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Global Access Account-i

Maybank Global Access makes the world so much more accessible. Wherever you are, know that this account makes multi-currency transactions simple and redefines your banking experience.

  • MINIMUM DEPOSIT

    RM50

Benefits

Open an account icon

Open an account within minutes

Open your account within minutes directly through the MAE banking app—no branch visit or paperwork required.

Zero Conversion Fees icon

Zero Conversion Fees

Enjoy ZERO currency conversion fees when you convert in the MAE app. No hidden charges and fluctuating exchange rates. Lock in your exchange rate and pay confidently.

Bonus Profit Rates icon

Monthly Bonus Profit Rates

Watch your account balances grow with attractive bonus profit rates, vested in accordance with Shariah-compliant principles.

*Maybank Global Access Account-i is protected by PIDM up to MYR250,000 for each depositor.

Real Time Money Changer icon

Competitive, Real-Time Money Changer

Convert foreign currencies effortlessly with just a few clicks and get competitive real-time exchange rates via the MAE app, anytime, anywhere.

Travel Coverage icon

Up to USD100,000 Travel Medical & RM100,000 PA Coverage

Enjoy travel medical coverage up to USD100,000 by Mastercard** and Takaful Personal Accident coverage up to RM100,000 by Etiqa.

**Disclaimer: Mastercard terms and conditions apply. Maybank Islamic does not assume responsibility for Shariah compliance status of third-party benefits and services.

Personal Accident Coverage

Complimentary Takaful Personal Accident Coverage by Etiqa General Takaful BerhadGlobal Access Account-i Balance (MYR Equivalent)
MYR5,000 to MYR20,000 Above MYR20,000 to MYR50,000 Above MYR50,000
Death and Permanent Disablement Benefit due to Accident MYR50,000 MYR75,000 MYR100,000
Medical Expenses Due to Accident MYR200 per accident / MYR2,000 Aggregate MYR300 per accident / MYR3,000 Aggregate MYR300 per accident / MYR3,000 Aggregate
Compassionate Cash Payment due to Accidental Death MYR1,000 MYR1,500 MYR1,500
Snatch Theft Benefit
 MYR1,000 MYR1,000 MYR1,000

Disclaimer:

  • Terms and Conditions apply.
  • The takaful personal accident coverage by Etiqa is only applicable for Malaysians aged 18 to 65 years old.
  • **Mastercard terms and conditions apply. Maybank Islamic does not assume responsibility for the Shariah compliance status of third-party benefits and services. Click here for the Mastercard World Debit Card benefits.

Currencies

There are 18 currencies available for you to use in Global Access Account-i

No.CurrencyAbbreviation
1 Malaysian Ringgit MYR
2 Arab Emirates Dirham AED
3 Australian Dollar AUD
4 Brunei Darussalam Dollar BND
5 Canadian Dollar CAD
6 Swiss Franc CHF
7 Danish Krone DKK
8 Euro EUR
9 Sterling Pound GBP
10 Hong Kong Dollar HKD
11 Japanese Yen JPY
12 Norwegian Krone NOK
13 New Zealand Dollar NZD
14 Qatar Riyal QAR
15 Saudi Arabia Riyal SAR
16 Swedish Krona SEK
17 Singapore Dollar SGD
18 US Dollar USD

Services

What You Can Do With Global Access Account-i

Service ChannelDetails
Via MAE
  • Open an account via MAE App within minutes
  • Balance and transaction enquiry across different currencies
  • Make own account transfers and purchases locally in MYR
  • Convert foreign currencies anytime within the MAE App
  • View and download e-statements
  • Manage your debit card
  • Service availabilities:
ServicesFrom AccountTo AccountService Availability
Own and Third Party Transfer (Maybank to Maybank) MYR Savings / MYR Current Account / MAE wallet MYR GAA-i Real-time transactions available daily, including public holidays, except during brief downtime period from 11:58 PM - 12:10 AM.
Own and Third Party Transfer (Maybank to Maybank) MYR GAA-i MYR Savings / MYR Current Account / MAE wallet
Currency Exchange
Click here for more info.		 Foreign Currency GAA-i MYR GAA-i Real-time transactions available daily, including public holidays.
MYR GAA-i Foreign Currency GAA-i
MYR Savings / Current Account Foreign Currency GAA-i
Outward Foreign Telegraphic Transfer MYR GAA-i Overseas Account Real-time transactions available daily, including public holidays, from 6:00 AM - 11:30 PM. Special rates apply during working days, 8:30 AM - 6:00 PM.
Outward Foreign Telegraphic Transfer Foreign Currency GAA-i (same currency) Overseas Account

Note:

  • No limit for own account transfers.
  • Third-party transfers (Maybank to Maybank) limited to MYR 30,000 per customer per day.
  • No maximum limit for Currency Exchange, but borrowing customers are subject to a MYR 1 million yearly limit per Bank Negara Malaysia regulations.
  • Maximum limit for Outward Telegraphic Transfer: MYR 100,000 per customer per day.
Automated Teller Machine (ATM) or Smart Recycling Machine (SRM)
  • Cash withdrawal in Malaysian Ringgit at ATMs and SRMs in Malaysia.
  • Balance enquiry, Interbank Giro, Inter Bank Fund Transfer, JomPay, Tabung Haji, ASNB, Share Application, Credit Card Payment, Loans Payment, Hire Purchase Payment, Bills Payment, Prepaid Payment, MYR Fixed Deposit Placement
  • Enquiry and withdrawal at ATMs outside Malaysia (Via Cirrus).
Outward Telegraphic Transfers
  • Perform outward telegraphic transfer from your GAA-i denominated in MYR or supported foreign currencies.
Inward Telegraphic Transfer
  • Receive funds from other banks in MYR or supported foreign currencies.
  • Note: Agent fees may apply for charge type "BEN/SHA" as denoted by the sender.
  • Applicable fees will be deducted from the beneficiary's account upon being claimed by the agent.

