Replacement of Shariah Contract for Maybank Islamic Cards (Consumer & Commercial)
Dear Valued Customer,
Please be informed that effective 26 December 2025, Maybank Islamic Berhad (the Bank) will replace the current Shariah contract for Maybank Islamic Card from Ujrah and Qard to Commodity Murabahah.
As part of the industry’s ongoing efforts to enhance Shariah-compliant financial solutions, the industry will replace the Shariah contract across all banks. This initiative is designed to provide greater clarity and consistency in Islamic banking practices, ensuring that your financial needs are met seamlessly. The replacement of the Maybank Islamic Card structure aims to align the financial arrangement with Shariah requirements and industry best practices.
Please note that despite the replacement of Shariah contract, all features and benefits of the card remain unchanged with no additional cost being incurred by the customer.
Action Required from Your End
In relation to the replacement, you are given the following options:
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Options |
Action Required |
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Option 1 |
Agreed with the replacement of the Shariah contract. No action is required from your end. |
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Option 2 |
Disagree with the replacement and wish to opt out. You are required to reach out to the Bank before 23 December 2025 to exercise this option. |
Opt-Out Mechanism (only applicable to Option 2 above):
Islamic Consumer Cards
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Opt Out Options |
Content |
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Email to mibcards@maybank.com Important note: Kindly ensure that the email is sent from your email address registered with the Bank. |
Subject: Opt out from Replacement of Shariah Contract Content: Requesting to opt out of the Replacement of Shariah Contract Exercise. MIBCM<space> OPTOUT<space>CONTACT NUMBER |
Islamic Commercial Cards
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Opt Out Option |
Content |
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Email to corpsvc@maybank.com Attention Customers: Kindly ensure the email is sent using the official company email address registered with the bank and is on the company’s letterhead. |
Subject: Opt out from Replacement of Shariah Contract Content: Requesting to opt out of the Replacement of Shariah Contract Exercise. Card Number: (1234 5678 1234 5678) MIBCM<space> OPTOUT<space>CONTACT NUMBER |
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More Information | |
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Visit your nearest Maybank branch |
Any Maybank/Maybank Islamic branch |
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Contact our Customer Service |
📞 1-300-88-6688 (Malaysia) 📞 +603-7844 3696 (Overseas) 📧 mgcc@maybank.com |
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Frequently Asked Questions (FAQs): |
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We appreciate your continued support and thank you for banking with Maybank Islamic Berhad.