Features

  • High allocation rate beginning at 70% of your premium, allowing you to earn more value through your investments (refer table below)
  • Death and Total and Permanent Disability (TPD) benefits for your child
  • Option to add additional riders for a more comprehensive plan
  • Free and convenient auto-debit of premium from your Maybank Current/Savings account
  • Option of paying annually, bi-annually, quarterly or monthly
  • Option to modify plan based on the timeframe and situational condition, e.g. switching between funds (e.g. from Managed Funds to Individual Funds and vice versa), or switching within funds (e.g. from Stable to Balanced, from Premier Index to Premier Income, etc.)
  • Flexibility of modifying protection and investment levels to suit your needs
  • Lifetime investment option: upon reaching the maturity age of 25, your child can take over the policy ownership, with the option to continue with the plan to start his/her own savings until the plan expires at age 100
  • Partial and auto-withdrawal is allowed throughout the plan's tenure, offering you the flexibility of fulfilling your child's early education needs

Who is eligible

  • Children between the ages of 1 - 17 years old

Allocation rate table

Policy year
Rate
Year 1
70%
Year 2
85%
Year 3 and thereafter
100%

Additional riders

For a more comprehensive plan, choose to add on any of these riders:

Waiver of Premium Rider (WP)

WP waives your commitment to pay all future premium contributions, up to your child's 25th birthday, in the event of untimely Death or TPD. This ensures that the fund will accumulate to maturity without placing additional financial burden on your child.

Accidental Death and Dismemberment Rider (ADD)

ADD provides an extra lump sum should death or dismemberment occur due to accidents. In the case of dismemberment, this sum could be used for your child's daily expenses or your medical treatments.

Critical Illnesses Rider (CI)

CI protects you against 36 different critical illnesses. In the event that you are diagnosed with any of the covered illnesses, an additional lump sum is payable to help ease any exorbitant medical bills.

Note: All riders are subject to terms and conditions.

Funds profile

  1. Premier Index Fund>
  2. Premier Equity Fund>
  3. Premier Income Fund >
  4. Dana Ekuiti Prima >
  5. Dana Pendapatan Prima >
  6. Stable Fund >
  7. Balanced Fund >
  8. Growth Fund >

Premier Index Fund

Download latest Fund Factsheet (PDF)

Objective: To achieve a commendable medium to long-term capital appreciation by seeking to track the performance of the KLCI. This fund maintains a portfolio of stocks that matches the composition of the index by investing primarily in the 100 stocks which make up the benchmark of the KLCI.
Annual fund management fee: 1.25%


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Premier Equity Fund

Download latest Fund Factsheet (PDF)

Objective: To achieve the highest performance possible by means of active management while minimising the risks. It invests primarily in the equities of companies listed on the Bursa Malaysia. Selection of the companies is mainly influenced by the quality of the management, solid income, growth potential, market position and price leadership that show potential returns from dividends and capital growth over the medium to long-term period. Will not invest in companies whose core businesses are in alcohol, gambling and tobacco.
Annual fund management fee: 1.50%


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Premier Income Fund

Download latest Fund Factsheet (PDF)

Objective: To realise a steady growth in investment by investing in low risk fixed income securities such as Malaysian Government Securities (MGS), Private Debt Securities (PDS), corporate bonds and other fixed income securities.
Annual fund management fee: 1.00%


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Dana Ekuiti Prima

Download latest Fund Factsheet (PDF)

Objective: To actively achieve the highest performance possible while minimising the risks involved. The focus of this fund is on Syariah designated equities, as determined by and listed on the Bursa Malaysia.
Annual fund management fee: 1.50%


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Dana Pendapatan Prima

Download latest Fund Factsheet (PDF)

Objective: To realise a steady growth in investment by investing in Islamic principle-based, low-risk, fixed income securities.
Annual fund management fee: 1.00%


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Stable Fund

Download latest Fund Factsheet (PDF)

Objective: To protect your capital by investing mainly in very safe assets such as cash and fixed-income securities. Suitable for investors with a low risk profile.
Annual fund management fee: 1.00%


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Balanced Fund

Download latest Fund Factsheet (PDF)

Objective: To give you a well-balanced mixture of safety and capital appreciation by investing in a roughly equal mix of cash/fixed-income securities and high quality equities. Suitable for investors with a medium risk profile, with longer-term investment horizons.
Annual fund management fee: 1.25%


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Growth Fund

Download latest Fund Factsheet (PDF)

Objective: To give you worthwhile, long term appreciation by investing mainly in high quality equities with good potential for growth. As a buffer, the fund also invests in cash and fixed income equities. Suitable for people with long term investment horizons (i.e. more than ten years), who are seeking higher returns and are willing to tolerate the volatility of the equity market.
Annual fund management fee: 1.50%

This plan is underwritten by Mayban Life Assurance Berhad (235175-H), a subsidiary of Malayan Banking Berhad (3813-K). You should satisfy yourself that this plan will best serve your needs and that the contribution payable under the policy is an amount you can afford. This product write-up is not a contract of insurance. The precise benefits, terms and conditions and other details are available in the Policy Contract. You will be given a copy of the Policy Contract as proof of purchase.

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