Features

  • High allocation rate, meaning more money is invested to achieve your financial goal faster
  • Guaranteed Bonus Units of up to 3% of the annual premium upon completion of the third policy year, subject to terms and conditions
  • Flexibility to change the investment and protection allocation without needing to change your premium amount (refer Sum Assured table below)
  • Death and Total Permanent Disability (TPD) benefits
  • Wide range of Managed and Individual Funds to create your own investment strategy for greater returns
  • Flexibility to switch between Managed and Individual Funds to suit your financial capability and investment objectives (conditions apply)
  • No bid/offer spread, hence no initial upfront charge
  • Flexibility to manage your money: perform annual auto-withdrawals starting from the 6th policy year, or monthly auto-withdrawals starting from the 10th policy year, subject to a minimum balance of 1,000 units
  • Ability to make partial withdrawals, subject to a minimum of 500 units and a minimum balance of 1,000 units
  • Advanced Premium Payment is allowed with premium recognised and allocated immediately according to the allocation rate
  • Free and convenient auto-debit of premium from your Maybank Current/Savings account

Who is eligible

  • Malaysian citizens/Permanent residents aged between 18 to 65 on next birthday

Allocation rate table

Policy yearr
Allocation rate
1
70%
2
85%
3
100%

Sum assured table

Sum assured* (Multiple of Annual Premium)
Entry age
Minimum
Maximum
18-30
40
100
31-35
40
100
36-40
30
100
41-45
30
50
46-50
20
50
51-55
20
25
56-65
10
25
*Subject to a minimum of RM20,000

Additional riders

For a more comprehensive plan, choose to add on any of these riders:

Critical Illness Cover

The life assured will enjoy the protection against 36 dread diseases. This rider provides an additional payment on first diagnosis of any of the covered conditions.

Accidental Death & Dismemberment

This rider provides an additional payment against death or dismemberment of the life assured as a result of accidental causes.

Note: All riders are subject to respective terms & conditions.

Funds profile

With Premier Value Savers, you have the opportunity to mix and match your investments over five different independent funds and three different managed funds. Select one or two funds or spread it over any of our funds to suit your investment needs.

  1. Premier Index Fund>
  2. Premier Equity Fund>
  3. Premier Income Fund >
  4. Dana Ekuiti Prima >
  5. Dana Pendapatan Prima >
  6. Stable Fund >
  7. Balanced Fund >
  8. Growth Fund >

Premier Index Fund

Download latest Fund Factsheet (PDF)

Objective: To achieve a commendable medium to long-term capital appreciation by seeking to track the performance of the KLCI. This fund maintains a portfolio of stocks that matches the composition of the index by investing primarily in the 100 stocks which make up the benchmark of the KLCI.
Annual fund management fee: 1.25%


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Premier Equity Fund

Download latest Fund Factsheet (PDF)

Objective: To achieve the highest performance possible by means of active management while minimising the risks. It invests primarily in the equities of companies listed on the Bursa Malaysia. Selection of the companies is mainly influenced by the quality of the management, solid income, growth potential, market position and price leadership that show potential returns from dividends and capital growth over the medium to long-term period. Will not invest in companies whose core businesses are in alcohol, gambling and tobacco.
Annual fund management fee: 1.50%


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Premier Income Fund

Download latest Fund Factsheet (PDF)

Objective: To realise a steady growth in investment by investing in low risk fixed income securities such as Malaysian Government Securities (MGS), Private Debt Securities (PDS), corporate bonds and other fixed income securities.
Annual fund management fee: 1.00%


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Dana Ekuiti Prima

Download latest Fund Factsheet (PDF)

Objective: To actively achieve the highest performance possible while minimising the risks involved. The focus of this fund is on Syariah designated equities, as determined by and listed on the Bursa Malaysia.
Annual fund management fee: 1.50%


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Dana Pendapatan Prima

Download latest Fund Factsheet (PDF)

Objective: realise a steady growth in investment by investing in Islamic principle-based, low-risk, fixed income securities.
Annual fund management fee: 1.00%


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Stable Fund

Download latest Fund Factsheet (PDF)

Objective: To protect your capital by investing mainly in very safe assets such as cash and fixed-income securities. Suitable for investors with a low risk profile.
Annual fund management fee: 1.00%


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Balanced Fund

Download latest Fund Factsheet (PDF)

Objective: To give you a well-balanced mixture of safety and capital appreciation by investing in a roughly equal mix of cash/fixed-income securities and high quality equities. Suitable for investors with a medium risk profile, with longer-term investment horizons.
Annual fund management fee: 1.25%


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Growth Fund

Download latest Fund Factsheet (PDF)

Objective: To give you worthwhile, long term appreciation by investing mainly in high quality equities with good potential for growth. As a buffer, the fund also invests in cash and fixed income equities. Suitable for people with long term investment horizons (i.e. more than ten years), who are seeking higher returns and are willing to tolerate the volatility of the equity market.
Annual fund management fee: 1.50%


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View fund prices>

This plan is underwritten by Mayban Life Assurance Berhad (235175-H), a subsidiary of Malayan Banking Berhad (3813-K). You should satisfy yourself that this scheme will best serve your needs and that the premium payable under the policy is an amount you can afford. This web page is not part of the contract of insurance. The precise benefits, terms and conditions and other details are available in the Policy Contract. You will be given a copy of the Policy Contract as proof of purchase.

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