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Fixed Deposit

Islamic Fixed Deposit-i

An Islamic Term Deposit with pre-determined profit rate

  • MINIMUM DEPOSIT:

    RM1,000 (for 2 months and above) to RM5,000 (for 1 month)
    RM500 (for in-trust and minor for any tenure)

Benefits

An Islamic term deposit based on the contract of Commodity Murabahah.   

With this account, you get:

  • Islamic Term Deposits based on the Shariah concept of Commodity Murabahah (cost-plus-sale) where a specific asset as deemed fit by the Bank is identified and used as the underlying asset for the sale and purchase transaction between Bank and Customer.
  • Higher profit rates than a normal Islamic savings account.
  • Flexibility of tenure from 1 month up to 60 months.
  • Profits paid either monthly, half yearly or upon maturity.
  • Free Personal Accident Takaful Coverage plus medical and funeral expenses (accident only)*
  • Acceptance as collateral for Banking facilities*

* Terms and conditions apply.

         

* Protected by PIDM up to RM250,000 for each depositor.

* Click here for PIDM's DIS Brochure.

Click for Product Disclosure Sheet (PDS) and Terms and Conditions

How to apply

To apply:

Visit a Maybank or Maybank Islamic branch near you with your primary documents.

Available accounts:

  1. Individual aged 18 years and above
  2. Joint accountholders (maximum 4 persons)
  3. In-trust and Minor
  4. Business Enterprises
  5. Associations/Clubs/Societies/Organizations
  6. Trustees
  7. Foreigners
  8. Professionals
  9. Government and Corporate Funds

Required documents:           

  • Valid MyKad for Malaysians
  • Valid Passports for Foreigners and other documentary evidence required by authority according to the purpose of visit/stay in Malaysia

Rates

What rates can you expect from us?

Tenure

Profit Rates (% p.a)

1 month

1.85

2 months

1.90

3 months

2.00

4 months

2.05

5 months

2.05

6 months

2.10

7 months

2.10

8 months

2.10

9 months

2.10

10 months

2.10

11 months

2.10

12 months

2.10

13 - 35 months

2.15

36 - 47 months

2.20

48 - 59 months

2.20

60 months

2.20


Effective from 19 August 2025

Click here for Terms and Conditions on Premature Withdrawal

Click here to view sample 31 days' prior written notice


Discontinuation of certificate issuance for Islamic Fixed Deposit-i placement for retail customers.

Effective 7 December 2019, Maybank Islamic Berhad will no longer be issuing certificates for new placements made over-the-counter (OTC) by retail individual customers. However, an acknowledgement slip will be provided to customers as evidence of the placement made.

The implementation of Certless placements will provide greater convenience for customers as presentation of placement slips for the upliftment of the Islamic Fixed Deposit-i will no longer be required from that date.

Invest in gold with Maybank Islamic Gold Account-i (MIGA-i) via the MAE app for a golden reward!

 

  • Weekly Prizes (0.1g digital gold): For the first 250 customers every week with min. RM500 invested in a single transaction (2000x winners)
  • Grand Prizes (25g digital gold worth RM 10,000): Earn an entry into a prize draw with every RM5,000 invested in MIGA-i (3x winners)

Hurry and invest via the MAE app now! T&C apply.

Campaign period: 7 July 2025 - 31 Aug 2025

*Based on estimated gold price of RM400/g.

Actual value may vary according to market rates.


Find Out More

Enjoy special Merdeka rates of up to 3.45% p.a. with e-Islamic Fixed Deposit-i!

In the spirit of Merdeka, enjoy the freedom to grow your wealth and earn up to 3.45% p.a. returns when you make a placement in e-Islamic Fixed Deposit-i. Start with a minimum placement of RM1,000 online today! Terms & Conditions apply.

Campaign Period: 1 August – 30 September 2025*

*or until campaign limits for FPX have been reached, whichever is earlier.

Find Out More

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