds not exceeding RM5mil;
• Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%;
• Malaysians residing in Malaysia hold a minimum of 51% shareholding in the SMEs
• EXCEPT SMEs in the Primary Agriculture Sector and Micro Enterprises
• Assigned risk profile rating of 3, 4 and 5 as per BNM Risk Profile Table

• Working capital, and/or
• Capital Expenditures (e.g. purchase of machinery and equipment or renovation cost for owner-occupied business premises)

The financing shall NOT be used for the following activities:-

• Purchase of shares;
• Refinancing of existing credit/financing facilities;
• Purchase of land/real estate investment;
• Property development;
• Investment by investment holding companies;
• Activities where the stock in trade is money (including credit, leasing, factoring and insurance businesses);
• Gambling, alcohol, tobacco or other similar type of activities and products; and
• Non-Shariah compliant business activities (applicable for Islamic Financing)

Aggregate financing up to RM5,000,000 per company

Up to 5 years

Financing Rate ranging from 6% to 8% p.a.

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Or, call us at 1300 80 8668 or Book a branch appointment via Maybank EzyQ