How much can I withdraw from my EPF Account 1 for unit trust investments?

  • EPF Members can withdraw not more than 30% of their total amount in excess of their Basic Savings in Account 1
    (Total savings in EPF Account 1 - Basic Savings required in EPF Account 1) X 30% *
  • Please take note that the required minimum investment amount that can be withdrawn is RM1,000
  • Always compute the investment amount that you can withdraw before investing

*Please refer to the example calculation below - How to invest with EPF Savings.

Click here to view the requirement for Basic Savings in Account 1

How to invest with EPF Savings?

Let's assume you are 31 years old. The required Basic Savings in your Account 1 = RM33,000
(Click here to view the example)

How frequent can I withdraw from my EPF savings for unit trust investments?

You are only allowed to withdraw monies from your EPF savings once every 3 months to subscribe one or more unit trusts within the same unit trust company. You have to wait for 3 months from the date of the last withdrawal for the next investment.

EPF Approved Funds* offered by Maybank:

Equity Funds

Balanced Funds

Bond Funds

Money Market Funds


You can check your EPF account balance:

  • At any EPF Smart Kiosk* by using your Mykad or;
  • Refer to your latest EPF statement or;
  • Log on to if you are an i-Akaun registered user

* Please refer to for detailed information related to Smart Kiosk location and operation hours.

Please visit your nearest branch for more details. T&C apply.

Customers are advised to read and understand the relevant unit trust fund(s) contents of prospectus before investing. Among others, customers should consider the fees and charges involved. The price of units and distribution payable, if any, may go up or down. Past performance is not an indication of future performance. Unit Trust products are not insured by PIDM.


Please fill in the following details and we will be in touch to assist you with your application.
*Your name: 
*Phone number: 
Call me at: 
*Required fields

Thank you for your time.
We have received your information.
Our financial experts will contact you within 2 working days or at the time you've requested.