ASB Financing-i

Get a shariah-compliant financing for ASB unit trust | Financing tenure up to 35 years or age 70 years old (whichever is earlier)*

*Application at Maybank/Maybank Islamic branch

  • Min financing amount:


  • Max financing amount:

    Up to RM200,000

Features and Benefits


  • Individuals who are between the age of 18 and 70 years old at the end of financing tenure
  • Bumiputera

Financing Amount

  • Min financing amount : RM10,000
  • Max financing amount: Up to RM200,000 per customer, at any one time including the balance outstanding of the existing ASB financing (if any), or up to maximum investment amount allowed by ASNB, whichever is lower

Margin of Financing

  • Up to 105% (if inclusive of Personal Reducing Term Takaful (PRTT) and Will Fee (if any) inclusive of any tax (if any)

Financing Tenure


Financing Tenure

Application at Maybank /Maybank Islamic Branch

Up to 35 years or up to age 70 years old, whichever is earlier.

Online application via Maybank2u

Up to 30 years or up to age 65 years old, whichever is earlier.

Financing Rate

Application at Maybank Branch 

Facility Amount

Tenure ≤ 30 years

Tenure > 30 years




Single Rate

IBR+1.90% p.a.

(Eff. Rate: 3.65%)

IBR+1.95% p.a.

(Eff. Rate: 3.70%)

≥ RM 30k



Tier 1

First 3 years

IBR*+1.55% p.a

(Eff. Rate: 3.30%)

IBR*+1.60% p.a

(Eff. Rate: 3.35%)

Tier 2

Year 4 onwards

IBR*+1.80% p.a

(Eff. Rate: 3.55%)

IBR*+1.85% p.a

(Eff. Rate: 3.60%)

Click here to view the monthly instalment repayment schedule


Online application via Maybank2u

Financing DetailsFinancing Rates
Financing amount below RM30,000 with tenure between 5-30 years

3.55% p.a

(BR/IBR +1.80% p.a)

Financing amount RM30,000 and above with tenure between 5-30 years

3.45% p.a

(BR/IBR +1.70% p.a)

Current BR/IBR is at 1.75% p.a. with effective from 9th July 2020

Click here to view the monthly instalment repayment schedule


Single monthly instalments

Mode of Instalment Payment

Variable Standing Instruction

ASB Income Distribution & Bonus Earned

Automatically credited into the respective ASB unit holder's account

If you would like to know more about the product, please watch this video:

How to Apply

Please prepare your ASNB unit holder account number and required documents before proceeding with the application.

Required Documents

  • Photocopy of your National Registration Identity Card (NRIC)
  • Photocopy of your latest 3 months pay slip / other proof income e.g.: Bank Statement
  • Screenshot of your ASNB unit holder account number

Download Application Form (Islamic)

You may apply through the following:

Maybank2u website


Maybank2u website for non-M2U customers

Maybank App

Fees and Charges

The current fee and charges as per below:


Fees and Charges

Stamp Duty

As per Stamp Duty Act (Revised 1989)

ASNB Unit Certificate Fee

RM50.00 per Certificate

More info

Click here to view Product Disclosure Sheet in English

Click here to view Product Disclosure Sheet in Bahasa Malaysia

Click here to view ASNB Prospectus



The Replacement Master Prospectus of ASNB dated 1 February 2020 (“Prospectus”), has been registered with the Securities Commission Malaysia. Please read and understand the content of the Prospectus together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the Prospectus. Before investing, please consider the risks of investing as well as the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.

Guaranteed gold when you successfully refer friends! Plus up to 100g extra gold to be won

Refer a friend to open & invest in Maybank Islamic Gold Account-i (MIGA-i) with your unique referral code, and both of you will earn 0.01g MIGA-i gold. Keep investing in MIGA-i to be in the running to win the monthly prize of 10g gold and the grand prize of 100g gold. T&C apply

*Only when the unique referral code is entered correctly.

Campaign Period: 1 November 2021 - 31 March 2022

Learn more

Make the right first step, with us!

Starting your financial journey might be overwhelming in the beginning with no plan in place. Worry not, Maybank is here to assist you. At every chapter of your life, we have an array of products and services that potentially suit your needs.

Your first step with us is also one step closer to win your first GOLD investment with Maybank Islamic Gold Account-i (MIGA-i) worth RM500 upon signing up with selected products.


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