• Flexible repayment options that take into account your present and future needs
  • Flexible choice of facility. Choose from a term loan, an overdraft or a combination of both. Under the combination option, the ratio of the term loan to overdraft is flexible and only subject to a minimum amount of RM10,000 for each facility type
  • Higher loan eligibility
  • Longer repayment period of up to 35 years or until the age of 70, whichever comes first
  • Higher loan margin of up to 95% of the value of the house (including capitalisation of related expenses such as MRTA premium)
  • Enjoy MRTA coverage, which settles your outstanding mortgage and transfers the title deed to your family in the event of death or total and permanent disability
  • Flexibility of revising monthly instalments to suit your financial situation
  • Ability to service the interest portion or have monthly instalments commence immediately instead of upon full loan disbursement
  • Easy payment of your instalment via Maybank branches, ATMs, Phone Banking, and online via
  • Flexible to redraw advance/additional payments made in excess of the normal monthly repayment amount. The redraw via m2u (for conventional loan only) or over-the-counter (for Conventional & Islamic financing) is subject to a RM25 fee per redraw transaction.

Who can apply

  • All individuals, joint applicants, residents and non-residents

Unique personal loan facility

Tailored to meet your personal investment needs or contingencies including children's education or home improvements

  • Refinancing

    Refinance your home loan with Maybank and enjoy savings with attractive refinancing package Add top up facility on top of your redemption sum for renovation, educational expenses, etc for a total financing up to 90% at the current market value of your house.
  • Re-mortgage

    Re-mortgage your house that has been fully paid for or is free from encumbrances to release cash from your largest fixed asset, without having to sell your house
  • Redraw

    If you have had a housing loan with Maybank for more than 6 months, you may opt for additional financing at any time. The total loan amount (e.g. current loan outstanding plus additional financing) can be up to 90% of the current market value of your house.



Financing rates are very competitive.

Required documents

• Application Form duly completed

• NRIC / Identity Card
• Latest Valid Passport & VISA/Working Permit/Employment Pass
• Business Registration/Form 24 & 49

• Copy of Sales & & Purchase or Booking Receipt or Letter of Offer from Developer
• Copy of Individual Title Deed
• Property Valuation Report (for completed properties)

For Salary Earners/Gainfully Employed
• Latest 3 consecutive months salary slips/vouchers
• Latest 6 consecutive months of commission statement
• Latest EPF statements (with 3 consecutive months or more transaction history)
• Latest EA Form
• Latest 6 months Bank Statement
• Letter of Confirmation of Employment and Remuneration

How much can you afford to pay monthly?

Try our friendly home loan calculator >

Check out our home loans/financing!

Start off on the right foot. Read our guide to home loans/financing >

Find out Mortgage fees and charges

Compare our VRF rates here

Don't forget what's inside.

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