Mudharabah Investment Account Rates

Golden Savvy Account-i

Indicative Profit Rate (% p.a.)Profit Sharing Ratio 
  Investor Bank
0.05 (Below RM1,000) 1 99
0.20 (RM1,000 to RM10,000) 5 95
0.20 (Above RM10,000 to RM25,000) 5 95
0.20 (Above RM25,000 to RM50,000) 5 95
0.30 (Above RM50,000 to RM100,000) 7 93
0.60 (Above RM100,000 to RM250,000) 14 86
0.60 (Subsequent balances above RM250,000) 14 86

*Effective from 16 June 2025 to 15 July 2025

With effect from 16 August 2022, the ‘Split Tier’ indicative profit rate calculation will be implemented. ‘Split Tier’ is an indicative profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions (FAQ).

Klik di sini untuk Soalan Lazim.

 

   

Private Banking Account-i

Balance BandIndicative Profit Rate (% p.a.)Profit Sharing Ratio
    Investor Bank
Below RM10,000 0.05 1 99
RM10,000 to RM20,000 0.10 2 98
Above RM20,000 to RM50,000 0.10 2 98
Above RM50,000 to RM100,000 0.50 11 89
Above RM100,000 to RM250,000 0.60 14 86
Above RM250,000 to RM500,000 1.60 36 64
Subsequent balances above
RM500,000		 1.75 39 61

*Effective from 16 June 2025 to 15 July 2025

With effect from 16 January 2023, the ‘Split Tier’ indicative profit rate calculation will be implemented. ‘Split Tier’ is an indicative profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions (FAQ). | EN | BM

 

Premier Mudharabah Account-i

  

Indicative Profit Rate (% p.a.)Profit Sharing Ratio
  Investor Bank
0.05
(First RM5,000)		 1 99
0.20
(Above RM5,000 to RM25,000)		 5 95
0.20
(Above RM25,000 to RM50,000)		 5 95
0.25
(Above RM50,000 to RM100,000)		 6 94
0.35
(Above RM100,000 to RM200,000)		 8 92
0.80
(Above RM200,000 to RM500,000)		 18 82
0.90
(Subsequent balances above RM500,000)		 20 80
*Effective from 16 June 2025 to 15 July 2025

 

Global Banking

Indicative Profit Rate (% p.a.)Profit Sharing Ratio
  Investor Bank

0.15
(Any Balance)

 3 97
*Effective from 16 June 2025 to 15 July 2025

With effect from 16 October 2022, the ‘Split Tier’ indicative profit rate calculation will be implemented. ‘Split Tier’ is an indicative profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions (FAQ). | EN | BM

 

Premier Mudharabah Account-i (SME&BB) / SME First Investment Account-i

Indicative Profit Rate (% p.a.)Profit Sharing Ratio InvestorProfit Sharing Ratio Bank
0.15 3 97


*Effective from 16 June 2025 to 15 July 2025

With effect from 16 October 2022, the ‘Split Tier’ indicative profit rate calculation will be implemented. ‘Split Tier’ is an indicative profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions (FAQ). | EN | BM

 

Premier Mudharabah Account-i (GB)

Indicative Profit Rate (% p.a.)Profit Sharing Ratio InvestorProfit Sharing Ratio Bank
0.15 3 97


*Effective from 16 June 2025 to 15 July 2025

With effect from 16 October 2022, the ‘Split Tier’ indicative profit rate calculation will be implemented. ‘Split Tier’ is an indicative profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions (FAQ). | EN | BM

Zest-i

Indicative Profit Rate

Profit Sharing Ratio

Investor

Bank

0.05% p.a.

1

99


*Effective from 16 June 2025 to 15 July 2025

With effect from 16 August 2022, the ‘Split Tier’ indicative profit rate calculation will be implemented. ‘Split Tier’ is an indicative profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions (FAQ).

Klik di sini untuk Soalan Lazim.

 

   

General Investment Account-i

Tenure Indicative Profit Rates To Investor (% p.a.)Profit Sharing Ratio (PSR) InvestorProfit Sharing Ratio (PSR) Bank
1 month 1.70 39 61
2 months 2.35 55 45
3 - 5 months 2.45 57 43
6 - 11 months 2.55 59 41
12 - 17 months 2.60 60 40
18 - 24 months  2.60 60 40
25 - 35 months 2.60 60 40
36 - 47 months 2.65 61 39
48 - 59 months 2.65 61 39
60 months 2.65 61 39


*Effective from 16 June 2025 to 15 July 2025