An Islamic fixed term deposit that offers instant cash* the moment you sign up  

*A security deposit (Hamish Jiddiyah) will be credited to customer's account on the placement day. Upon maturity of PNA-i, the Bank will pay customer the principal amount as the profit has already been paid by setting off the security deposit that paid upfront.

Prosperous Now! Account-i (PNA-i) is an Islamic term deposit based on the Shariah contract of Commodity Murabahah (cost-plus sale). It is based on a specific Shariah-compliant commodity identified as the Bank deems fit as the underlying asset for the sale and purchase transaction between the customer and the Bank. PNA-i offers cash to the customer upon placement.

Features

• Deposit tenure from 1 month up to 12 months.
• Profit rate is fixed up front.
• Offer cash upon placement.

Benefits

• Higher profit rate compared to normal Savings Account-i
• Complimentary Personal Accident Takaful Coverage (PATC) plus medical and funeral  expenses (accident only)*
• Acceptance as a collateral for banking facilities*

Who can apply

This account is open to:

• Individuals aged 18 and above
• Joint accountholders (maximum 4 persons)
• Business Enterprises
• Associations / Clubs / Societies / Organizations
• Trustees
• Foreigners
• Professionals
• Government and Corporate Funds

Rates

View the Maybank Islamic PNA-i Terms and Conditions & Product Disclosure Sheet

How to Apply

• At Maybank/Maybank Islamic Branches

• Via Maybank2u

Required Documents

You and/or your joint accountholders will need to go to the nearest Maybank / Maybank Islamic branch along with the following relevant documents:

• Valid MyKad for Malaysians
• Valid Passports for Foreigners and other documentary evidence required by authority according to the purpose of visit/stay in Malaysia

Fees & Charges

View all banking fees

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