Premier Education Savers Insurance

A plan that provides coverage up to age 100 while helping you build an education fund for your child through investments in a wide range of funds for higher returns. 

• A Whole Life Investment-Linked plan which allows you to choose to invest in a wide range of funds.
• A high allocation rate beginning at 70% of your premiums allows you to earn more through your investments. This means that less of your premiums will go into administration expenses and commissions.
• The accumulated value of your fund is payable in one lump sum on policy anniversary upon your child reaching the age of 25.
• You or your child will be insured for Death and Total and Permanent Disability. Choose your protection benefits from as low as 55 times to a maximum of 100 times your annual premium.
• Additional riders are available to create a more comprehensive plan.
• Convenient autodebit of premiums from your Maybank Current/Savings account.
• Flexible payment options: annually, bi-annually, quarterly or monthly.
• Lifetime investment option: upon reaching 25 years of age, your child can opt to take over the policy ownership and continue saving (plan expires at age 100).

Critical Illness Rider

An additional benefit amount will be paid on the diagnosis of one of 36 critical illnesses

Accidental Death and Dismemberment Rider

An additional benefit amount will be paid when death or dismemberment is caused by an accident.

Waiver of Premium Rider

WP waives your commitment to pay all future premium contributions, up to your child's 25th birthday, in the event of untimely Death or TPD. 

• Age between 18 to 60 years old with children aged between 1 and 17 years old
• Malaysian citizens
• Malaysian permanent residents residing in Malaysia

Optimize your investment:

We offer the most competitive allocation rates for investments and protection in the first and second policy year:

Choose from a wide range of funds:

You are empowered to select from our wide range of funds. Choose from our list of Managed Funds or Individual Funds depending on the market conditions and your personal needs.

Below are the funds you can choose from:

Click here to view full Fund Fact Sheets.

Click here for Critical Illness Rider Rates

Click here for Critical Illness Rider Rates (BM)

Click here for Critical Illness Rider Charge

Click here for Critical Illness Rider Charge (BM)

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS.

The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).