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Financing

ASB Financing-i

Get a shariah-compliant financing for ASB unit trust | Financing tenure up to 35 years or age 70 years old (whichever is earlier)

  • Min financing amount:

    RM10,000

  • Max financing amount:

    Up to RM200,000

Features and Benefits


Eligibility

  • Individuals who are between the age of 18 and 70 years old at the end of financing tenure
  • Bumiputera

Financing Amount

  • Min financing amount : RM10,000
  • Max financing amount: Up to RM200,000 per customer, at any one time including the balance outstanding of the existing ASB financing (if any), or up to maximum investment amount allowed by ASNB, whichever is lower

Margin of Financing

  • Up to 105% (if inclusive of Personal Reducing Term Takaful (PRTT) and Will Fee (if any) inclusive of any tax (if any)

Financing Tenure

  • Up to 35 years or up to age 70 years old, whichever is earlier

Financing Rate

Financing Details

Rates

Financing Amount Below RM30,000

4.60% p.a

(SBR +1.60%)

 

Financing Details

Rates for the first 3 years

Year 4 onwards

Financing Amount Above RM30,000

4.20% p.a

(SBR +1.20%)

4.50% p.a

(SBR +1.50%)


Click here to view the monthly instalment repayment schedule

Rates applicable for application with insurance/takaful coverage

Standardised Base Rate at 3.00% p.a. effective from 8 May 2023

Payment

Single monthly instalments


Mode of Instalment Payment

Variable Standing Instruction


ASB Income Distribution & Bonus Earned

Automatically credited into the respective ASB unit holder's account

If you would like to know more about the product, please watch this video:

How to Apply


Please prepare your ASNB unit holder account number and required documents before proceeding with the application.

Required Documents

  • Photocopy of your National Registration Identity Card (NRIC)
  • Photocopy of your latest 1 month pay slip / other proof income e.g.: Bank Statement
  • Screenshot of your ASNB unit holder account number

You may apply through the following:

Maybank2u website

 

Maybank2u website for non-M2U customers


Maybank / MAE App


Application at Maybank/Maybank Islamic Branch

Click here to download application form

Fees and Charges


The current fee and charges as per below:

Item

Fees and Charges

Stamp Duty

As per Stamp Duty Act (Revised 1989)

ASNB Unit Certificate Fee

RM50.00 per Certificate

More info


Click here to view Product Disclosure Sheet in English

Click here to view Product Disclosure Sheet in Bahasa Malaysia

Click here to view ASNB ‘Know Your Loan’ brochure

Click here to view ASNB Prospectus

IMPORTANT NOTE:

The Replacement Master Prospectus of ASNB dated 1 February 2020 (“Prospectus”), has been registered with the Securities Commission Malaysia. Please read and understand the content of the Prospectus together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the Prospectus. Before investing, please consider the risks of investing as well as the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.


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Campaign Period: 15 September – 31 December 2023

 

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