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Smart Wealth

Smart Wealth

Every family has a story. Welcome to yours.

Why do I need it?


You’ve worked hard to be where you are to build a comfortable lifestyle for you and your family. Maintaining this for your loved ones is challenging, especially when you are no longer around. Smart Wealth will ensure the lifestyle that your family have become accustomed to, continues.

Smart Wealth enhances your retirement plan, and at the same time set aside some wealth to be distributed to your children should you no longer around.

What are the benefits*?


  • Guaranteed cash payout to your loved ones, should death occur. And, an ADDITIONAL 200% of the Sum Insured will be paid if it is caused by an accident.
  • Guaranteed ADDITIONAL 25% of cash payout1 of the Sum Insured, on top of a disability claim.
  • Guaranteed cash payout if diagnosed with a critical illness2.
  • Guaranteed no medical examination3 if your Sum Insured is RM2,000,000 or below.
  • Guaranteed to waive premiums4 in the event of critical illness, disability or death.

Note:
1Subject to disability prior to age 70 and 5% of the sum insured per year up to 5 years and maximum of RM2,000,000 per life.
2With optional critical illness cover.
3Subject to your health condition and age.
4With optional waiver of premium cover.

This plan covers up to 100 years old, and you can choose your payment tenure from 5,10,15, 20 years or full term.

*Other terms and conditions apply.

Click here to view full Fund Fact Sheets.

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