A plan that protects the valuables in your home against loss or damage as a result of theft, natural disasters and accidents.
HOME INSURANCE
Protect your valuables from theft, floods and damage from RM21.15/month1.
A plan that protects the valuables in your home against loss or damage as a result of theft, natural disasters and accidents.
Theft
Natural Disasters
Loss of or damage to property as a result of
Loss of or damage to property as a result of
Accidental damage against specified risks to:
Personal Liability
In the event of loss or damage, the following excess will apply:
1Based on coverage for Home Contents value of RM30,000, Personal Money of RM750 and Personal Liability of RM250,000
2The first RM250 is not covered
3The first 5% of Sum Insured, subject to a maximum of RM25,000
4The first RM250 is not covered in respect of impact by road vehicle belonging to or under the control of the Insured
5The first RM200 is not covered
Here is a list of coverage and premiums:
|
Value of Total Home Contents (RM) |
Personal Money (RM) |
Personal Liability (RM) |
Annual Premium (RM) |
|---|---|---|---|
|
30,000 |
750 |
250,000 |
230 |
|
40,000 |
1,000 |
302 |
|
|
50,000 |
1,500 |
374 |
|
|
60,000 |
446 |
||
|
70,000 |
1,750 |
518 |
|
|
80,000 |
590 |
||
|
90,000 |
2,000 |
662 |
|
|
100,000 |
734 |
||
|
110,000 |
806 |
||
|
120,000 |
878 |
||
|
130,000 |
950 |
||
|
140,000 |
1,022 |
||
|
150,000 |
1,094 |
||
|
160,000 |
1,166 |
||
|
170,000 |
1,238 |
||
|
180,000 |
1,310 |
||
|
190,000 |
1,382 |
||
|
200,000 |
1,454 |
||
|
210,000 |
1,526 |
||
|
220,000 |
1,598 |
||
|
230,000 |
1,670 |
||
|
240,000 |
1,742 |
||
|
250,000 |
1,814 |
All premiums, other charges and fees (if applicable) are subjected to relevant charges or taxes as deemed necessary by the Malaysia tax authorities. The premiums are exclusive of RM10 stamp duty.
|
BEFORE |
DURING |
AFTER | ||
|---|---|---|---|---|
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Store important documents in a safe place or bring them to evacuation centre |
Stay away and do not touch electrical cables/wires that break/fall into water |
Do not try to turn on electrical appliances which had been submerged by flood |
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Turn off all main electrical switches, water and gas supply valves before leaving home |
Do not walk through a flooded area to avoid falling and injury |
Bring affected electrical equipment for cleaning, inspection and repair (if necessary) by a qualifed technician |
Source: Flood Season Safety Tips, Bernama (Jan 6, 2021) https://www.bernama.com/v2/es/infographics/index.php?v=7721
|
Claim via WhatsApp |
Simply WhatsApp us a text message, photo, or video recording of the food |
|
|
No documents required |
No forms or supporting documents required |
|
|
Instant approval
|
On-site approvals for claims less than RM20,000 |
Contact us anytime, and we will send our rangers to make it easy for you to claim.
|
Location |
24-Hour WhatsApp No |
Flood Claims Careline |
|---|---|---|
|
Kuala Lumpur, Selangor, Perak, Penang, Kedah & Perlis |
011 – 1630 6646 |
03 – 2692 8188 |
|
Kelantan, Terengganu, Pahang, Johor, Melaka, Negeri Sembilan, Sabah & Sarawak |
018 226 3288 |
03 – 4270 7735 03 – 4270 5068 |
Terms and conditions apply.
For home owners or renters in Malaysia.
This web page is neither a contract of insurance nor forming part of it. The precise benefits, terms and conditions and other details are available in the Policy Contract.
Click here to download MaxiHome Content ebrochure!
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa General Insurance Berhad or PIDM (visit www.pidm.gov.my).

A Shariah-compliant plan that reduces sum covered according to the remaining financing amount of your home.
• Covers outstanding home financing in the event of Death or Total and Permanent Disability (TPD)
• The plan applies the Tabarru' (donation) concept
A single premium level term insurance plan where the sum insured remains the same throughout the coverage term.
• Pays your outstanding home financing amount in the event of Death or Total Permanent Disability (TPD)
• Protects your family from losing their home due to unforeseen circumstances
A single contribution level term Takaful plan where the sum covered remains the same throughout the coverage term.
• Pays the sum covered upon death or Total Permanent Disability (TPD) of the participant during the coverage period
• Protects your family from losing their home due to unforeseen circumstances
An insurance plan that reduces sum covered according to the remaining financing amount of your home.
• Settles your outstanding home financing amount in the event of Death or Total and Permanent Disability (TPD)
• Helps secure a home for you and your loved ones