Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i

Annual Fee

Lifetime fee waiver

The Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i is designed for those who want great rewards every day—with the added benefit of contributing to a better future.

The card is designed for those who want great rewards every day while contributing to a better future. Enjoy up to 8% Cash Back on transport, education, wellness, EV charging, and more, with automatic tracking of your estimated carbon footprint through the built-in Carbon Footprint Tracker in the MAE app.

As Malaysia’s first credit card with no annual fee, no compounding interest, and no late payment charge, as well as the first card in Malaysia with an integrated carbon calculator, enabling you to understand—and even offset—your estimated carbon footprint through verified reforestation initiatives.

Smart for your wallet. Better for the world.

1. Up to 8% Cash Back Every Month

Earn up to RM70 monthly Cash Back:

• 8% Cash Back on ESG-friendly spend (capped at RM35)
• 0.5% Cash Back on contactless spend, including Apple Pay, Samsung Pay and Google Pay (capped at RM35)  

2. No Annual Fee, No Late Payment Charges & No Compounding interest
   First card in Malaysia without these fees, a card designed to offer peace of mind.

• No annual fee — ever.
• No late payment charges — the usual 1% or RM10 minimum does not apply.
• No compounding interest/ profit — Effective profit rates is calculated only on the principal, not on previously accrued fee.

3. Eco-friendly Card Material

The card is made from bio-sourced PLA, a sustainable material derived from non-edible corn. It reduces reliance on traditional plastic and is non-toxic when disposed.

4. Track Your Carbon Footprint Instantly

Your spending automatically calculates estimated CO₂ emissions—viewable in the MAE app.

5. Optional Carbon Offset Contributions

Take responsibility for unavoidable emissions by supporting verified reforestation and conservation projects.

 Environment, Social & Governance (‘ESG’)-friendly categories sample merchants:

This list is by no means exhaustive but shows the sample merchants that are eligible for the 8% Cash Back.

No Cash Back will be awarded for spending in the following merchant categories: Petrol, Airlines, Government Bodies/JomPAY, E-wallet Reloads, Cash Advance, or Utilities.

Effective 1 January 2026, TreatsPoints will no longer be awarded for spending. All previously accumulated TreatsPoints will remain in your statement and can continue to be redeemed as usual.

CO2 makes up the vast majority of greenhouse gas emissions which have been rising through the decades, leading to global warming and contributing to climate change. The carbon footprint estimates are useful to help you understand your personal impact on the environment.

As more transactions are analysed, you will be able to assess your historical carbon footprint, and gain insights about your environmental impact across your lifestyle. More importantly, knowing your personal environmental impact helps you understand and plan to offset your carbon.

The Carbon Footprint Tracker is an exclusive feature for this credit card available to you on the Maybank MAE app and Maybank2u web. It allows you to calculate your CO2 emissions in kilograms, so you have a view of your estimated carbon emissions. Find out more on how your card transactions for your carbon footprint is derived.

Learn more

MAE app

Maybank2u website

I love that I can view my carbon footprint! Now what?

You may choose to offset your carbon footprint through a Carbon Offset feature via the Maybank MAE app and Maybank2u web. You can do so by making a financial contribution, which goes towards regional reforestation initiatives, whose main goals are to neutralise the effects of unavoidable carbon emissions.

Step 1: Click on the “Carbon Offset” icon on your dashboard. Select the contribution amount you would like to offset your carbon footprint:

Step 2: Select your Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i to contribute to the Carbon Offset Programme, where you will also be able to see how much CO2 you will be offsetting:

Step 3: Once you have confirmed your transaction, Maybank will then proceed to use these transacted funds to purchase equivalent amounts of carbon credits and contribution to the Regional Reforestation Initiatives on your behalf. You will receive a Carbon Offset Certification for your contribution.

*For illustration purpose only

Your financial contribution will be distributed to the regional reforestation initiatives, which consist of one Reforestation Donation Programme and one Reducing Emissions from Deforestation and Forest Degradation (REDD+) projects in Southeast Asia. Each one promotes reforestation efforts, improvement of livelihoods, reduction of poverty in local communities, and implementation of flora and fauna conservation. You will be contributing to these organisations:

Notice: Effective 15 June 2025, the Lakemere Native Regeneration Project in Australia will be officially included as one of the regional reforestation initiatives under the myimpact Cards Carbon Offset Program.

	The Greening Malaysia Programme Learn more
	Katingan Conservation Project, Indonesia Learn more
	Lakemere Native Regeneration Project, Australia Learn More

Note: Should any of the identified programme/project be oversubscribed, the outstanding amount will be redistributed over the next available project(s) with prior notice made to cardmembers.

Discover a world of priceless benefits & offers curated for Mastercard cardmembers - spanning from shopping, travel, culinary, sports, entertainment and arts.

Below are some of the privileges that you can enjoy:

• E-Commerce Protection
• Mastercard Global Services
• Mastercard Concierge

Visit www.priceless.com for more info.

Required Documents

Please include the following with your application form:

• Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
• Latest BE form with official tax receipt
• Latest 3 months' salary slips
• Latest 6 months' savings account activity/current account statement

If you are self-employed:

• Copies of Business Registration
• Latest 6 months' Bank Statements

If you are an expatriate:

• Letter from employer confirming duration of employment contract in Malaysia

Click here for Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i Supplementary Application Form

Click here for Maybank Islamic Credit Card Agreement

Click here for Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i Product Disclosure Sheet

Click here for Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i Cash Back Terms & Conditions

Click here for Maybank myimpact Credit Card Frequently Asked Questions

Click here for Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i Principal Application Form

Click here for Conversion Form

Click here for Conversion Checklist

Click here for Maybank myimpact Credit Card - Carbon Footprint Tracker and Carbon Offset

Maybank Credit Card is now compatible with Apple Pay. Click here to find out more

Dear valued customer, please be informed that all Islamic Cards approved before 26th December 2025 will have their Shariah contract replaced from Ujrah and Qard to Commodity Murabahah. Click here to find out more.