Experience a harmonious pairing of stability and growth, designed to ensure your secured fortune for years to come.
With our latest promotion, you can roll in golden gains of up to 8.88% p.a. to your Fixed Deposit/-i account and pair it with our Smart Golden Life Insurance or Smart Income Takaful Plan. It is the perfect blend of protection and prosperity to help you celebrate a wealthier future.
Terms and conditions apply.
Campaign Period: : 1 January 2026 – 28 February 2026 or until the Fixed Deposit/-i Campaign fund size limit of RM10,000,000 is exhausted, based on a first-come, first-served basis; whichever is earlier.
Sign up today for selected Life Insurance/Family Takaful Plan with Fixed Deposit or Fixed Deposit-i (FD/FD-i) placements and earn up to 8.88% p.a.
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Smart Golden Life Insurance Plan Or Smart Income Takaful Plan |
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Fixed Deposit / Fixed Deposit-i | ||
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Tenure |
Special Rate (p.a.) |
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Annualised First Year Premium/Contribution |
Min RM50,000 |
3 months |
8.88% |
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Payment/Contribution Mode |
Annual only |
6 months |
6.88% |
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Not inclusive of Top Up |
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Notes:
- i. The Campaign Rates are indicative and may be revised accordingly to reflect changes in the Overnight Policy Rate as set by Bank Negara Malaysia, if any shall occur during the Campaign Period.
- ii. Automatic rollover will not be entitled for this Campaign Rate.
*Note: Automatic rollover refers to renewal of an existing deposit for subsequent maturities. - iii. The offer is limited to a Fixed Deposit/-i campaign fund size limit of RM10,000,000 based on a first-come, first-served basis or up to 28 February 2026.
- iv. Participation in Smart Golden Life Insurance plan will entitle to Conventional Fixed Deposit (FD) campaign rates only while participation in Smart Income takaful plan will entitle to Islamic Fixed Deposit-i (IFD-i) campaign rates only.
How to Participate?
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Participating Products & Minimum Criteria |
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Step 1: Visit your nearest Maybank Branch or contact your Personal Financial Advisor/Relationship Manager Step 2: Choose Your Plan Select either the Smart Golden Life Insurance or the Smart Income Takaful plan & ensure that the plan you signed up for has a minimum Annualised First Year Premium/Contribution (AFYP/AFYC) of RM50,000 and above. Step 3: Decide Your Fixed Deposit/-i placement period Choose a Fixed Deposit/-i placement period of 3 months or 6 months. Sign up for this harmonious combo Campaign before 28 February 2026. This Campaign is on a first-come, first-served basis and ends when the total Fixed Deposit/-i placement target of RM10,000,000 is reached or by 28 February 2026, whichever comes first. |
Smart Income Takaful plan
Craft your wealth with purpose through a Shariah-compliant plan built for retirement, protection, and lasting security.
Smart Golden Life Insurance plan
Secure a golden retirement for protection that last up to three generations.
Islamic Fixed Deposit-i
Islamic Term Deposit with pre-determined profit rates fit for anyone.
Fixed Deposit Account
A high interest rate fixed deposit account made for just about anyone.
Terms and Conditions
Click here for Campaign’s terms and conditions
Before purchasing the insurance/takaful policy/certificate, you are advised to refer to the terms and conditions in the Product e-Brochure, Product Disclosure Sheet and Product Illustration for details of the important features and major exclusions of the insurance/takaful plan. The insurance/takaful product is underwritten by Etiqa Life Insurance Berhad (201701025113) or Etiqa Family Takaful Berhad (199301011506), a subsidiary of Malayan Banking Berhad (196001000142). Etiqa Life Insurance Berhad/Etiqa Family Takaful Berhad is licensed under Financial Service Act 2013/Islamic Financial Service Act 2013 and regulated by Bank Negara Malaysia.
PIDM Protection
The benefit(s) payable under the eligible certificate/policy is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to its limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad/ Etiqa Family Takaful Berhad or PIDM (visit www.pidm.gov.my).
Deposit products are protected by PIDM up to RM250,000 for each depositor.
