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Which product is the right fit for you? Check the table below for more details.
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Amanah Saham Bumiputera (ASB) |
ASB Financing/-i |
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Product |
ASB is a unit trust fund with a fixed price of RM1 per unit. It offers Bumiputera citizens a low-risk, long-term investment opportunity with consistent and competitive returns. With ASB, you can easily top up your investment using available cash whenever it suits you, allowing it to grow progressively over time. Read more about ASB here. |
ASB Financing/-i is an Islamic financing facility that allows customers to leverage their investment in Amanah Saham Bumiputera (ASB) units to obtain financing for various purposes. Instead of relying solely on your own funds to save in ASB, leverage a financing solution to boost your ASB investment capital and maximise your returns. |
Who is it suitable for |
Individuals who can self-manage their financial commitments and allocate remaining funds to savings. |
Individuals with surplus income who want to pre-commit and grow their investment capital. |
Payment/Investment information |
Investment Mode of Investment ASB Income Distribution & Bonus Earned Automatically credited to the respective ASB unit holder's account |
Payment Mode of Instalment Payment Variable Standing Instruction ASB Income Distribution & Bonus Earned Automatically credited to the respective ASB unit holder's account |
Eligibility |
Bumiputera
Akaun Dewasa
|
Bumiputera
|
Investment/ Financing Amount |
Min. Investment: RM1 Max. Investment: RM300,000 |
Min. Financing: RM10,000 Max. Financing: RM200,000 |
Tenure |
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Up to 35 years or up to 70 years old, whichever comes first *Note: Financing tenure is based on the applicant's age |
Dividend Returns |
5.00% (2021) 4.60% (2022) 5.25% (2023) |
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Benefits for Maybank customers |
Easily top up your investment online by linking your ASNB account with Maybank2u. Follow the steps provided here |
Competitive financing rate and no upfront fee
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Please prepare the following before proceeding with the application:
Apply via the MAE app | |
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Existing Maybank Customer |
New to Maybank Customers |
Step 1: Login to the MAE app and tap ‘Apply’ |
Step 1: Download and install the MAE by Maybank2u app and tap ‘Apply’ |
Step 2: Select ‘ASB Financing-i’ under the ‘Loan/Financing’ tab |
Step 2: Select ‘ASB Financing-i’ under the ‘Loan/Financing’ tab |
Step 3: Key in your ASNB account number and follow the on-screen instructions to complete your application. |
Step 3: Fill in your personal details and key in your ASNB unit holder account number. |
Step 4: Authorise via Secure2u. |
Step 4: Complete your financing details, income details and follow the on-screen instructions to complete your application. |
Step 5: Selected Maybank customers will have their financing approved instantly! |
Step 5: Review and confirm your details. |
Step 6: You will be notified of the status of your application via SMS and/or email. |
Apply via the Maybank2u website | |
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Existing Maybank Customer |
New to Maybank Customers |
Step 1: Login to www.maybank2u.com.my |
Step 1: Click the ‘Apply Now’ button on the top right corner of the page
|
Step 2: Click ‘Apply’ at the upper tab. Select ‘ASB Financing-i’ under the ‘Loan’ section. |
Step 2: Fill in your personal details and key in your ASNB unit holder account number. |
Step 3: Key in your ASNB account number and follow the on-screen instructions to complete your application. |
Step 3: Complete your financing details, income details and follow the on-screen instructions to complete your application. |
Step 4: Authorise via Secure2u. |
Step 4: Review and confirm your details. |
Step 5: Selected Maybank customers will have their financing approved instantly! |
Step 5: You will be notified of the status of your application via SMS and/or email. |
Financing Rate
Below RM30,000
RM30,000 and Above (Tenure 5 - 35 years)
Click here to view the monthly instalment repayment schedule
Rates apply to applications with insurance/takaful coverage. Standardised Base Rate at 3.00% p.a. effective from 8 May 2022.
Margin of Financing
The current fees and charges as per below:
Item |
Fees and Charges |
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Stamp Duty |
As per Stamp Duty Act (Revised 1989) |
ASNB Unit Certificate Fee |
RM50.00 per Certificate |
Click here to view Product Disclosure Sheet in English
Click here to view Product Disclosure Sheet in Bahasa Malaysia
Click here to view ASNB ‘Know Your Loan’ brochure
Click here to view ASNB Prospectus
IMPORTANT NOTE:
The Replac ement Master Prospectus of ASNB dated 1 February 2020 (“Prospectus”), has been registered with the Securities Commission Malaysia. Please read and understand the content of the Prospectus together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the Prospectus. Before investing, please consider the risks of investing as well as the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.
30/11/2023
Maybank/Maybank Islamic customers can enjoy this limited-time e-Islamic Fixed Deposit-i (eIFD-i) offer.
31/12/2023
Enjoy the convenience of cash relief when you need it. Apply online for rates as low as 0% interest rate/management fee for 6 months and no fees and charges for all plans. T&C apply.
Campaign Period: 15 September – 31 December 2023
31/12/2023
Don’t let big purchases stop you from living your best life. Enjoy exclusive interest rates/management fees as low as 0% p.a. (min. RM1,000 in a single transaction) over 6 months or 3% p.a. (min. RM500 in a single transaction) over 12 months.
Campaign Period: 2 August - 31 December 2023.
31/12/2023
Enjoy 0% interest rate/management fee for 12 months with NO upfront fee on the approved amount. Apply now via the MAE app or M2U web!
*Normal one-time upfront fee: 3% on approved amount
Campaign period: 18 August – 31 December 2023* (*or upon depletion of the funds allocated of RM350 million, whichever earlier)
01/01/2024
Invest now and maintain a monthly min. balance of RM200 to win amazing prizes, including 1kg gold, Perodua Alza, MacBook Air and more!
Financing for purchase of shares quoted in Bursa Malaysia
A short term revolving credit facility that allows you to pledge your assets to access additional funds for investment purposes.
Financing for purchase of shares in approved Shariah counters on Bursa Malaysia