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Zest-i

Rewards all year long with a Shariah-compliant investment account


NEW! Apply and activate your account fully online


No branch visits required. You can now apply for a Maybank Islamic Zest-i account online instantly via the MAE app! Just follow the simple steps below: 

Step 1: Download or launch the MAE app

Step 2: Go to ‘More’ then tap ‘Apply’

Step 3: Under ‘Accounts’, select ‘Zest-i’

Step 4: Follow the on-screen instructions to complete your application

Notes:

  • You will need to scan your MyKad so make sure you have it with you before you start your application.
  • In order to activate your account, you will need to perform an FPX transfer from another bank account registered under your name.

Benefits


Get rewarded while earning potential profit* with a Shariah-compliant investment account!

  • Win prizes all year long: Prizes to be won monthly, quarterly, half-yearly and annually when you invest as low as RM200.
  • Earn potential profit*: Get returns from your investment based on a profit sharing ratio with the Bank.
  • Easy access to your account: Use the M2U app or Maybank2u website to manage your account easily.
  • Access to Maybank ATMS: Gain access to over 2900 Maybank ATMs and International ATMs.

*Profits are paid monthly and are not subject to balance band or number of withdrawals.

         

* Not Protected by PIDM.

* Click here for PIDM's DIS Brochure.

* Click here for List of Insured Deposits.

Prizes you can win


Save and invest a minimum of RM200 with Zest-i to stand a chance to win the following prizes. See below for the Average Daily Balance (ADB) and Month End Balance (MEB) you'll need to score the prize you want!

Category

Prizes

Minimum ADB for 1 Entry

Minimum MEB

Monthly

8 x First Prize

iPhone 14 Pro 128GB

RM200

 

 

RM200

8 x Second Prize

MI Robot Vacuum-Mop 2 Lite

24 x Third Prize

Cash RM1,000 credited to Zest-i

50 x Early Bird

Cash RM100 credited to Zest-i

RM500

RM500

Quarterly

1 x Grand Prize

Perodua Alza 1.5AV

RM300

RM300

8 x Second Prize

Samsung Smart Watch 5 (44MM)

24 x Consolation Prize

Cash RM1,000 credited to Zest-i

Half-Yearly

1 x Grand Prize

20g Maybank Islamic Gold Account-i

RM400

RM400

8 x Consolation Prize

Macbook Air M2 256GB

Grand Prize

1 x Grand Prize

1kg Maybank Islamic Gold Account-i

RM500

RM500

8 x Consolation Prize

10g Maybank Islamic Gold Account-i

*Effective 1st January 2023


Latest Winners List

Check out here

How to Apply


Step 1: Apply for an account

Existing Maybank customers:

 

New customers:

 

apply now

For new customers,  please make an appointment to complete your verification process.

make an appointment

Step 2: Invest

Invest as low as RM200 to be in the running to win prizes.

Step 3: Maintain

Maintain a minimum Month End Balance of RM200 to stay in the running.

Who can apply?


  • Individuals below 18 years of age under Trust Accounts;
  • Individuals above 18 years of age;
  • Permanent Malaysian Residents;
  • Non-Residents of Malaysia (with working permit);
  • Joint account holders

Rates


Indicative Profit Rate

Profit Sharing Ratio

Investor

Bank

0.05% p.a.

1

99


*Effective from 16 January 2023 to 15 February 2023

With effect from 16 August 2022, the ‘Split Tier’ indicative profit rate calculation will be implemented. ‘Split Tier’ is an indicative profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions (FAQ).

Klik di sini untuk Soalan Lazim.

 

Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016) 

Click here to view Investment Account Fund Performance Report (Q3 2016)


Click here to view Investment Account Fund Performance Report (Q1 2017)

Click here to view Investment Account Fund Performance Report (Q2 2017) 

Click here to view Investment Account Fund Performance Report (Q3 2017)

Click here to view Investment Account Fund Performance Report (Q4 2017)


Click here to view Investment Account Fund Performance Report (Q1 2018)

Click here to view Investment Account Fund Performance Report (Q2 2018)

Click here to view Investment Account Fund Performance Report (Q3 2018)

Click here to view Investment Account Fund Performance Report (Q4 2018)


Click here to view Investment Account Fund Performance Report (Q1 2019)

Click here to view Investment Account Fund Performance Report (Q2 2019)

Click here to view Investment Account Fund Performance Report (Q3 2019)

Click here to view Investment Account Fund Performance Report (Q4 2019)


Click here to view Investment Account Fund Performance Report (Q1 2020)

Click here to view Investment Account Fund Performance Report (Q2 2020)

Click here to view Investment Account Fund Performance Report (Q3 2020)

Click here to view Investment Account Fund Performance Report (Q4 2020)


Click here to view Investment Account Fund Performance Report (Q1 2021)

Click here to view Investment Account Fund Performance Report (Q2 2021)

Click here to view Investment Account Fund Performance Report (Q3 2021)

Click here to view Investment Account Fund Performance Report (Q4 2021)


Click here to view Investment Account Fund Performance Report (Q1 2022)

Click here to view Investment Account Fund Performance Report (Q2 2022)

Click here to view Investment Account Fund Performance Report (Q3 2022)

Terms and Conditions


Click here for PIDM's DIS Brochure.

Click here for Terms and Conditions of Zest-i Account

Click here for Specific Terms & Conditions of Zest-i Account

Click here for Product Disclosure Sheet (PDS)


Winners for Zest-i Campaign


Congratulations to all winners and thank you for your support.

Continue to invest in Zest-i Account and be in the running to win attractive prizes every month!

Click here for the list of winners.


Your savings celebrate your age with rewards!

It's always rewarding to save and grow. Now everyone can be a winner with prizes worth more than RM110,000 up for grabs!

Campaign Period: 1 October 2022 – 28 February 2023

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