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Investment Loans

ASB Financing

Financing for ASB unit trust Financing tenure: Up to 30 years or age 65

  • Min financing amount:

    RM10,000

  • Max financing amount:

    Up to RM200,000

Benefits of ASB Financing


  • Utilize compound benefits for competitive returns
  • Instalment from as low as RM62 per month
  • Flexible payment period
  • Enjoy insurance /Takaful protection coverage

LOOK AT THE DIFFERENCE!

 Without FinancingASB Financing
Monthly Deposit RM299 RM299
Yearly Commitment RM3,588(RM299 x 12 bulan)
Total Per Year RM3,588 Investment Certificate RM50,000**
Dividend 6.75%
Earnings Per Year RM242.19 (RM3,588 x 6.75%) RM3,375 (RM50,000 x 6.75%)

*Calculation based on financial year ending 31 December 2016. **Financing Amount.

Facility Amount

  • Min financing amount : RM10,000
  • Max facility amount: Up to RM200,000 per customer, at any one time including the balance outstanding of the existing ASB facility (if any), or up to maximum investment amount allowed by ASNB, whichever lower

Margin of Facility

For facility amount up to RM200,000

  • Up to 100% of nominal value of ASB units
  • Up to 105% (if inclusive of Personal Reducing Term Assurance/Takaful (PRTA/PRTT) and Will Fee (if any) inclusive of Goods and Service Tax)

Facility Tenure

  • Up to 30 years or
  • Up to age 65, whichever is earlier

Facility Rate

Application via online

  • Any financing amount
    BR/IBR + 1.95%

Application via branches

  • Financing Amount < RM50,000
    BR/IBR + 2.10%
  • Financing Amount ≥ RM50,000
    BR/IBR + 2.00%

Currently Bank’s Base Rate (BR)/Islamic Base Rate (IBR) is at 2.00% p.a. w.e.f. 8 May 2020

View the monthly instalment repayment schedule

Payment Frequency

  • Monthly

Payment Option

  • Single monthly installment only

Mode of Installment Payment

  • Variable Standing Instruction (VSI)

ASB Income Distribution & Bonus Earned

  • Automatically credited into the respective ASB unit holder's account
  • ASB financial year ends December 31st

How to apply


Eligibility

  • Individuals who are between the age of 18 and 65 years old at the end of financing tenure
  • Bumiputera

Register for Maybank2u now for a smoother online application journey.

Required Documents 

  • Photocopy of Identity Card
  • Photocopy of latest 3 months pay slip/other proof of income e.g : Bank account statement


Click here
for Product Disclosure Sheet (Conventional).

Click here for Product Disclosure Sheet in BM (Conventional).

Download Application Form (Islamic)

Download Application Form (Conventional)


For further details, visit your nearest branch today!

*Please call during office hours (Mon to Thurs: 9.15am - 5.45pm, Fri: 9.15am - 4.45pm). Terms & Conditions apply.

Click here to view ASNB Prospectus


IMPORTANT NOTE:

The Master Prospectus of funds of ASNB dated 30 June 2017 and supplementary prospectuses dated 15 December 2017, 1 April and 9 July 2018, have been registered with the Securities Commission Malaysia. Please read and understand the content of the prospectuses together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the prospectuses. Before investing, please consider the risks of investing as well as the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.

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