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Maybank Visa Platinum Debit payWave

Maybank Visa Platinum Debit payWave

A Platinum Debit Card with wave function

  • Annual Fee:

    No Annual Fee

For new issuance and replacement of Debit Cards, card members are required to perform at least one (1) successful PIN transaction at Point-of-Sales (POS) terminal to activate the contactless payment feature on the card.

Please be informed that effective 16th October 2019, we have revised the Maximum Purchase Limit of Maybank Debit Card from RM5,000 to RM10,000 for Classic Debit Card and from RM10,000 to RM20,000 for Platinum Debit Card. Cardmembers may change their preferred purchase limit via ATM & the Maybank2u website.


With this card, you get these benefits:

  • Shop at millions of outlets worldwide that accept VISA.
  • Multi-tiered interest rates for Premier Accounts.
  • Track your online transactions via
  • 24 hour Customers Service at 1300 88 6688.
  • Enjoy selected Maybank and VISA Platinum Privileges
  • Enjoy Platinum privileges offered by VISA International
  • Hot deals from Kardshoppe Newsletter
  • Online Shopping (MSOS) and Mail Order Telephone Order (MOTO)
  • How to activate ATM/Debit Card for Overseas Use & Set Purchase Limit. Click here to find out more
  • Pay for purchases below RM250 by waving your VISA Debit Platinum card at the contactless payment terminal at selected merchants. No signature required.


  • Use as your ATM card locally or overseas.
  • Pay your bills or transfer money.    
  • Set your own purchase limit of up to RM20,000.
  • Daily default purchase limit of RM3,000
  • Expires after 7 years.

How to apply

How to apply?

  • Visit any Maybank branch
  • Check eligibility to sign up for Maybank VISA Platinum.
  • OR open a Current Account or Savings Account
  • Maybank VISA Platinum Debit payWave card will be issued on the spot

Required Documents

Primary Documents

  • MyKad (IC)/Police or Armed Forces ID Card
  • Birth Certificate and MyKid (i.e for in-trust and minor accounts)
  • Passport (i.e for non-residents/foreigner)

Supporting/Secondary Documents:

  • Valid Passport (for Residents)
  • Valid Driving License (for Residents)
  • Utility Bills (e.g water/ electricity/ telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account.
  • Letter of Confirmation from Employer, Educational Institution etc.
  • Credit Card (if any)

Fees and Charges

Here are the fees and charges for card issuance and transactions.

Card Issuance Fees

Card issuanceFee
Opening new account - for unlimited ATM withdrawal RM8 per annum
Annual service fee Free
Card replacement due to faulty chip Free
Renewal (after 7 years expiry date) Free*
*1 year before and 1 year after card expiry date
Conversion from Maybankard Bankcard to Maybank ASPIRE VISA Platinum Debit RM12
Conversion from Maybankard Visa Debit to Maybank ASPIRE VISA Platinum Debit RM12
Replacement due to lost/stolen/damaged card, forgotten PIN RM12

Transaction Fees

Unlimited withdrawal at any Maybank ATM RM8 per annum
Cash withdrawal at other domestic banks' ATMs RM1 per withdrawal
(Charge will be debited directly from account at the end of each transaction)
Cash withdrawal at international banks' ATM via MasterCard & Cirrus platform RM12 per withdrawal
Non-cash ATM transactions such as e-balance enquiry, fund transfer to any Maybank account, local cheque deposit, cash deposit, etc Free
Retail purchase at merchants/retailers Free
Penalty fee on overdrawn account RM10
Sales draft retrieval fee RM15 per copy sales draft

View Terms & Conditions (PDF)

View Maybank Visa Platinum Debit Product Disclosure Sheet (PDS)

Travel abroad with ease when you activate Maybank Debit Cards. Click here to find out more.

Click here for Contactless Transactions Amount Limit (CTA) for Maybank Debit and Prepaid Card info

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