|
Plan A (RM) |
Plan B (RM) |
| Section 1 - Accidental Death and Disablement |
| |
| Per Adult |
200,000 |
100,000 |
| Per Child |
30,000 |
15,000 |
| Maximum amount payable for any one Accident (Myself & Family): |
460,000 |
230,000 |
| a. Accidental Death |
100% |
100% |
| b. Permanent Total Disablement |
100% |
100% |
| c. Total and Permanent Loss of Speech and Hearing |
100% |
100% |
| d. Loss of Sight in Both Eyes |
100% |
100% |
| e. Loss of Two Limbs |
100% |
100% |
| f. Loss of One Limb |
50% |
50% |
| g. Loss of Sight in One Eye |
50% |
50% |
| h. Total and Permanent Loss of Speech |
50% |
50% |
| i. Total and Permanent Loss of Hearing in |
50% |
50% |
| i. Both Ears |
50% |
50% |
| ii. One Ear |
20% |
20% |
| |
| |
| Section 2 - Medical Expenses and Emergency Medical Assistance |
| |
| a) Medical, Hospital & Treatment |
Up to 300,000 |
Up to 200,000 |
International Travel (including travelling from West Malaysia to East Malaysia and vice versa) - Reimbursement expenses (including cost of emergency dental treatment) incurred during accident or serious illness.
Domestic Travel (excluding travelling from West Malaysia to East Malaysia and vice versa) - Reimbursement expenses (including cost of emergency dental treatment) incurred during accident. |
|
|
| |
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| b) Emergency Medical Evacuation & Repatriation |
Up to 1,000,000 |
Up to 500,000 |
| Emergency transportation and medical care (in a medically critical condition) en route to the nearest hospital. |
|
|
| |
| |
| c) Follow-up Treatment |
Up to 30,000 |
Up to 20,000 |
| International Travel (including travelling from West Malaysia to East Malaysia and vice versa) - Reimbursement for follow-up treatment within 3 months upon return to Malaysia and such expenses having resulted from an accident or illness abroad which occurred during the Trip.
Domestic Travel (excluding travelling from West Malaysia to East Malaysia and vice versa) - Reimbursement for follow-up treatment within 3 months upon return from the Trip and such expenses having resulted from an accident which occurred during the Trip. |
|
|
| |
| |
| d) Repatriation of Mortal Remains |
Each Insured Person - 6,000
Maximum per Family - 18,000 |
Each Insured Person - 5,000
Maximum per Family - 15,000 |
| Pays for the cost of burial or cremation in the locality where Death occurs or the expenses of transporting the mortal remains back to Malaysia. |
| |
| |
| e) Compassionate Visit Overseas |
Up to 5,000 |
Nil |
| Pays for additional expenses incurred in flying your close relative from Malaysia to place of hospitalisation outside Malaysia if you sustain serious bodily injury or suffer sickness. |
|
|
| |
| |
| Section 3 - Hospital Income |
| |
| Reimburses for each complete day you are confined in a hospital on top of medical costs incurred. |
Up to 15,000
(250 daily) |
Up to 6,000
(100 daily) |
| |
| |
| Section 4 - Baggage and Personal Effects |
| |
| Pays for loss of or damage to your baggage, including articles worn or carried. |
Up to 5,000 |
Up to 1,500 |
| |
| |
| Section 5 - Baggage Delay |
| |
| Reimburses for purchase of essential items if your baggage is delayed for 8 consecutive hours upon arrival at your destination abroad. |
Each Insured
Person up to 500 |
Nil |
| |
| |
| Section 6 - Personal Money and Travel Documents |
| |
| Reimburses for travel and accommodation expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents. |
Up to 5,000 |
Up to 3,000 |
| |
| |
| Section 7 - Personal Liability |
| |
| Indemnifies you for legal liability towards third-party bodily injury or damage of property. |
Up to 1,000,000 |
Up to 500,000 |
| |
| |
| Section 8 - Trip Cancellation |
| |
| Reimburses for travel expenses paid in advance if your trip is cancelled due to the death or serious injury or serious sickness of yourself or your family member. |
Up to 15,000 |
Nil |
| |
| |
| Section 9 - Flight Delay |
| |
| Pays RM200 if your conveyance is delayed from the scheduled departure time for each full 8-hour delay. |
200 (for each full
8-hour delay up to
maximum 2,000) |
Nil |
| |
| |
| Section 10 - Curtailment |
| |
| Reimburses for proportional return of irrecoverable prepaid costs incurred, if it is necessary and unavoidable to curtail your trip. |
Up to 15,000 |
Up to 7,500 |
| |
| |
| Section 11 - Hijacking Inconvenience |
| |
| Pays you a cash benefit for each full 24 consecutive hours of hijack. |
300 (for each full 24-hour delay up to maximum 900) |
250 (for each full 24-hour delay up to maximum 750) |
| |
| |
| Section 12 - Travel Assistance (24 Hours) |
| |
This service ranges from pre-trip information to interpreter services, outpatient clinical services, immigration and visa information services, medical evacuation and repatriation, and emergency updating should a catastrophe occur whilst outside Malaysia, etc.
Note: All services rendered under this section are purely on referral and arrangement basis only. The insured shall pay for all third-party expenses arising from the use of the referred or arranged services. |
Provided |
Provided |
| |