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Credit Operations


CREDIT OPERATIONS Rate

 

Credit enquiry received from:

(See note below)

 

a) Customers

 

 

b) Other Banks

 

 

c) Credit Card Companies (excluding Maybank Credit Card Centre)

    (whichever is higher)

 

d) Correspondent banks

Service Charge:

On Client

Within MBB With Other Banks

 

RM15

 

 

RM15

 

 

RM30

 

 

RM20 per report

Letter of Reference requested by customers:

a) in respect of

Banker's opinion on the financial capability of the customer to support his child's education overseas

 

b) as reference for customer's application for a travel visa

Service charge: RM15 per letter

 

 

Service charge: RM15 per letter

(to debit from customer's account, not to accept cash)

 

Service charge: RM15 per letter

(to debit from customer’s account, not to accept cash)

 

 

Housing Loans and Term Loans for Purchase of Shop Houses

Size of Loan                       Processing Fee
Up to RM30,000                 RM50.00 
RM30,000 - RM100,000 RM100.00
Above RM100,000 RM200.00

Minimum interest charge on ODs with/without facilities

Minimum - RM 5 per month

Penalty Interest on H/L and T/L

1% p.a. on the amount in arrears for late repayment of loan/ interest

Photocopying and certification of documents

- Title, charges, Sale and Purchase Agreement, Loan Agreement, Deed of Assignment, Loan Agreement cum Assignment, Letter of Offer

Service Charge : RM15 per document (for each of the documents listed in the subheading)

 

Note : SSCs are also to certify only the Bank’s copy photostated from the original in the Bank's possession and not any copy received from the customer

a) Request for Redemption

 

 

 

 

 

b) Request for Redemption cum Disclaimer / Undertaking (Bridging Accounts)

Service charge :

1st request – RM500 

 

Subsequent Request – RM100.00

(to be included in the redemption sum)

 

1st request – RM50.00

 

Subsequent Request – RM20.00 

 

Request for Loan Redemption via EPF Withdrawal

RM10.00

Charges Applicable for Pledged CDS Shares

 

a) Prescription

 

- Existing counter in Mayban Nominee's (MN) name

- Counters in customer / 3rd party's name

 

 

 

b) Transfer-in **

Mayban Nominees' Charges #

 

RM11.00 handling charges per counter, per transaction

 

0.1% of market value per counter per tran

 

Min - RM5

Max - RM500

 


0.1% of market value per counter per tran

 

RM1.00 p.a. per holding payable in advance

 

Min - RM5

 

Max - RM500

Charges Applicable for Pledged CDS Shares (continued)


CREDIT OPERATIONS Rate Rate

 

 

c) Transfer-out

Mayban Nominees' Charges #

 

RM11 per transfer counter 

 

 

MCD Charges RM10 per transfer 1,000 per transaction

Branch Charges

 

0.05% of per counter market value

 

 

Min - RM5

 

d) Corporate Action

- Bonus issue

 

 

- Dividend

 

RM11 per a/c per counter

 

 

1% of net dividend amount

 

Min - RM2.50

Max - Nil

 

 Nil

 

 

Direct credit Nil

 

RM2.50/ cheque

e) Rights issue

RM11 per a/c per counter plus stamp duty of RM1 per PAL

 

 

 

Request for splitting: 

RM1 per splitting per PAL plus charges by

 

 Registrar RM2 per PAL per splitting

f) Withdrawal (from CDS to scrip)

Handling charges - *

RM11 per withdrawal per counter

0.05% of market value 

Min – RM5

 

Max – RM1,000