Rates

Malaysian Ringgit Balances
Balance BandEffective Profit Rates (% p.a.)
Board RatesBonus RatesTotal Rates
First MYR5,000 0.05 0.00 0.05
Above MYR5,000 to MYR25,000 0.20 0.30 0.50
Above MYR25,000 to MYR50,000 0.20 0.45 0.65
Above MYR50,000 to MYR100,000 0.30 0.45 0.75
Above MYR100,000 to MYR200,000 0.40 0.65 1.05
Above MYR200,000 to MYR500,000 1.00 0.75 1.75
Subsequent balances above MYR500,000 1.10 0.90 2.00

Rates displayed are effective from 12 March 2025.

Foreign Currency Balances
CurrencyBalance BandEffective Profit Rates (% p.a.)
Board RatesBonus RatesTotal Rates
AED 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
AUD 0 – 1,000,000
Above 1,000,000		 0.50
1.00		 0.50
1.00		 1.00
2.00
BND 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
CAD 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
CHF 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
DKK 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
EUR 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
GBP 0 – 1,000,000
Above 1,000,000		 0.80
1.25		 0.70
1.25		 1.50
2.50
HKD 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
JPY 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
NOK 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
NZD 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
QAR 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
SAR 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.10		 0.01
0.11
SEK 0 – 1,000,000
Above 1,000,000		 0.01
0.01		 0.00
0.00		 0.01
0.01
SGD 0 – 1,000,000
Above 1,000,000		 0.50
1.00		 0.50
0.60		 1.00
1.60
USD 0 – 1,000,000
Above 1,000,000		 1.00
1.50		 1.50
1.50		 2.50
3.00

Rates displayed are effective from 12 March 2025.

All rates quoted are subject to change without prior notice. Please contact the nearest Maybank branch for the latest rates.

Note:
Board and Bonus profit are calculated based on split tier. Bonus profit is only acceded following the eligibility criteria:

  1. Monthly Incremental Average Daily Balance of 10,000 in the respective currency;
  2. Month End Balance of 10,000 in the respective currency; and
  3. Minimum investable asset (deposit combination or single product of deposits and investments) of RM50,000 or total financial assets (combination or single product of loans and investments) of RM250,000.

Charges

Here’s the list of fees and charges applicable for Global Access Account-i

DescriptionTransaction TypeCharges
Account Fee Account Opening Fee No fee
Account Annual Fee No fee
Account Maintenance Fee Waived
Activation of Dormant Account Free
Fund Transfers First party own account transfer from a MYR current or savings account to MYR GAA-i (or vice versa) Free
First party own account transfer from a MYR current or savings account to GAA-i in foreign currencies Free
Third party own account transfer from a MYR current or savings account to MYR GAA-i (or vice versa) Free
Inward Telegraphic Transfer To GAA-i in MYR MYR5 service charge
To GAA-i in the supported currencies (only same currency sent via telegraphic transfer is supported) Transaction charges will apply according to the respective currency
Outward Telegraphic Transfer via MAE Outward Foreign Telegraphic Transfer debiting from MYR GAA-i MYR10 service charge
Outward Foreign Telegraphic Transfer debiting from GAA-i (in the same foreign currency) MYR10 service charge

Note:

  • For Agent Charges paid by the sender: The above fees and agent charges per the “FTT Agent Charges” in the “Charges” table shall apply.
  • For Agent Charges Paid by Recipient: The fee will be deducted from transferred amount (charges are based on recipient bank).
  • Please refer to the details here and full fees and charges for telegraphic transfers here.


Charges Applicable for Telegraphic Transfers:

CurrencyCurrency CodeTransaction Charges for Inward Telegraphic TransfersFTT Agent Charges for Outward Telegraphic Transfers
Australian Dollar AUD AUD 5.5 AUD 7
British Pound GBP GBP 2.5 GBP 10
Brunei Dollar BND BND 5 BND 30
Canadian Dollar CAD CAD 5.5 CAD 19
Danish Kroner DKK DKK 24 DKK 75
Euro EUR EUR 3.5 EUR 23
Hong Kong Dollar  HKD HKD 35  HKD 220 
Japanese Yen JPY JPY 400 JPY 3,005
New Zealand Dollar NZD NZD 6 NZD 20
Norwegian Krone NOK NOK 40 NOK 100
Qatar Riyal QAR QAR 14 QAR 50
Saudi Riyal SAR SAR 15 SAR 90
Singapore Dollar SGD SGD 6 SGD 24
Swedish Kroner SEK SEK 30 SEK 60
Swiss Francs CHF CHF 5 CHF 20
United Arab Emirates Dirham AED AED 14 AED 35
US Dollar USD USD 4 USD 22

  • Click here for fees and charges applicable for the Mastercard World Debit Card
  • Click here for fees and charges applicable for retail foreign currency exchange  

Apply

Important Information

Click here for Frequently Asked Questions (FAQ), Product Disclosure Sheet (ENG | BM) and Terms & Conditions

Maybank Islamic is a member of Perbadanan Insurans Deposit Malaysia (PIDM). Global Access Account-i is protected by PIDM up to MYR250,000 for each depositor.

 

* Protected by PIDM up to RM250,000 for each depositor.

* Click here for PIDM's DIS Brochure.

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