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Takaful Smart Plus

A Shariah-compliant investment-linked plan for families.

Why Apply?


An investment-linked Family Takaful plan that is Shariah-compliant, Takaful Smart Plus offers:

  • Coverage up to the certificate anniversary or prior to the 100th birthday of the Person Covered.*
  • Takaful protection when you are young and able. 
  • Flexibility for convenience and control as you grow your family.
  • 68 Critical Illness coverage upon diagnosis of the listed 68 illnesses.
  • Up to RM2.3million Annual Limit for medical coverage with Medic-Plus II. 
  • Diverse Shariah-approved investment funds spanning a wide range of Sukuk and Equity securities.*

*Provided the underlying investment funds plus regular contributions are sufficient to sustain charges under the certificate.

Eligibility


  • For Malaysians & Non Malaysians
  • Aged 18 years to 65 years old
  • With children of minimum 14 days old
  • When your child turns 16 years old, the certificate may be transferred to your child upon your approval

Note: All applications are subject to a health assessment and relevant questions pertaining to application eligibility.

Find out more


Are you an existing Takaful Smart Link Certificate holder?


Effective 29/09/2020, this product is no longer available. Existing Takaful Smart Link Certificate holders should be guided by the following:

PIDM protection


PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/PRODUCT IS SUBJECT TO LIMITATIONS.

The benefit(s) payable under eligible certificate/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Family Takaful Berhad or PIDM (visit www.pidm.gov.my).


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