How much can I withdraw from my EPF Account 1 for unit trust investments?

• EPF Members can withdraw not more than 30% of their total amount in excess of their Basic Savings in Account 1
  (Total savings in EPF Account 1 - Basic Savings required in EPF Account 1) X 30% *
• Please take note that the required minimum investment amount that can be withdrawn is RM1,000
• Always compute the investment amount that you can withdraw before investing

*Please refer to the example calculation below - How to invest with EPF Savings.

Click here to view the requirement for Basic Savings in Account 1

How to invest with EPF Savings?

Let's assume you are 31 years old. The required Basic Savings in your Account 1 = RM33,000
(Click here to view the example)

How frequent can I withdraw from my EPF savings for unit trust investments?

You are only allowed to withdraw monies from your EPF savings once every 3 months to subscribe one or more unit trusts within the same unit trust company. You have to wait for 3 months from the date of the last withdrawal for the next investment.

EPF Approved Funds* offered by Maybank:

Equity Funds

• Affin Hwang Aiiman Growth
• AMB Dana Yakin
• AMB Index-Linked Trust
• AMB Unit Trust
• AMB Value Trust
• Eastspring Investments Dana Al-Ilham
• RHB Smart Treasure
• Affin Hwang Select Opportunity
• Affin Hwang Select Dividend
• AMB Ethical Trust
• Eastspring Investments Equity Income
• RHB Malaysia Dividend
• AMB SmallCap Trust
• AMB Dividend Trust
• Affin Hwang Select Asia (ex Japan) Opportunities

• Affin Hwang Select Asia Pacific (ex Japan) REITs and Infrastructure
• Affin Hwang Select Asia (Ex Japan) Quantum
• AmAsia Pacific Leisure Dividend
• AmAsia Pacific REITs
• AMB Value Trust
• AmDynamic Allocator
• AmGlobal Agribusiness
• AmSchroder European Equity Alpha
• Eastspring Investments Asia Select Income
• Eastspring Investments Dana Al Ilham
• Eastspring Investments Dinasti Equity
• Eastspring Investments Global Basic
• TA European Equity
• TA South East Asia Equity
• TA Asian Dividend Income

Balanced Funds

• Affin Hwang Select Balanced
• RHB Kidsave
• AMB Balanced Trust
• AMB Dana Ikhlas
• RHB Smart Balanced
• AMB Lifestyle Trust Today
• RHB Smart Income
• RHB Global Allocation

Bond Funds

• Affin Hwang Aiiman Income Plus
• AMB Dana Arif
• AMB Enhanced Bond Trust
• AMB Income Trust
• AmDynamic Bond
• Manulife Bond Plus

Money Market Funds

• AMB Dana Nabeel
• AmIncome Plus

You can check your EPF account balance:

• At any EPF Smart Kiosk* by using your Mykad or;
• Refer to your latest EPF statement or;
• Log on to www.kwsp.gov.my if you are an i-Akaun registered user

* Please refer to www.kwsp.gov.my for detailed information related to Smart Kiosk location and operation hours.

Please visit your nearest branch for more details. T&C apply.

Disclaimer:
Customers are advised to read and understand the relevant unit trust fund(s) contents of prospectus before investing. Among others, customers should consider the fees and charges involved. The price of units and distribution payable, if any, may go up or down. Past performance is not an indication of future performance. Unit Trust products are not insured by PIDM.