Why Apply?
An affordable life protection plan that refunds to your total premiums paid
Savings & Protections
An affordable life protection plan that refunds to your total premiums paid.
An affordable life protection plan that refunds to your total premiums paid
Premier Cash Refund provides you with solid life coverage and also savings at an affordable entry with the following benefits:
You can apply for Premier Cash Refund if you are:
Example based on benefits for a male aged 30 with a policy tenure of 15 and 20 years:
| Entry Age* | Policy Tenure (Years) | Maturity age | Monthly Premium | Death/TPD Benefit | Cash Refund** |
|---|---|---|---|---|---|
| 30 | 15 | 45 | RM117 | RM100,000 | RM20,520 |
| 30 | 20 | 50 | RM77 | RM100,000 | RM18,480 |
*Male age at next birthday.
** If no claim is made during policy tenure.
Click here for Hospital and Surgical Rider Rates
Click here for Hospital and Surgical Rider Rates (BM)
PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS.
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).

31/12/2024
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An investment-linked plan that offers you protection.
• Affordable minimum investment of RM100 a month.
• Broad selection of funds to suit your risk profile
• Loyalty Bonus of up to 3% of the annual premium upon completion of 3rd policy year
An investment-linked protection created especially for women.
• Coverage for common illnesses in women such as cancers
• Guaranteed Bonus Units of up to 3%
• Choose from Managed and Individual Funds for greater returns
A plan that requires no medical examinations, regardless of your health condition.
• Receive a full refund if no claims are made
• Natural and accidental death benefits until policy anniversary before your 80th birthday
A protection plan that offers guaranteed cash payouts and life coverage with no health checks required.
• Short Premium Term: 6 years payment term for 20 years of coverage
• Guaranteed Annual Cash Payments
• Receives bonus annually & upon maturity