Celebrating 5 years together
with
captivating rewards!

How to Earn

Tap to copy your MAE Wallet
account number.

MAE Wallet holds funds up to:
RM 4,999.99 without the MAE Visa Debit Card
RM 10,000 with the MAE Visa Debit Card

Transfer a min. of RM200
from other banks or eWallets to
your MAE Wallet.

Must include 'MAETurns5' in the Recipient
Reference or equivalent mandatory field.

Maintain the transferred
amount in your MAE Wallet.

If your balance falls below this
amount, just top up your MAE Wallet
to continue earning.

Frequently Asked Questions

Who is eligible to participate in this Campaign?

All new and existing Maybank customers are eligible to join this Campaign. Maybank staff are not eligible to join this Campaign.

How do I earn the 5% p.a. returns in my MAE Wallet?

You have to make a minimum RM200 interbank transfers (transfers from other banks or eWallets) where ‘MAETurns5’ is included in the ‘Recipient Reference’ or equivalent mandatory field during the online transfer. As long as your MAE Wallet balance is equal to or higher than your transfer amount, you will earn 5% p.a. returns on that transfer amount, which are calculated every day.

For a step-by-step guide, refer to the ‘How to Earn’ section above.

Only interbank GIRO (IBG/IBFT), DuitNow Transfers or DuitNow QR from a third party bank account or e-Wallet are accepted.

How are the 5% p.a. returns calculated?

Using RM5,000 eligible balance as an example and 60 days of earning:

  • 5% x RM5,000 = RM250 per year (365 days)

  • RM250 ÷ 365 days = RM0.6849 returns per day

  • RM0.6849 x 60 days = RM41.10

To qualify for the maximum return, make a transfer of RM10,000 (if you have a MAE Visa Debit Card) on 30 Oct 2025 (Day 1 of transfer period) and maintain a balance of RM10,000 every day until 31 Jan 2026, you can earn RM128!

I want to make a second or third transfer to maximise my returns! How are the Campaign Returns calculated?

You will earn 5% p.a. returns on the respective transfer amounts so long as you meet their respective eligible balances. Think of them as separate pots of money to maintain in order to earn. See an illustration below based on 3x transfers:

Definitions

  • Top-ups: Money added to your MAE Wallet using any funds (top-ups from your Maybank account or interbank transfers without 'MAETurns5' specified in recipient reference field)

  • Spend: Any spends using your MAE Wallet such as for QR payments, transfers to friends/family, etc.

Shop and check out with Maybank2u
Online Banking
on all these
participating platforms

*Only on selected double digit days or sales period.
First come, first served. While stocks last.

Shop via Watsons Online Store
(web) or the Watsons App to enjoy

Shop via Watsons Online Store (web) or
the Watsons App to enjoy

RM5 CASHBACK
min. spend of RM100

Every Thursday, order your drinks
on
the Zus app to enjoy

RM5 OFF
min. spend of RM10

Terms & Conditions apply.

Terms & Conditions apply.

Terms & Conditions for 5% p.a. Returns Promotion:


  1. 1. Customers may transfer a minimum of RM200 and up to a maximum of RM4,999.99, or RM10,000 (for MAE Visa Debit Cardholders), into their MAE Wallet to enjoy 5% p.a. returns during the Eligible Transfer Period (30 October – 30 November 2025).
  2. 2. To qualify, funds must be transferred via IBG / IBFT /
    DuitNow Transfer / DuitNow QR from a bank or eWallet, and the Recipient Reference (or equivalent mandatory field) must include “MAETurns5”.
  3. 3. Returns on eligible transfers will be calculated daily from 30 October 2025 to 31 January 2026 and credited monthly into the MAE Wallet.
  4. 4. Returns are awarded on a first-come, first-served basis, and the promotion will end when the Eligible Transfer Period concludes or when RM283 million in total deposits is reached, whichever comes first.

Click here for the full Terms & Conditions.