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Home Loans


A flexible home loan with different packages

Benefits and Scope of Financing



  • Flexible repayment options that take into account your present and future needs
  • Flexible choice of facility. Choose from a term loan, an overdraft or a combination of both. Under the combination option, the ratio of the term loan to overdraft is flexible and only subject to a minimum amount of RM10,000 for each facility type
  • Higher loan eligibility
  • Longer repayment period of up to 35 years or until the age of 70, whichever event occurs first
  • Higher loan margin of up to 95% of the value of the house (including capitalisation of related expenses such as MRTA premium)
  • Enjoy MRTA coverage, which settles your outstanding mortgage and transfers the title deed to your family in the event of death or total and permanent disability
  • Flexibility to revise monthly installments to suit your financial situation
  • A choice to service the interest portion or have monthly installments commence immediately instead of upon full loan disbursement
  • Easy installment payment via Maybank branches, ATMs, Phone Banking, and online via
  • Flexibility to redraw advance/additional payments made in excess of the normal monthly repayment amount. Redrawing via M2U (for conventional loan only) or over-the-counter (for Conventional & Islamic financing) is subject to a RM25 fee per transaction.
  • Competitive financing rates

A unique personal loan facility

We offer different packages to meet your personal investment needs or contingencies including children's education or home improvements.

  • Refinancing

Refinance your home loan with Maybank and enjoy savings with attractive refinancing features.  Add a top up facility on top of your redemption sum for renovations, educational expenses, etc for a total financing of up to 90% of the current market value of your house.

  • Re-mortgage

Re-mortgage a house that has been fully paid for or is free from encumbrances to release cash from your largest fixed asset without having to sell.

  • Redraw

If you have had a housing loan with Maybank for more than 6 months, you may opt for additional financing at any time. The total loan amount (e.g. current loan outstanding plus additional financing) can be up to 90% of the current market value of your house.

How to apply

For all individuals, joint applicants, residents, and non-residents

Apply for Maxihome now.

Required documents


  • Application Form duly completed


  • NRIC / Identity Card
  • Latest Valid Passport & VISA/Working Permit/Employment Pass
  • Business Registration/Form 24 & 49


  • Copy of Sales & & Purchase or Booking Receipt or Letter of Offer from Developer
  • Copy of Individual Title Deed
  • Property Valuation Report is required for completed property more than 6 months


For Salary Earners/Gainfully Employed

  • Latest 3 consecutive months salary slips/vouchers
  • Latest 6 consecutive months of commission statement
  • Latest EPF statements (with 3 consecutive months or more transaction history)
  • Latest EA Form
  • Latest 6 months Bank Statement
  • Letter of Confirmation of Employment and Remuneration

Other information

Minimum property value for Refinancing, Redraw and Remortgage is RM75,000


Click here to see Mortgage Product Disclosure Sheet (Conventional)

Click here to see Mortgage Product Disclosure Sheet (Islamic)

Click here to read our guide to home loans/financing.

Click here to find out mortgage fees and charges.

Click here to compare our VRF rates.

Click here to protect the valuables in your home with Maxihome Contents.

Locate Us

Find a Maybank branch nearby you

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