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Maybank SME Visa Platinum Debit Card

Maybank SME Visa Platinum Debit Card

The all new card for sole proprietors, all-in-one business solution for seamless spending, VISA payWave, and ATM access convenience

  • Annual Fee:

    No Annual Fee

Overview


Empower Your Business, One Swipe at a Time


The Maybank SME Visa Platinum Debit Card is designed exclusively for sole proprietors, offering the perfect combination of business convenience and personal control. Make seamless payments, manage business expenses efficiently, and enjoy exclusive privileges—all with one card.

For new issuance of Card, card members are required to perform at least one (1) successful PIN transaction at Point-of-Sales (POS) terminal to activate the contactless payment feature on the card

Benefits


All-in-One Business Tool

Use your Maybank SME Visa Platinum Debit Card for daily business transactions—whether it's paying suppliers, settling utility bills, or making online purchases. Built to support your business—every payment, every day.

 

Worldwide Acceptance

Accepted at over 70 million Visa merchants globally and online platforms. Make local and overseas payments confidently, wherever your business takes you.

 

Track Business Expenses Easily

Get clear visibility and separation of your business spending from personal expenses. Access detailed transaction history via Maybank2u or MAE app

 

Enhanced Security with Maybank Secure2u

Stay protected with multi-layered security including Secure2u authorisation and real-time SMS alerts for selected transaction.

 

 Zero Compromise on Cash Flow

Your purchases are deducted directly from your business current account, helping you maintain control over cash flow with no surprise credit bills.

Features


SME Current Account Integration

Seamlessly linked to your Sole Proprietor account, simplifying bookkeeping and payment management.

 

Daily Transaction Limits

Tailored for business needs—enjoy a default daily purchase limit of RM3,000, with the flexibility to increase it up to RM20,000 via Maybank2u. Purchase and ATM withdrawal limits can also be customised anytime at any Maybank ATM.

For step-by-step guide, visit our Change Purchase Limit FAQ

 

Visa Platinum Privileges

Enjoy premium offers, travel deals, and dining privileges curated for Visa Platinum cardholders.

 

Card Validity

Your card is valid for 7 years from the date of issuance.

Important Reminder


To avoid disruptions when using your card for Overseas or eCommerce transactions, please ensure these features are activated in advance via Maybank2u

For step-by-step guides, visit our Overseas Activation FAQ and ecommerce Activation FAQ.

Fees and Charges


Description

Transaction Type

Charges

Replacement

Due to lost/stolen/damaged card, forgotten PIN

RM12

Due to faulty chip

Free

Renewal (after 7 years’ expiry date)

Free

ATM Withdrawals

First four (4) cash withdrawals in a month at any Maybank ATM

Free

Fifth withdrawal and above in a month

RM0.50 per withdrawal

(charge will be debited directly from the account at the end of each transaction)

 

Fee waived if you have a balance of above RM5,000 at the time of withdrawal (optional) or a single transaction of maximum withdrawal of RM1,500 and above.

Unlimited withdrawal at any Maybank ATM

RM8 per annum (optional)

Cash withdrawal at other domestic/ local banks' ATMs

RM1 (charge will be debited directly from the account at the end of each transaction)

Cash withdrawal at international banks' ATM via Visa & PLUS platform

RM12

Sales Draft Retrieval

For dispute case

RM15 per copy sales draft

How to apply?


  • Must have any of the below SME accounts:
    • Corporate Current Account
    • SME First Account-i
    • SME First Account
    • SME First Investment-i
    • Current Account-i
    • Premier Mudharabah Account-i
  • Visit any Maybank branch or login to your Maybank2u or MAE app to apply for SME Visa Platinum Debit Card

Required Documents


Primary Documents

  • MyKad (IC)/Police or Armed Forces ID Card
  • Passport (i.e for non-residents/foreigner)

More Info


View Terms & Conditions here

View Maybank Debit Card Product Disclosure Sheet (PDS) here

Locate a branch

Find a Maybank branch nearby to you


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