• High margin of advance
  • Minimum collateral of RM10,000.00
  • Competitive pricing
  • No guarantor required
  • Interest is charged only on the amount utilized
  • No fixed repayment schedule
  • No commitment fee on overdraft amount of RM250,000 and below


Ideal for :

  • personal consumption
  • working capital
  • purchase of assets/property
  • education


  • Holders of FD Receipts and /or ASB/ASN Certificates*
  • Age between 18 and 60
  • Individuals or joint account holders**

* ASB/ASN certificate holder is only applicable to Sole Proprietor.

** Joint account is only applicable to FD Receipt holder.

Required Documents

  1. Photocopy of Identity Card.
  2. Photocopy of latest Form J or, latest 3 months pay slip or, other acceptable proof of income.
  3. Other documents would be based on facility required.

Terms & Conditions apply