Back
Talk To Us

GOVERNMENT AIDED

Fund - All Economic Sector / -i

Stimulating the growth of SMEs

Who Can Apply


SMEs that fulfil the following criteria:

  • Registered with the Companies Commission of Malaysia (SSM), authorities/district offices in Sabah and Sarawak or statutory bodies for professional service providers;
  • Maximum shareholders’ funds not exceeding RM5mil;
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%;
  • Malaysians residing in Malaysia hold a minimum of 51% shareholding in the SMEs
  • EXCEPT SMEs in the Primary Agriculture Sector and Micro Enterprises
  • Assigned risk profile rating of 3, 4 and 5 as per BNM Risk Profile Table

   

Purpose of Financing


  • Working capital, and/or
  • Capital Expenditures (e.g. purchase of machinery and equipment or renovation cost for owner-occupied business premises)

The financing shall NOT be used for the following activities:-

  • Purchase of shares;
  • Refinancing of existing credit/financing facilities;
  • Purchase of land/real estate investment;
  • Property development;
  • Investment by investment holding companies;
  • Activities where the stock in trade is money (including credit, leasing, factoring and insurance businesses);
  • Gambling, alcohol, tobacco or other similar type of activities and products; and
  • Non-Shariah compliant business activities (applicable for Islamic Financing)

Financing Limit


Aggregate financing up to RM5,000,000 per company

Tenure


Up to 5 years

Financing Rate


Financing Rate ranging from 6% to 8% p.a.

Locate a Branch

Find a Maybank branch nearby you


You might also need these