Smart Wealth

Boost your wealth further!

Effective from 18 September 2023, Smart Wealth policyholders can also sign up for Smart Savvy plan, where you pay premiums for just 2 years to enjoy incredible benefits for 3 continuous years:

Annual Guaranteed Cash Payment of 4% for 3 years.

Get RM100 MAE Credit when you sign up for Smart Savvy with Smart Wealth insurance plan for a minimum Annual First Year Premium of RM15,000 each plan. Limited to the first 100 customers only.

Promotion period: 18 September 2023 – 30 November 2023.

Terms and conditions apply.

Talk to our friendly Sales Representative/Personal Financial Advisor/Relationship Managers at a Maybank

Make Branch Appointment

Why do I need it?

You’ve worked hard to be where you are to build a comfortable lifestyle for you and your family. Maintaining this for your loved ones is challenging, especially when you are no longer around. Smart Wealth will ensure the lifestyle that your family have become accustomed to, continues.

Smart Wealth enhances your retirement plan, and at the same time set aside some wealth to be distributed to your children should you no longer around.

Features

Guaranteed cash payout to your loved ones, should death occur. And, an ADDITIONAL 200% of the Sum Insured will be paid if it is caused by an accident.
Guaranteed ADDITIONAL 25% of cash payout¹ of the Sum Insured, on top of a disability claim.
Guaranteed cash payout if diagnosed with a critical illness².
Guaranteed no medical examination³ if your Sum Insured is RM2,000,000 or below.
Guaranteed to waive premiums⁴ in the event of critical illness, disability or death.

Note:
¹Subject to disability prior to age 70 and 5% of the sum insured per year up to 5 years and maximum of RM2,000,000 per life.
²With optional critical illness cover.
³Subject to your health condition and age.
⁴With optional waiver of premium cover.

This plan covers up to 100 years old, and you can choose your payment tenure from 5,10,15, 20 years or full term.

*Other terms and conditions apply.

Click here to view full Fund Fact Sheets.

Types of Funds Available

Fund Name	Fund Details	Fund Fact Sheet
Premier Global Sustainable Equity Fund	*Newly launched ESG fund effective 27 May 2022** To deliver performance through investments in companies whose activities are linked to sustainable investing themes over medium to long term period. *Refer below for more information.	Eng \| BM
Stable Fund	To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period. Targeted at individuals seeking a greater return (but with less volatility) than from Balanced Fund solely investing in bonds or fixed income.	Eng \| BM
Balanced Fund		Eng \| BM
Growth Fund	To deliver performance that exceeds the FTSE Bursa Malaysia 100 Index over a 5-year period. Targeted at individuals seeking a greater return (but with less volatility) than from solely investing in bonds or fixed income.	Eng \| BM
Premier Global Equity Fund	To deliver performance from investment in global equities that exceeds the MSCI World Index over a 5-year period. Targeted at individuals with an appetite for a higher risk investment strategy, from exposure to global equity volatility and movements in foreign exchanges rates. Possibility of higher returns over the longer term.	Eng \| BM
Premier Income Fund	To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period. Targeted at individuals seeking exposure to returns from bonds.	Eng \| BM
Dana Pendapatan Prima		Eng \| BM
Premier Index Fund	To deliver performance of the FTSE Bursa Malaysia KLCI Index. Targeted at individuals seeking exposure to returns from equities where the fund follows performance in line with the market.	Eng \| BM
Premier Equity Fund	To deliver performance that exceeds the performance of the FTSE Bursa Malaysia 100 Index over a 5-year period. Targeted at individuals seeking exposure to returns from equities.	Eng \| BM
Dana Ekuiti Prima	To deliver performance that exceeds the FTSE Bursa Malaysia EMAS Shariah Index over a 5-year period. Targeted at individuals seeking exposure to returns from equities.	Eng \| BM
Premier Asia Pacific Equity Fund	To deliver performance from investment in equities of ASIAN companies (excluding Japan) that exceeds the MSCI AC Asia Pacific ex Japan Index over a 5-year period. Targeted at individuals with an appetite for a higher risk investment strategy, from exposure to Asia Pacific equity volatility and movements in foreign exchanges rates. Possibility of higher returns over the longer term.	Eng \| BM
Premier Asian Equity Dividend Fund	To deliver income and capital growth by investing in equities of Asia Pacific companies excluding Japan) over medium to long-term investment horizon. Targeted at individuals with an appetite for a higher risk investment strategy, from exposure to Asia Pacific equity volatility and movements in foreign exchanges rates. Possibility of attractive dividend yields and steady capital growth over medium to long term.

What is Environmental, Social and Governance (ESG)?

Investment funds that are ESG-focused are guided by these considerations:

How to Apply?

Make your appointment online at Maybank EzyQ

To talk to our friendly Sales Representatives at a Maybank branch near you.

How to Switch Funds?

For existing policyholders, switch funds conveniently with:

Etiqa Live Chat
MyAccount
Maybank EzyQ

More info

Download e-Brochure to find out more (ENG)

Download e-Brochure to find out more (BM)

Click here for Critical Illness Cover

Click here for Critical Illness Cover (BM)

Begin your journey to sweeter savings!

Enjoy tiered interest/profit rates in your Private Banking (PBA) or Private Banking Account-i (PBA-i) when you save and perform selected banking transactions. T&C apply.

Campaign Period: 1 August 2023 - 31 January 2024

Learn More

Embark on the path to sweeter savings now!

Enjoy tiered interest/profit rates in your Premier 1 Account or Premier Mudharabah-i Account when you save and perform selected banking transactions. T&C apply.