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Home Financing

Overseas Mortgage Financing-i (OMF-i)

Own overseas property in the UK with financing in Ringgit

Benefits


  • This product operates under the Shariah contract of Commodity Murabahah (cost plus profit) via Tawarruq arrangement.
  • No compounding of profit and other charges.
  • No early settlement charges/ lock-in period penalties.
  • Protection of ceiling rate upon the fluctuation of Standardised Base Rate (“SBR”) throughout tenure.
  • Competitive financing rates and margin of financing.
  • Overseas Mortgage Financing-i helps you finance property purchases abroad with the support of a trusted regional bank. Whether you are investing or purchasing a home overseas, it makes owning property beyond Malaysia easier.
  • Benefit from Maybank’s strong regional presence, competitive rates, and expert guidance for a seamless property financing journey.

Features


  • Home Financing in Ringgit
  • Your monthly instalments may still increase or decrease due to changes in the applicable financing rate, including movements in the Standardised Base Rate (SBR)
  • Access to Prime Properties in United Kingdom

    Country

    Eligible Locations

    United Kingdom

    • London – Residential or commercial properties within Zones 1-4
    • Cambridge – Developments within the City of Cambridge (approximately 63 miles north of London)
    • Manchester – Properties within Manchester City and a 10 km radius thereof


Financing for Completed or Off-Plan Properties

  • Financing is available for completed properties or those under development. Properties under development must be purchased directly from developers.

Competitive profit rates

  • Enjoy competitive home financing rates that help you maximise your savings.

Financing for legal and valuation fees

  • Option to include your property’s legal and valuation fees as part of your mortgage.

Other Benefits

  • Reduced exposure to exchange rate movements.
  • High margin of financing of up to 85%.
  • Flexibility to pay more and withdraw cash when funds are needed
  • No notice needed for withdrawal of excess payments.
  • Long tenure of up to 30 years or 70 years of age, whichever event occurs first.
  • Convenience of multiple payment channels - online, ATM, Cash Deposit Machine, Phone Banking or Standing Instruction.

More Info


Click for Product Disclosure Sheet (EN | BM)

Terms and Conditions Apply

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