Daily living

Life hacks

19-08-2026

By Franklyn Anak Vernon Last Updated: 19 August 2026 3 min read

Beware of Fake Credit Card Offers and Scam Agents

Beware of scams

🎯Common Scam Tactics

📱 Impersonating Credit Card Agents

Scammers contact victims via WhatsApp, Facebook Messenger, or other social media platforms, claiming to be authorised credit card agents.

💳 Offering Guaranteed Approvals

Victims are promised guaranteed credit card approvals or unusually high credit limits regardless of their eligibility.

🔗 Requesting Personal Information

Victims are directed to submit personal and banking information through links or online forms.

📮 Sending Fake Credit Cards

Fraudsters may send fake credit cards or fraudulent documents to convince victims that the application is genuine.

💰 Demanding Upfront Payments

Victims are asked to pay processing fees, activation fees, or charges to obtain a PIN or activate the card.

🎭 Using Leaked Application Information

Scammers may exploit information related to previous credit card applications to appear legitimate and gain victims' trust.

 

🛡️ Protect Yourself

✅ Apply for credit cards only through official Maybank channels.

✅ Verify any credit card offer directly with Maybank before taking action.

✅ Never pay upfront fees for credit card approvals, activation, or PIN issuance.

✅ Do not share personal information, OTPs, passwords, TACs, PINs, or banking details with unknown individuals.

✅ Be cautious of unsolicited messages promising guaranteed approvals, high credit limits, or special offers.

✅ Report suspicious calls, messages, websites, or social media accounts immediately.

 

🚨 Remember

Maybank will never ask customers to make payments to obtain a credit card approval, activate a card, or receive a PIN.

If you receive such a request, it is likely a scam.

If you suspect that you have been targeted by a scam, please contact Maybank immediately through our official channels and lodge a report with the relevant authorities.

 

🔒 Stay Alert. Verify Before You Trust.

Protect Your Personal Information.

📞 Need assistance or have enquiries?

Maybank Group Customer Care Hotline: 1300 88 6688

 

💡 The information provided above is purely for educational purposes.