Basic Savings Account-i is based on the Shariah contract of Commodity Murabahah (cost-plus-sale) where a specific asset as deemed fit by the Bank is identified and used as the underlying asset for the sale and purchase transaction between Bank and Customer.
Features
- Commodity Murabahah (cost-plus-sale)
- The profit rate is pre-determined upfront and paid on every half yearly.
- No service or maintenance charges as long as minimum balance of RM20 is maintained
- Free mini statement via ATM
- Access to Online Banking – Maybank2u.com and MAE App
- Free unlimited ATM withdrawal transactions and waiver of annual debit card fee
|
Savings Band (RM) |
Split Tier Effective Profit Rate (% p.a.) |
|---|---|
|
First RM1,000 |
0.25 |
|
Above RM1,000 to RM10,000 |
0.25 |
|
Above RM10,000 to RM25,000 |
0.25 |
|
Above RM25,000 to RM50,000 |
0.25 |
|
Above RM50,000 to RM100,000 |
0.25 |
|
Above RM100,000 to RM200,000 |
0.25 |
|
Above RM200,000 to RM500,000 |
0.25 |
|
Subsequent balances above RM500,000 |
0.25 |
Effective from 11 July 2025
Click here for Frequently Asked Questions (ENG | BM)
Click here to view other Savings Account Profit Rate and the Ceiling Profit Rate (CPR).
* Protected by PIDM up to RM250,000 for each depositor.
* Click here for PIDM's DIS Brochure.
Click here for Terms and Conditions