Important Notice: Implementation Of New Interest/Profit/Dividend Rate Calculation ‘Split Tier’ For Current Account, Savings Account (CASA) And Investment Account (IA) Products
Dear Valued Customers,
Kindly be informed that Malayan Banking Berhad (196001000142) and Maybank Islamic Berhad (200701029411) (collectively referred to as “Maybank”) will be implementing new interest/profit/dividend* rate calculation (referred to as ‘Split Tier’) for all existing and new CASA and IA products (applicable for both Conventional and Islamic).
* For IA products, this will refer to indicative profit rate.
‘Split Tier’ is an interest/profit/dividend calculation method that separates the account balance according to the respective rate tier.
The ‘Split Tier’ shall be calculated as below:
| Account balance for each band x each interest/profit/dividend rate band x total number of days / total days of the year |
Note: Interest/profit/dividend payment date will still follow the respective products.
The ‘Split Tier’ implementation dates are as follows:-
Conventional Products
|
PRODUCT TYPE |
APPLICABLE PRODUCTS |
IMPLEMENTATION DATE |
|---|---|---|
|
Savings Account |
Basic Savings Account |
1 August 2022 |
|
Maybank2u Savers |
||
|
Golden Savers Savings Account |
||
|
Personal Saver |
||
|
Flexi Saver Plan |
||
|
Current Account |
Maybank2u.Premier Account |
|
PRODUCT TYPE |
APPLICABLE PRODUCTS |
IMPLEMENTATION DATE |
|---|---|---|
|
Current Account |
Premier 1 & Premier Savings Account |
1 October 2022 |
|
Private Banking Account |
Islamic Products
|
PRODUCT TYPE |
APPLICABLE PRODUCTS |
IMPLEMENTATION DATE |
|---|---|---|
|
Savings Account |
Savings Account-i |
1 August 2022 |
|
Basic Savings Account-i |
||
|
Maybank2u Savers-i |
||
|
Personal Savers-i |
||
|
Flexi Savers-i |
||
|
Yippie-i & imteen i** |
**Only for Yippie-i & imteen-i above 18 years old
|
PRODUCT TYPE |
APPLICABLE PRODUCTS |
IMPLEMENTATION DATE |
|---|---|---|
|
Investment Account |
Golden Savvy Account-i |
16 August 2022 |
|
Zest-i |
||
|
Private Banking Account-i |
16 October 2022 |
|
|
Premier Mudharabah Account-i (Retail, SME/BB and GB) |
Note: Profit Sharing Ratio for Investment Account products will be revised accordingly to the respective rate tier
Kindly refer to Appendix 1 for sample illustration.
For further assistance, kindly visit the nearest Maybank or Maybank Islamic branch or our website (www.maybank2u.com.my) for the latest information on the respective products’ interest/ profit/ dividend rate.
We acknowledge and appreciate your support in banking with us.
HUMANISING FINANCIAL SERVICES
Thank you.
Pelaksanaan Pengiraan Kadar Faedah/Keuntungan/Dividen Baharu ‘Split Tier’ Bagi Akaun Semasa, Akaun Simpanan (CASA) Dan Akaun Pelaburan (IA)
Pelanggan yang dihargai,
Sila maklum bahawa Malayan Banking Berhad (196001000142) dan Maybank Islamic Berhad (200701029411) (dirujuk secara kolektif sebagai “Maybank”) akan melaksanakan pengiraan kadar faedah/keuntungan/dividen* baharu (dirujuk sebagai ‘Split Tier’) untuk produk CASA dan IA (terpakai untuk Konvensional dan Islamik).
* Untuk produk IA, ini merujuk kepada Kadar Keuntungan Indikatif.
‘Split Tier’ adalah kaedah pengiraan faedah/keuntungan/dividen yang mengasingkan baki akaun mengikut julat simpanan/pelaburan yang berkenaan.
Pengiraan ‘Split Tier’ adalah seperti berikut:
| Baki akaun mengikuti setiap julat simpanan/pelaburan x setiap kadar faedah/keuntungan/dividen mengikuti julat simpanan/pelaburan x jumlah bilangan hari / jumlah bilangan hari dalam tahun itu |
Nota: Tarikh bayaran kadar faedah/keuntungan/dividen adalah seperti biasa mengikut produk yang berkenaan.
Tarikh pelaksanaan ‘Split Tier’ adalah seperti berikut:
Produk Konvensional
|
JENIS PRODUK |
PRODUK YANG BERKENAAN |
TARIKH PELAKSANAAN |
|---|---|---|
|
Akaun Simpanan |
‘Basic Savings Account’ |
1 Ogos 2022 |
|
‘Maybank2u Savers’ |
||
|
‘Golden Savers Savings Account’ |
||
|
‘Personal Saver’ |
||
|
‘Flexi Saver Plan’ |
||
|
Akaun Semasa |
‘Maybank2u.Premier Account’ |
|
JENIS PRODUK |
PRODUK YANG BERKENAAN |
TARIKH PELAKSANAAN |
|---|---|---|
|
Akaun Semasa |
‘Premier 1 & Premier Savings Account’ |
1 Oktober 2022 |
|
‘Private Banking Account’ |
Produk Islamik
|
JENIS PRODUK |
PRODUK YANG BERKENAAN |
TARIKH PELAKSANAAN |
|---|---|---|
|
Akaun Simpanan |
‘Savings Account-i’ |
1 Ogos 2022 |
|
‘Basic Savings Account-i’ |
||
|
‘Maybank2u Savers-i’ |
||
|
‘Personal Savers-i’ |
||
|
‘Flexi Savers-i’ |
||
|
‘Yippie-i & imteen i’** |
**Hanya untuk Yippie-i & imteen-i yang berumur 18 tahun ke atas.
|
JENIS PRODUK |
PRODUK YANG BERKENAAN |
TARIKH PELAKSANAAN |
|---|---|---|
|
Akaun Pelaburan |
‘Golden Savvy Account-i’ |
16 Ogos 2022 |
|
‘Zest-i’ |
||
|
‘Private Banking Account-i’ |
16 Oktober 2022 |
|
|
‘Premier Mudharabah Account-i’ (‘Retail’, ‘SME/BB’ dan ‘GB’) |
Nota: Nisbah Perkongsian Keuntungan untuk produk Akaun Pelaburan akan ditukar mengikut julat simpanan/ pelaburan yang berkenaan
Sila rujuk Lampiran 1 untuk contoh ilustrasi.
Untuk maklumat lanjut, sila kunjungi cawangan Maybank atau Maybank Islamic yang berdekatan atau layari laman web Maybank (www.maybank2u.com.my) untuk mendapatkan maklumat terkini tentang faedah/keuntungan/dividen produk berkenaan.
Kami amat menghargai sokongan anda kerana memilih Maybank untuk urusan perbankan anda.
MENGINSANKAN PERKHIDMATAN KEWANGAN.
Terima kasih.